Best card for
Best credit card for Myntra
Which card to use for Myntra in India - all 187 cards ranked
by what you actually get back on ₹5,000, after caps, exclusions and fees.
Top cardson ₹5,000
1
HDFC Infinia Metal
Buy a Myntra voucher on HDFC SmartBuy first · SmartBuy gift vouchers 5X · cap ~3,000 pts/month
offers.smartbuy.hdfc.bank.in · 24 Sep 2026
₹825
825 pts · 16.5%
2
HSBC Live+
Pay directly · 10% dining / food delivery / groceries / shopping / utilities · cap ₹1,200/month
hsbc.co.in · 27 Sep 2026
₹500
10%
3
HDFC Diners Club Black Metal
Buy a Myntra voucher on HDFC SmartBuy first · SmartBuy gift vouchers 3X · cap ~3,000 pts/month
offers.smartbuy.hdfc.bank.in · 24 Sep 2026
₹495
495 pts · 9.9%
4
Flipkart Axis Bank
Pay directly · 7.5% Myntra · cap ₹4,000 per statement QUARTER
axisbank.com · 20 Aug 2026
₹375
7.5%
5
Flipkart SBI Card
Pay directly · 7.5% Myntra · cap ₹4,000 cashback per statement QUARTER per bucket (booklet - was wrongly modeled monthly, a 3x inflation)
sbicard.com · 20 Aug 2026
₹375
7.5%
6
FIRST Private
Pay directly
idfcfirstbank.com · 25 Sep 2026
₹330
330 pts · 6.6%
7
Axis Burgundy Private
Pay directly
axis.bank.in · 21 Aug 2026
₹319
375 pts · 6.38%
8
HDFC Regalia Gold
Pay directly · 5X partner merchants (Myntra/Nykaa/Reliance Digital)
hdfcbank.com · 20 Aug 2026
₹313
625 pts · 6.25%
9
Amex Platinum Charge
Buy a Myntra voucher on Amex ShopWise first · ShopWise vouchers 5X modeled (Rewards Xcelerator reaches up to 20X on 20+ luxury brands)
shopwise.giftstacc.com · 22 Aug 2026
₹313
625 pts · 6.25%
10
HDFC Diners Club Privilege
Buy a Myntra voucher on HDFC SmartBuy first · SmartBuy gift vouchers 5X · cap 3,000 pts/month
offers.smartbuy.hdfc.bank.in · 24 Sep 2026
₹250
500 pts · 5%
Best with no annual fee3
1
Uni GoldX
Buy a Myntra voucher on Uni Store first · 5% shopping via Uni Store (Amazon/Flipkart/Myntra)
bobcard.co.in · 20 Aug 2026
₹250
5%
2
superCard
Pay directly · 5% cashback on non-UPI spends on Myntra · cap Shared cap of Rs 500 per statement month across Myntra + Flipkart preferred-merchant cashback
utkarsh.bank.in · 4 Oct 2026
₹250
5%
3
Axis Rewards
Pay directly · 10X points on apparel and departmental stores · cap 10X on up to ₹7,000 of spends a statement month
axis.bank.in · 25 Sep 2026
₹160
800 pts · 3.2%
Best if you pay directly3
1
HSBC Live+
Pay directly · 10% dining / food delivery / groceries / shopping / utilities · cap ₹1,200/month
hsbc.co.in · 27 Sep 2026
₹500
10%
2
Flipkart Axis Bank
Pay directly · 7.5% Myntra · cap ₹4,000 per statement QUARTER
axisbank.com · 20 Aug 2026
₹375
7.5%
3
Flipkart SBI Card
Pay directly · 7.5% Myntra · cap ₹4,000 cashback per statement QUARTER per bucket (booklet - was wrongly modeled monthly, a 3x inflation)
sbicard.com · 20 Aug 2026
₹375
7.5%
Questions
Which credit card is best for Myntra?
HDFC Infinia Metal is the best card for Myntra. It nets ₹825 on a ₹5,000 spend. Buy a Myntra voucher on HDFC SmartBuy first.
Which cards give nothing on Myntra?
None of the cards we track exclude it.
Is a gift voucher better than paying directly for Myntra?
Buying a gift voucher first (HDFC Infinia Metal, Buy a Myntra voucher on HDFC SmartBuy first) nets ₹825 on ₹5,000, more than paying directly with HSBC Live+ (₹500).