Best card for
Best credit card for Uber
Which card to use for Uber in India - all 187 cards ranked
by what you actually get back on ₹1,000, after caps, exclusions and fees.
Top cardson ₹1,000
1
HDFC Infinia Metal
Buy an Uber voucher on HDFC SmartBuy first · SmartBuy gift vouchers 5X · cap ~3,000 pts/month
offers.smartbuy.hdfc.bank.in · 24 Sep 2026
₹150
150 pts · 15%
2
Amex SmartEarn
Pay directly · 10X pool A (Flipkart/Uber/BMS/Ajio/Nykaa/PVR/Blinkit/Myntra) · cap 500 TOTAL 10X pts/month for the Flipkart/Uber/BMS/Ajio/Nykaa/PVR/Blinkit/Myntra pool (incl base)
americanexpress.com · 22 Aug 2026
₹100
200 pts · 10%
3
HDFC Diners Club Black Metal
Buy an Uber voucher on HDFC SmartBuy first · SmartBuy gift vouchers 3X · cap ~3,000 pts/month
offers.smartbuy.hdfc.bank.in · 24 Sep 2026
₹90
90 pts · 9%
4
Axis Burgundy Private
Pay directly
axis.bank.in · 21 Aug 2026
₹64
75 pts · 6.38%
5
HDFC Regalia Gold
Buy an Uber voucher on HDFC SmartBuy first · SmartBuy gift vouchers 5X · cap 3,000 RP/month voucher sub-cap (inside the group cap)
offers.smartbuy.hdfc.bank.in · 24 Sep 2026
₹63
125 pts · 6.25%
6
FIRST Private
Pay directly
idfcfirstbank.com · 25 Sep 2026
₹60
60 pts · 6%
7
HDFC Diners Club Privilege
Buy an Uber voucher on HDFC SmartBuy first · SmartBuy gift vouchers 5X · cap 3,000 pts/month
offers.smartbuy.hdfc.bank.in · 24 Sep 2026
₹50
100 pts · 5%
8
HDFC Millennia
Pay directly · 5% partner merchants · cap ₹1,000/month
hdfcbank.com · 20 Aug 2026
₹50
5%
9
Swiggy HDFC Bank
Pay directly · 5% select online brands · cap ₹1,500/cycle
hdfcbank.com · 20 Aug 2026
₹50
5%
10
PhonePe HDFC Bank Ultimo Credit Card
Pay directly · 5 pts / Rs 100 on Amazon, Flipkart, Myntra, Ajio, Uber, Swiggy, Zomato · cap 500 reward points per calendar month
hdfc.bank.in · 30 Sep 2026
₹50
50 pts · 5%
Best with no annual fee3
1
Fibe Axis Bank Credit Card
Pay directly · 3% cashback on online food delivery, entertainment and local commute · cap ₹1,500/cycle
axis.bank.in · 2 Oct 2026
₹30
3%
2
Kotak Solitaire Credit Card
Pay directly
kotak.bank.in · 30 Sep 2026
₹30
30 pts · 3%
3
Amazon Pay ICICI
Pay directly · 2% Amazon Pay partners
icicibank.com · 20 Aug 2026
₹20
2%
Best if you pay directly3
1
Amex SmartEarn
Pay directly · 10X pool A (Flipkart/Uber/BMS/Ajio/Nykaa/PVR/Blinkit/Myntra) · cap 500 TOTAL 10X pts/month for the Flipkart/Uber/BMS/Ajio/Nykaa/PVR/Blinkit/Myntra pool (incl base)
americanexpress.com · 22 Aug 2026
₹100
200 pts · 10%
2
Axis Burgundy Private
Pay directly
axis.bank.in · 21 Aug 2026
₹64
75 pts · 6.38%
3
FIRST Private
Pay directly
idfcfirstbank.com · 25 Sep 2026
₹60
60 pts · 6%
Cards that earn nothing here10
Axis Bank Cashback
Transportation & tolls (incl. cabs, MCC 4121) earn NO cashback under any category.
axis.bank.in · 22 Aug 2026
Axis Horizon
Transportation & tolls, utilities and telecom, insurance, educational institutions, government institutions, wallet/gift cards, rent and fuel earn no EDGE Miles
axis.bank.in · 25 Sep 2026
Axis Rewards
Transportation & tolls, utility and certain telecom, insurance, educational institutions, government institutions, wallet/wire transfer, rent and fuel MCCs earn no reward points
axis.bank.in · 25 Sep 2026
AU Zenith
Transportation fee-penalized 1% from 14 Jun 2026 (IRCTC exempt); BBPS and quasi-cash excluded.
au.bank.in · 22 Aug 2026
CUB Kavach RuPay Credit Card
Base rewards exclude low interchange categories: Railways, Fuel, Rent, Government Services, Insurance, Education, contracted services, Agriculture, Transportation & transit and Telecom; transactions under Rs 2,000 at small offline merchants are also excluded.
cityunionbank.bank.in · 2 Oct 2026
CUB Kavach Master Credit Card
Base rewards exclude low interchange categories: Railways, Fuel, Rent, Government Services, Insurance, Education, contracted services, Agriculture, Transportation & transit and Telecom; transactions under Rs 2,000 at small offline merchants are also excluded.
cityunionbank.bank.in · 2 Oct 2026
Eternal Credit Card
Transport transactions do not earn cashback
utkarsh.bank.in · 4 Oct 2026
Rhodium Credit Card
Transport transactions do not earn cashback
utkarsh.bank.in · 4 Oct 2026
SmartGen Credit Card
Transport transactions do not earn cashback
utkarsh.bank.in · 4 Oct 2026
superCard
Insurance, post office, transit (transport) and utilities payments do not earn cashback
utkarsh.bank.in · 4 Oct 2026
Questions
Which credit card is best for Uber?
HDFC Infinia Metal is the best card for Uber. It nets ₹150 on a ₹1,000 spend. Buy an Uber voucher on HDFC SmartBuy first.
Which cards give nothing on Uber?
10 of the cards we track earn nothing on Uber, including Axis Bank Cashback, Axis Horizon, Axis Rewards, AU Zenith, CUB Kavach RuPay Credit Card and 5 more.
Is a gift voucher better than paying directly for Uber?
Buying a gift voucher first (HDFC Infinia Metal, Buy an Uber voucher on HDFC SmartBuy first) nets ₹150 on ₹1,000, more than paying directly with Amex SmartEarn (₹100).