Kotak Mahindra Bank · Super-premium · lifetime free
Kotak Solitaire Credit Card
Where it ranks across all 187 cards
#1 EMI
3.0%
direct
#8 Jewellery & watches
3.0%
direct
#11 Train tickets
3.0%
direct
#11 Other
3.0%
direct
#12 Health & pharmacy
3.0%
direct
#15 Dining out
3.0%
direct
#16 Cabs & transit
3.0%
direct
#17 Electronics
3.0%
direct
#19 Groceries
3.0%
direct
#19 Flights
3.0%
direct
portal reaches 10.0%
#19 Hotels
3.0%
direct
portal reaches 10.0%
#24 Online shopping
3.0%
direct
#24 Movies & events
3.0%
direct
#25 Fashion
3.0%
direct
#26 Food delivery
3.0%
direct
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Points valued at ₹1/pt - conservative, what rankings use
Reward rules1 direct
Base rate - everything not covered below
3.00%base rate
3 pts / ₹100
source
Source: Kotak Solitaire Credit Card - kotak.bank.in - read 30 Sep 2026
Via portals & vouchersdisplay, never ranks
10 Air Miles / Rs 100 on flights and hotels via Kotak Unbox
via unbox · 1,00,000 Air Miles per statement cycle
source & note
Above the cap, Unbox travel still earns the base 3 Air Miles per Rs 100.
Source: Kotak Solitaire: "get 10 air miles for every rs100 spent on flight and hotel bookings made through kotak unbox"; capped at 1,00,000 Air Miles per statement cycle - kotak.bank.in - read 1 Oct 2026
10.0%
Percentages here are each rule's own rate.
The card's single headline is the best of the direct rules only - selectable packs, capped-base rows and
portal/voucher routes above are shown for completeness but never set it.
Earns nothing on1 exclusion
International transactions · Rent, Wallet load, Fuel, Utility bills, Mobile / broadband, Insurance, Education, Government / tax, Gaming
earns nothing
No Air Miles on rent, wallet, fuel, utility/telecom, insurance, education, government (except tax payments), digital gaming, and international spends.
→ use Axis Burgundy Private here (4.2%)
detail & source
categories: Rent, Wallet load, Fuel, Utility bills, Mobile / broadband, Insurance, Education, Government / tax, Gaming · international: yes
Source: Kotak Solitaire Credit Card - kotak.bank.in - read 30 Sep 2026
Perks the card unlocks at these places, beyond its earn rate. They never change a ranking - check the bank page before you count on one.