Best card for
Best credit card for Zivame
Which card to use for Zivame in India - all 187 cards ranked
by what you actually get back on ₹5,000, after caps, exclusions and fees.
Top cardson ₹5,000
1
HSBC Live+
Pay directly · 10% dining / food delivery / groceries / shopping / utilities · cap ₹1,200/month
hsbc.co.in · 27 Sep 2026
₹500
10%
2
FIRST Private
Pay directly
idfcfirstbank.com · 25 Sep 2026
₹330
330 pts · 6.6%
3
Axis Burgundy Private
Pay directly
axis.bank.in · 21 Aug 2026
₹319
375 pts · 6.38%
4
PIXEL Play
Pay directly · 5% on fashion (selected pack) · cap 500 CashPoints per selected category per calendar month
hdfc.bank.in · 21 Sep 2026
₹250
5%
5
SBI Cashback Card
Pay directly · 5% all online spends · cap ₹2,000/cycle
sbicard.com · 20 Aug 2026
₹250
5%
6
PhonePe SBI SELECT BLACK
Pay directly · 5 RP/₹100 on online spends (5% value) · cap 1,000 RP/calendar month
sbicard.com · 22 Aug 2026
₹250
250 pts · 5%
7
YES Bank Marquee
Pay directly · 36 pts / ₹200 on online spends (4.5%)
paisabazaar.com · 20 Aug 2026
₹225
900 pts · 4.5%
8
BOBCARD Eterna
Pay directly · 15 RP / Rs 100 on apparel and electronics bought online (online shopping) · cap 5,000 pts/month
bobcard.co.in · 21 Aug 2026
₹188
750 pts · 3.75%
9
Axis Magnus for Burgundy
Pay directly · Spend-tiered: 12 ERP/₹200 up to ₹1.5L/month, then 35 ERP/₹200 above · cap 12 ERP/₹200 to ₹1.5L/month, then 35 ERP/₹200 (bank-capped at credit limit + ₹1.5L spends/month)
axis.bank.in · 22 Aug 2026
₹180
300 pts · 3.6%
10
HDFC Infinia Metal
Pay directly
hdfcbank.com · 20 Aug 2026
₹165
165 pts · 3.3%
Best with no annual fee3
1
Axis Rewards
Pay directly · 10X points on apparel and departmental stores · cap 10X on up to ₹7,000 of spends a statement month
axis.bank.in · 25 Sep 2026
₹160
800 pts · 3.2%
2
Kotak Solitaire Credit Card
Pay directly
kotak.bank.in · 30 Sep 2026
₹150
150 pts · 3%
3
IndusInd Tiger
Pay directly · Up to 6 pts / ₹100 via annual spend slabs · cap 5,000 pts/month
indusind.bank.in · 21 Aug 2026
₹120
300 pts · 2.4%
Best if you pay directly3
1
HSBC Live+
Pay directly · 10% dining / food delivery / groceries / shopping / utilities · cap ₹1,200/month
hsbc.co.in · 27 Sep 2026
₹500
10%
2
FIRST Private
Pay directly
idfcfirstbank.com · 25 Sep 2026
₹330
330 pts · 6.6%
3
Axis Burgundy Private
Pay directly
axis.bank.in · 21 Aug 2026
₹319
375 pts · 6.38%
Questions
Which credit card is best for Zivame?
HSBC Live+ is the best card for Zivame. It nets ₹500 on a ₹5,000 spend. Pay directly.
Which cards give nothing on Zivame?
None of the cards we track exclude it.
Is a gift voucher better than paying directly for Zivame?
No voucher route earns more here. Pay directly with HSBC Live+ for ₹500 on ₹5,000.