Axis Bank · Super-premium
Axis Burgundy Private
Earns Axis EDGE (Burgundy Private: 5:4)
Where it ranks across all 187 cards
#3 Online shopping
6.4%
direct
#3 Dining out
6.4%
direct
#3 Food delivery
6.4%
direct
#2 Flights
6.4%
direct
#2 Hotels
6.4%
direct
#3 Train tickets
6.4%
direct
#2 Mobile / broadband
6.4%
direct
#1 Insurance
6.4%
direct
#1 Education
5.2%
direct
#1 Rent
4.2%
direct
#2 Cabs & transit
6.4%
direct
#2 Movies & events
6.4%
direct
#2 Electronics
6.4%
direct
#2 Health & pharmacy
6.4%
direct
#2 Gaming
6.4%
direct
#2 Other
6.4%
direct
#4 Groceries
6.4%
direct
#5 Fashion
6.4%
direct
23 Sep 2026 - Axis EDGE dropped Club ITC (Sep 2026)
Axis points can no longer be moved to Club ITC. If you were saving points for an ITC transfer, that route is closed. The same change brought back Accor and added Cathay, Hilton and Miles & More.
Source: Axis Travel Edge Miles Transfer T&C · read 23 Sep 2026
28 Aug 2026
From 1 Sep 2026 the card costs ₹1,00,000 + GST a year if your Burgundy Private relationship value falls below ₹5 crore. From 28 Aug 2026 Priority Pass no longer works in Indian lounges, and from 15 Nov 2026 memberships renew only if you agree.
2 Apr 2026 - Axis EDGE still cannot reach Marriott (dropped Apr 2, 2026)
Axis points still cannot be moved to Marriott (removed 2 Apr 2026). Use Amex or HSBC points for Marriott instead. Accor, removed at the same time, is back; Qatar Avios still transfers, at a lower rate.
Source: Axis Travel Edge Miles Transfer T&C · read 23 Sep 2026
20 Apr 2024
The 30,000-point welcome and annual benefit has ended. Government, gold and jewellery, fuel, utilities and telecom no longer earn. Insurance earns at most 6,000 points a month, and transfers to partners are capped at 15 lakh points a year.
Get an email if this card changes - sign in.
EDGE catalogue ~₹0.20/pt; the value is in 5:4 transfers
Points valued at ₹0.85/pt - conservative, what rankings use · transfers reach up to ₹1.84/pt via Accor ALL (Live Limitless) at 5:4
Reward rules1 direct
Base rate - everything not covered below
6.38%base rate
15 pts / ₹200
source
Source: Burgundy Private - The One Card (axis.bank.in) - axis.bank.in - read 21 Aug 2026
Base rate, but capped2
Rent earns points only up to ₹1L/month
base rate
source
Source: Burgundy Private CC revised T&C (axis.bank.in PDF) - axis.bank.in - read 21 Aug 2026
Insurance capped at 6,000 EDGE RP/month
base rate
source
Source: Burgundy Private CC revised T&C (axis.bank.in PDF) - axis.bank.in - read 21 Aug 2026
Percentages here are each rule's own rate.
The card's single headline is the best of the direct rules only - selectable packs, capped-base rows and
portal/voucher routes above are shown for completeness but never set it.
What 10,000 points become. The low end of each range ranks; the high end is display only.
Accor ALL (Live Limitless)
5:4 ratio · Back as a partner in the Sep 2026 revision, Group A, reduced ratio tier.
8,000 ptsworth ₹16,800-₹18,400
Singapore Airlines KrisFlyer
5:4 ratio
8,000 ptsworth ₹6,400-₹20,000
Air Canada Aeroplan
5:4 ratio
8,000 ptsworth ₹6,400-₹17,600
Postcard Hotels Sunshine Club
5:4 ratio
8,000 ptsworth ₹6,400-₹8,800
Japan Airlines Mileage Bank
5:4 ratio
8,000 ptsworth ₹5,600-₹16,000
Turkish Airlines Miles&Smiles
5:4 ratio
8,000 ptsworth ₹5,600-₹17,600
Air France-KLM Flying Blue
5:4 ratio · Moved to Group A in the Sep 2026 revision.
8,000 ptsworth ₹5,600-₹16,000
Cathay Asia Miles
5:4 ratio · Added in the Sep 2026 revision, Group A, reduced ratio tier.
8,000 ptsworth ₹5,600-₹16,000
Yearly limits: 3 lakh points to Group A partners and 12 lakh to Group B (15 lakh in all). At least 300 points per transfer. Every partner transfers at 5:4, including the ones that are lower on other cards.
Earns nothing on8 exclusions
Tolls and bridge fees
earns nothing
Bridge fees, road fees and tolls: no rewards (from 28 Aug 2026).
→ use FIRST Private here (6.6%)
detail & source
MCCs: 4784
Source: Axis credit card T&C revision effective 28-08-2026 (campaign.axis.bank.in PDF) - campaign.axis.bank.in - read 27 Aug 2026
Gift, card, novelty and souvenir shops
earns nothing
Gift-card purchases reclassified to an excluded Gift Card category (from 28 Aug 2026).
→ use FIRST Private here (6.6%)
detail & source
Axis excludes by spend category; 5947 is the closest MCC mapping.
MCCs: 5947
Source: Axis credit card T&C revision effective 28-08-2026 (campaign.axis.bank.in PDF) - campaign.axis.bank.in - read 27 Aug 2026
Government / tax
earns nothing
Government spends earn nothing (Apr 2024; bank publishes categories only for this card).
→ use Biz Black Metal Edition Credit Card here (2.5%)
detail & source
categories: Government / tax
Source: Burgundy Private rewards T&C (axis.bank.in PDF) - axis.bank.in - read 22 Aug 2026
Fuel
earns nothing
Fuel earns nothing (Apr 2024).
→ use IndianOil RBL XTra here (7.5%)
detail & source
categories: Fuel
Source: Burgundy Private rewards T&C (axis.bank.in PDF) - axis.bank.in - read 22 Aug 2026
Jewellery & watches
earns nothing
Gold and jewellery earn nothing (Apr 2024).
→ use Tata Neu Infinity HDFC here (5.0%)
detail & source
categories: Jewellery & watches
Source: Burgundy Private rewards T&C (axis.bank.in PDF) - axis.bank.in - read 22 Aug 2026
Utility bills
earns nothing
Utilities & telecom earn nothing (Apr 2024).
→ use HSBC Live+ here (10.0%)
detail & source
categories: Utility bills
Source: Burgundy Private rewards T&C (axis.bank.in PDF) - axis.bank.in - read 22 Aug 2026
Wallet load
earns nothing
Wallet loads excluded.
→ use SC Ultimate here (3.3%)
detail & source
categories: Wallet load
Source: Burgundy Private rewards T&C (axis.bank.in PDF) - axis.bank.in - read 22 Aug 2026
EMI
earns nothing
EMI conversions: earned points are debited back.
→ use Kotak Solitaire Credit Card here (3.0%)
detail & source
Rent EARNS up to ₹1L spend/month; insurance EARNS capped at 6,000 ERP/month (bank T&C).
categories: EMI
Source: Burgundy Private rewards T&C (axis.bank.in PDF) - axis.bank.in - read 22 Aug 2026
Perks the card unlocks at these places, beyond its earn rate. They never change a ranking - check the bank page before you count on one.