Axis Bank · Entry · lifetime free
Fibe Axis Bank Credit Card
Where it ranks across all 187 cards
#14 Cabs & transit
3.0%
direct
#22 Movies & events
3.0%
direct
#24 Food delivery
3.0%
direct
#14 EMI
1.0%
direct
#26 Utility bills
1.0%
direct
#39 Gaming
1.0%
direct
#42 Mobile / broadband
1.0%
direct
#49 Train tickets
1.0%
direct
#53 Other
1.0%
direct
#57 Health & pharmacy
1.0%
direct
#60 Electronics
1.0%
direct
#68 Hotels
1.0%
direct
#70 Flights
1.0%
direct
#70 Fashion
1.0%
direct
#71 Groceries
1.0%
direct
#72 Online shopping
1.0%
direct
#74 Dining out
1.0%
direct
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Reward rules2 direct
Base rate - everything not covered below
1.00%base rate
1% cashback
source
Source: Axis Bank - Fibe Axis Bank Credit Card - axis.bank.in - read 2 Oct 2026
3% cashback on online food delivery, entertainment and local commute
3.00%this rule
3% cashback
source
Source: Axis Bank - Cashback T&C, Fibe Axis Bank Credit Card - axis.bank.in - read 2 Oct 2026
Percentages here are each rule's own rate.
The card's single headline is the best of the direct rules only - selectable packs, capped-base rows and
portal/voucher routes above are shown for completeness but never set it.
Earns nothing on4 exclusions
Wallet load, Fuel, Jewellery & watches
earns nothing
No cashback on wallet load, fuel spends, cash withdrawals or gold/jewellery purchases.
→ use SC Ultimate here (3.3%)
detail & source
categories: Wallet load, Fuel, Jewellery & watches
Source: Axis Bank - Cashback T&C, Fibe Axis Bank Credit Card - axis.bank.in - read 2 Oct 2026
Rent, Insurance, Education, Government / tax
earns nothing
No cashback on rent, insurance, education or government service payments.
→ use Axis Burgundy Private here (4.2%)
detail & source
categories: Rent, Insurance, Education, Government / tax
Source: Axis Bank - Cashback T&C, Fibe Axis Bank Credit Card - axis.bank.in - read 2 Oct 2026
Tolls and bridge fees
earns nothing
Bridge fees, road fees and tolls: no rewards (from 28 Aug 2026).
→ use FIRST Private here (6.6%)
detail & source
MCCs: 4784
Source: Axis credit card T&C revision effective 28-08-2026 (campaign.axis.bank.in PDF) - campaign.axis.bank.in - read 2 Oct 2026
Gift, card, novelty and souvenir shops
earns nothing
Gift-card purchases reclassified to an excluded Gift Card category (from 28 Aug 2026).
→ use FIRST Private here (6.6%)
detail & source
Axis excludes by spend category; 5947 is the closest MCC mapping.
MCCs: 5947
Source: Axis credit card T&C revision effective 28-08-2026 (campaign.axis.bank.in PDF) - campaign.axis.bank.in - read 2 Oct 2026