Axis Bank · Entry · lifetime free
Axis Rewards
Earns Axis EDGE (Select / Privilege / REWARDS: 10:1)
Where it ranks across all 187 cards
#33 Fashion
2.3%
direct
#64 EMI
0.3%
direct
#114 Jewellery & watches
0.3%
direct
#118 Gaming
0.3%
direct
#136 Train tickets
0.3%
direct
#153 Flights
0.3%
direct
#153 Hotels
0.3%
direct
#153 Health & pharmacy
0.3%
direct
#154 Other
0.3%
direct
#156 Groceries
0.3%
direct
#156 Electronics
0.3%
direct
#158 Food delivery
0.3%
direct
#159 Dining out
0.3%
direct
#159 Movies & events
0.3%
direct
#161 Online shopping
0.3%
direct
23 Sep 2026 - Axis EDGE dropped Club ITC (Sep 2026)
Axis points can no longer be moved to Club ITC. If you were saving points for an ITC transfer, that route is closed. The same change brought back Accor and added Cathay, Hilton and Miles & More.
Source: Axis Travel Edge Miles Transfer T&C · read 23 Sep 2026
2 Apr 2026 - Axis EDGE still cannot reach Marriott (dropped Apr 2, 2026)
Axis points still cannot be moved to Marriott (removed 2 Apr 2026). Use Amex or HSBC points for Marriott instead. Accor, removed at the same time, is back; Qatar Avios still transfers, at a lower rate.
Source: Axis Travel Edge Miles Transfer T&C · read 23 Sep 2026
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Axis states 'The Redemption Value of Each EDGE REWARD Point = ₹0.20' (https://www.axis.bank.in/cards/credit-card/rewards-credit-card, verified 2026-09-25)
Points valued at ₹0.2/pt - conservative, what rankings use · transfers reach up to ₹0.23/pt via Accor ALL (Live Limitless) at 10:1
Reward rules2 direct
Base rate - everything not covered below
0.32%base rate
2 pts / ₹125
source
Source: Axis Bank REWARDS Credit Card - axis.bank.in - read 25 Sep 2026
10X points on apparel and departmental stores
3.20%this rule
20 pts / ₹125
how it works & source
Accelerated 10X points capped at Rs 7,000 spend per statement month on specific categories
Source: Axis Bank REWARDS Credit Card - axis.bank.in - read 25 Sep 2026
Percentages here are each rule's own rate.
The card's single headline is the best of the direct rules only - selectable packs, capped-base rows and
portal/voucher routes above are shown for completeness but never set it.
What 10,000 points become. The low end of each range ranks; the high end is display only.
Accor ALL (Live Limitless)
10:1 ratio · Back as a partner in the Sep 2026 revision, Group A, reduced ratio tier.
1,000 ptsworth ₹2,100-₹2,300
Singapore Airlines KrisFlyer
10:1 ratio
1,000 ptsworth ₹800-₹2,500
Air Canada Aeroplan
10:1 ratio
1,000 ptsworth ₹800-₹2,200
Postcard Hotels Sunshine Club
10:1 ratio
1,000 ptsworth ₹800-₹1,100
Japan Airlines Mileage Bank
10:1 ratio
1,000 ptsworth ₹700-₹2,000
Turkish Airlines Miles&Smiles
10:1 ratio
1,000 ptsworth ₹700-₹2,200
Air France-KLM Flying Blue
10:1 ratio · Moved to Group A in the Sep 2026 revision.
1,000 ptsworth ₹700-₹2,000
Cathay Asia Miles
10:1 ratio · Added in the Sep 2026 revision, Group A, reduced ratio tier.
1,000 ptsworth ₹700-₹2,000
Yearly limits: 1 lakh points to Group A and 4 lakh to Group B (5 lakh in all). Every partner converts at 10:1; SpiceJet and AirAsia are better at 5:1.
Earns nothing on1 exclusion
Cabs & transit, Utility bills, Mobile / broadband, Insurance, Education, Government / tax, Wallet load, Rent, Fuel
earns nothing
Transportation & tolls, utility and certain telecom, insurance, educational institutions, government institutions, wallet/wire transfer, rent and fuel MCCs earn no reward points
→ use FIRST Private here (6.6%)
detail & source
categories: Cabs & transit, Utility bills, Mobile / broadband, Insurance, Education, Government / tax, Wallet load, Rent, Fuel
Source: Terms and Conditions for Axis Bank REWARDS Credit Card (PDF) - axis.bank.in - read 25 Sep 2026
Perks the card unlocks at these places, beyond its earn rate. They never change a ranking - check the bank page before you count on one.