YES Bank · Premium
YES Bank Marquee
Earns YES Rewardz (Marquee)
Where it ranks across all 187 cards
#7 Electronics
4.5%
direct
#11 Food delivery
4.5%
direct
#11 Movies & events
4.5%
direct
#13 Online shopping
4.5%
direct
#15 Fashion
4.5%
direct
#13 Jewellery & watches
2.3%
direct
#13 Gaming
2.3%
direct
#19 Other
2.3%
direct
#21 Health & pharmacy
2.3%
direct
#23 Cabs & transit
2.3%
direct
#30 Flights
2.3%
direct
#30 Hotels
2.3%
direct
#31 Dining out
2.3%
direct
#33 Groceries
2.3%
direct
#6 Government / tax
1.4%
direct
#18 Utility bills
1.3%
direct
#28 Mobile / broadband
1.3%
direct
15 Jun 2026
Bank notice: ₹100 fee per reward redemption request; insurance, education, railways, toll, ferry stop earning points; fuel waiver band now ₹500-₹5,000.
Get an email if this card changes - sign in.
Points valued at ₹0.25/pt - conservative, what rankings use · transfers reach up to ₹0.18/pt via Air India Maharaja Club at 10:1
Reward rules3 direct
Base rate - everything not covered below
2.25%base rate
18 pts / ₹200
source
Source: YES Bank Marquee change notice (yes.bank.in PDF) - yes.bank.in - read 20 Aug 2026
36 pts / ₹200 on online spends (4.5%)
4.50%this rule
36 pts / ₹200
how it works & source
Joining fee ₹9,999+GST; renewal ₹4,999 waived at ₹10L. Reward redemption now carries a ₹100 fee per request (Jun 2026).
Source: YES Marquee (trackers; earn rates not on bank site) - paisabazaar.com - read 20 Aug 2026
10 pts / ₹200 on utilities (1.25%)
1.25%this rule
10 pts / ₹200
source
Source: YES Marquee (trackers) - paisabazaar.com - read 20 Aug 2026
Percentages here are each rule's own rate.
The card's single headline is the best of the direct rules only - selectable packs, capped-base rows and
portal/voucher routes above are shown for completeness but never set it.
What 10,000 points become. The low end of each range ranks; the high end is display only.
Air India Maharaja Club
10:1 ratio · Marquee converts at 10:1 (YES Private 8:1) per the Air India partner page. Weak - catalogue/travel redemptions usually beat transfers.
1,000 ptsworth ₹600-₹1,800
Historic partners (Club Vistara, InterMiles) shut down; the surviving route is Maharaja Club at 10:1 via the YES Rewardz portal (Air India partner page). Plus ₹100 redemption fee per request (Jun 2026).
Earns nothing on8 exclusions
Train tickets
earns nothing
Railways earn nothing (Jun 2026 bank notice MCC list).
→ use IRCTC SBI Card here (10.0%)
detail & source
categories: Train tickets · MCCs: 4112, 4011
Source: YES Bank Marquee change notice (yes.bank.in PDF) - yes.bank.in - read 20 Aug 2026
FASTag recharge
earns nothing
Toll & ferry earn nothing (Jun 2026 bank notice MCC list).
→ use FIRST Private here (6.6%)
detail & source
merchants: FASTag recharge · MCCs: 4784, 4111
Source: YES Bank Marquee change notice (yes.bank.in PDF) - yes.bank.in - read 20 Aug 2026
Insurance
earns nothing
Insurance earns nothing (MCC 6300/6381, Jun 2026).
→ use Axis Burgundy Private here (6.4%)
detail & source
categories: Insurance · MCCs: 6300, 6381
Source: YES Bank Marquee change notice (yes.bank.in PDF) - yes.bank.in - read 20 Aug 2026
Education
earns nothing
Education earns nothing (Jun 2026).
→ use Axis Burgundy Private here (5.2%)
detail & source
categories: Education · MCCs: 8211, 8220, 8249, 8299, 8241, 8244, 7911
Source: YES Bank Marquee change notice (yes.bank.in PDF) - yes.bank.in - read 20 Aug 2026
Fuel
earns nothing
Fuel: surcharge waiver on ₹500-₹5,000 txns instead of points.
→ use IndianOil RBL XTra here (7.5%)
detail & source
categories: Fuel
Source: YES Bank Marquee change notice (yes.bank.in PDF) - yes.bank.in - read 20 Aug 2026
Rent
earns nothing
Rent earns nothing.
→ use Axis Burgundy Private here (4.2%)
detail & source
categories: Rent
Source: YES Bank Marquee change notice (yes.bank.in PDF) - yes.bank.in - read 20 Aug 2026
Wallet load
earns nothing
Wallet loads excluded.
→ use SC Ultimate here (3.3%)
detail & source
categories: Wallet load
Source: YES Bank Marquee change notice (yes.bank.in PDF) - yes.bank.in - read 20 Aug 2026
EMI
earns nothing
EMI excluded.
→ use Kotak Solitaire Credit Card here (3.0%)
detail & source
categories: EMI
Source: YES Bank Marquee change notice (yes.bank.in PDF) - yes.bank.in - read 20 Aug 2026
Perks the card unlocks at these places, beyond its earn rate. They never change a ranking - check the bank page before you count on one.