Which credit card is best for FASTag recharge?

FIRST Private is the best card for FASTag recharge. It nets ₹60 on a ₹1,000 spend. Pay directly.

Which cards give nothing on FASTag recharge?

49 of the cards we track earn nothing on FASTag recharge, including Axis ACE, Axis Magnus, Flipkart Axis Bank, Airtel Axis Bank, Axis Bank Cashback and 44 more.

Is a gift voucher better than paying directly for FASTag recharge?

No voucher route earns more here. Pay directly with FIRST Private for ₹60 on ₹1,000.

Best credit card for FASTag recharge: FIRST Private, 6% back

Axis ACE

Bridge fees, road fees and tolls: no rewards (from 28 Aug 2026).

campaign.axis.bank.in · 27 Aug 2026

Axis Magnus

Bridge fees, road fees and tolls: no rewards (from 28 Aug 2026).

campaign.axis.bank.in · 27 Aug 2026

Flipkart Axis Bank

Bridge fees, road fees and tolls: no rewards (from 28 Aug 2026).

campaign.axis.bank.in · 27 Aug 2026

Airtel Axis Bank

Bridge fees, road fees and tolls: no rewards (from 28 Aug 2026).

campaign.axis.bank.in · 27 Aug 2026

Axis Bank Cashback

Transportation & tolls (incl. cabs, MCC 4121) earn NO cashback under any category.

axis.bank.in · 22 Aug 2026

Axis Atlas

Bridge fees, road fees and tolls: no rewards (from 28 Aug 2026).

campaign.axis.bank.in · 27 Aug 2026

Axis Privilege

Bridge fees, road fees and tolls: no rewards (from 28 Aug 2026).

campaign.axis.bank.in · 27 Aug 2026

Axis Reserve

Bridge fees, road fees and tolls: no rewards (from 28 Aug 2026).

campaign.axis.bank.in · 27 Aug 2026

Axis Burgundy Private

Bridge fees, road fees and tolls: no rewards (from 28 Aug 2026).

campaign.axis.bank.in · 27 Aug 2026

Axis Magnus for Burgundy

Bridge fees, road fees and tolls: no rewards (from 28 Aug 2026).

campaign.axis.bank.in · 27 Aug 2026

Axis Horizon

Transportation & tolls, utilities and telecom, insurance, educational institutions, government institutions, wallet/gift cards, rent and fuel earn no EDGE Miles

axis.bank.in · 25 Sep 2026

Axis Rewards

Transportation & tolls, utility and certain telecom, insurance, educational institutions, government institutions, wallet/wire transfer, rent and fuel MCCs earn no reward points

axis.bank.in · 25 Sep 2026

SpiceJet Axis Bank Voyage

No rewards/cashback on Bridge Fees, Road Fees and Tolls

campaign.axis.bank.in · 30 Sep 2026

SpiceJet Axis Bank Voyage Black

No rewards/cashback on Bridge Fees, Road Fees and Tolls

campaign.axis.bank.in · 30 Sep 2026

LIC Axis Bank Platinum

No rewards/cashback on Bridge Fees, Road Fees and Tolls

campaign.axis.bank.in · 30 Sep 2026

LIC Axis Bank Signature

No rewards/cashback on Bridge Fees, Road Fees and Tolls

campaign.axis.bank.in · 30 Sep 2026

Axis Bank Neo

No EDGE REWARD points on bridge fees, road fees and tolls.

axis.bank.in · 1 Oct 2026

Fibe Axis Bank Credit Card

Bridge fees, road fees and tolls: no rewards (from 28 Aug 2026).

campaign.axis.bank.in · 2 Oct 2026

Axis Bank Supermoney RuPay Credit Card

Bridge fees, road fees and tolls: no rewards (from 28 Aug 2026).

campaign.axis.bank.in · 2 Oct 2026

Google Pay Flex Axis Bank Credit Card

28 Aug 2026 portfolio revision notice, linked directly from this card's own page: no rewards/cashback on Bridge Fees, Road Fees, and Tolls.

campaign.axis.bank.in · 2 Oct 2026

SBI Cashback Card

Tolls excluded from Apr 2026.

sbicard.com · 22 Aug 2026

PhonePe SBI SELECT BLACK

Tolls earn nothing (MCC 4784, bank T&C).

sbicard.com · 22 Aug 2026

Kotak White

Transportation MCCs excluded from White Pass milestone spends effective 1 Apr 2026.

kotak.bank.in · 22 Aug 2026

HSBC Live+

Local bus transport and tolls/bridge fees: 0% cashback.

hsbc.co.in · 22 Aug 2026

YES Bank Marquee

Toll & ferry earn nothing (Jun 2026 bank notice MCC list).

yes.bank.in · 20 Aug 2026

Uni GoldX

Tolls and bridge/road fees (MCC 4784) earn nothing, effective 19 September 2026. Other transit still earns - this is MCC-scoped, not the whole category.

media.bobcard.co.in · 21 Sep 2026

AU Zenith

Transportation fee-penalized 1% from 14 Jun 2026 (IRCTC exempt); BBPS and quasi-cash excluded.

au.bank.in · 22 Aug 2026

BOBCARD Eterna

Transportation earns nothing.

media.bobcard.co.in · 22 Aug 2026

Premier

Spends on select MCCs (agriculture, contractors, passenger transport/toll/rail, rent, cleaning/personal-care services, government, education, hospitals, wallets, supermarkets/retail stores, insurance, charity, fast food) do not earn reward points, per BOBCARD's Annexure 1 MCC list.

media.bobcard.co.in · 30 Sep 2026

Select

Spends on select MCCs (agriculture, contractors, passenger transport/toll/rail, rent, cleaning/personal-care services, government, education, hospitals, wallets, supermarkets/retail stores, insurance, charity, fast food) do not earn reward points, per BOBCARD's Annexure 1 MCC list.

media.bobcard.co.in · 30 Sep 2026

Easy

Spends on select MCCs (agriculture, contractors, passenger transport/toll/rail, rent, cleaning/personal-care services, government, education, hospitals, wallets, supermarkets/retail stores, insurance, charity, fast food) do not earn reward points, per BOBCARD's Annexure 1 MCC list.

media.bobcard.co.in · 30 Sep 2026

Snapdeal BOBCARD

Spends on select MCCs (agriculture, contractors, passenger transport/toll/rail, rent, cleaning/personal-care services, government, education, hospitals, wallets, supermarkets/retail stores, insurance, charity, fast food) do not earn reward points, per BOBCARD's Annexure 1 MCC list.

media.bobcard.co.in · 30 Sep 2026

Cashback

Spends on select MCCs (agriculture, contractors, passenger transport/toll/rail, rent, cleaning/personal-care services, government, education, hospitals, wallets, supermarkets/retail stores, insurance, charity, fast food) do not earn reward points, per BOBCARD's Annexure 1 MCC list.

media.bobcard.co.in · 30 Sep 2026

Tiara

Spends on select MCCs (agriculture, contractors, passenger transport/toll/rail, rent, cleaning/personal-care services, government, education, hospitals, wallets, supermarkets/retail stores, insurance, charity, fast food) do not earn reward points, per BOBCARD's Annexure 1 MCC list.

media.bobcard.co.in · 30 Sep 2026

HPCL Energie

Spends on select MCCs (agriculture, contractors, passenger transport/toll/rail, rent, cleaning/personal-care services, government, education, hospitals, wallets, supermarkets/retail stores, insurance, charity, fast food) do not earn reward points, per BOBCARD's Annexure 1 MCC list.

media.bobcard.co.in · 30 Sep 2026

Prime

Spends on select MCCs (agriculture, contractors, passenger transport/toll/rail, rent, cleaning/personal-care services, government, education, hospitals, wallets, supermarkets/retail stores, insurance, charity, fast food) do not earn reward points, per BOBCARD's Annexure 1 MCC list.

media.bobcard.co.in · 30 Sep 2026

Signet

Fuel and Government Services MCCs earn no reward points.

federal.bank.in · 1 Oct 2026

Imperio

Fuel and Government Services MCCs earn no reward points.

federal.bank.in · 1 Oct 2026

Celesta

Fuel and Government Services MCCs earn no reward points.

federal.bank.in · 1 Oct 2026

Paisabazaar Paisaback

Bank's printed exclusion list: EMI, Utility, Fuel, Insurance, Rent, Wallet, Education, Jewellery, Govt services, Hospitals, Toll, Telecom equipment, Railways, Automotive shops. Hospitals, telecom equipment sales and automotive shops don't map cleanly to our category taxonomy and are omitted from the structured list above but are included in this note verbatim from the bank.

federal.bank.in · 1 Oct 2026

CUB Kavach RuPay Credit Card

Base rewards exclude low interchange categories: Railways, Fuel, Rent, Government Services, Insurance, Education, contracted services, Agriculture, Transportation & transit and Telecom; transactions under Rs 2,000 at small offline merchants are also excluded.

cityunionbank.bank.in · 2 Oct 2026

CUB Kavach Master Credit Card

Base rewards exclude low interchange categories: Railways, Fuel, Rent, Government Services, Insurance, Education, contracted services, Agriculture, Transportation & transit and Telecom; transactions under Rs 2,000 at small offline merchants are also excluded.

cityunionbank.bank.in · 2 Oct 2026

CSB Bank Edge+ Credit Card

Jewels are also not awarded on this wider list of Merchant Category Codes (MCC) stipulated by the Bank's network partners, covering cash/quasi-cash disbursements, gambling, political/religious organisations, pawn shops, fuel dispensers, real-estate rental agents, tax payments, tolls, and legal/professional/charitable services.

csb.bank.in · 2 Oct 2026

Edge CSB Bank Credit Card

Jewels are also not awarded on this wider list of Merchant Category Codes (MCC) stipulated by the Bank's network partners, covering cash/quasi-cash disbursements, gambling, political/religious organisations, pawn shops, fuel dispensers, real-estate rental agents, tax payments, tolls, and legal/professional/charitable services.

csb.bank.in · 2 Oct 2026

Eternal Credit Card

Transport transactions do not earn cashback

utkarsh.bank.in · 4 Oct 2026

Rhodium Credit Card

Transport transactions do not earn cashback

utkarsh.bank.in · 4 Oct 2026

SmartGen Credit Card

Transport transactions do not earn cashback

utkarsh.bank.in · 4 Oct 2026

superCard

Insurance, post office, transit (transport) and utilities payments do not earn cashback

utkarsh.bank.in · 4 Oct 2026

Klick Credit Card

No YES Rewardz points on railways, toll or ferry spends (no exact vocab category)

yes.bank.in · 2 Oct 2026