Best card for
Best credit card for Cabs & transit
Which card to use for Cabs & transit in India - all 187 cards ranked
by what you actually get back on ₹1,000, after caps, exclusions and fees.
Top cardson ₹1,000
1
Axis Burgundy Private
Pay directly
axis.bank.in · 21 Aug 2026
₹64
75 pts · 6.38%
2
FIRST Private
Pay directly
idfcfirstbank.com · 25 Sep 2026
₹60
60 pts · 6%
3
SBI Cashback Card
Pay directly · 5% all online spends · cap ₹2,000/cycle
sbicard.com · 20 Aug 2026
₹50
5%
4
Axis Magnus for Burgundy
Pay directly · Spend-tiered: 12 ERP/₹200 up to ₹1.5L/month, then 35 ERP/₹200 above · cap 12 ERP/₹200 to ₹1.5L/month, then 35 ERP/₹200 (bank-capped at credit limit + ₹1.5L spends/month)
axis.bank.in · 22 Aug 2026
₹36
60 pts · 3.6%
5
HDFC Infinia Metal
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hdfcbank.com · 20 Aug 2026
₹30
30 pts · 3%
6
HDFC Diners Club Black Metal
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hdfcbank.com · 20 Aug 2026
₹30
30 pts · 3%
7
Biz Black Metal Edition Credit Card
Pay directly
hdfc.bank.in · 2 Oct 2026
₹30
30 pts · 3%
8
Fibe Axis Bank Credit Card
Pay directly · 3% cashback on online food delivery, entertainment and local commute · cap ₹1,500/cycle
axis.bank.in · 2 Oct 2026
₹30
3%
9
PVR INOX Kotak
Pay directly · 1 free PVR ticket (≤₹300) per ₹10,000 of monthly billed spends - UNCAPPED ticket count
kotak.com · 22 Aug 2026
₹30
3%
10
Kotak Solitaire Credit Card
Pay directly
kotak.bank.in · 30 Sep 2026
₹30
30 pts · 3%
Best with no annual fee3
1
Fibe Axis Bank Credit Card
Pay directly · 3% cashback on online food delivery, entertainment and local commute · cap ₹1,500/cycle
axis.bank.in · 2 Oct 2026
₹30
3%
2
Kotak Solitaire Credit Card
Pay directly
kotak.bank.in · 30 Sep 2026
₹30
30 pts · 3%
3
Scapia (Federal Bank)
Pay directly
federal.bank.in · 20 Aug 2026
₹20
100 pts · 2%
Cards that earn nothing here10
Axis Bank Cashback
Transportation & tolls (incl. cabs, MCC 4121) earn NO cashback under any category.
axis.bank.in · 22 Aug 2026
Axis Horizon
Transportation & tolls, utilities and telecom, insurance, educational institutions, government institutions, wallet/gift cards, rent and fuel earn no EDGE Miles
axis.bank.in · 25 Sep 2026
Axis Rewards
Transportation & tolls, utility and certain telecom, insurance, educational institutions, government institutions, wallet/wire transfer, rent and fuel MCCs earn no reward points
axis.bank.in · 25 Sep 2026
AU Zenith
Transportation fee-penalized 1% from 14 Jun 2026 (IRCTC exempt); BBPS and quasi-cash excluded.
au.bank.in · 22 Aug 2026
CUB Kavach RuPay Credit Card
Base rewards exclude low interchange categories: Railways, Fuel, Rent, Government Services, Insurance, Education, contracted services, Agriculture, Transportation & transit and Telecom; transactions under Rs 2,000 at small offline merchants are also excluded.
cityunionbank.bank.in · 2 Oct 2026
CUB Kavach Master Credit Card
Base rewards exclude low interchange categories: Railways, Fuel, Rent, Government Services, Insurance, Education, contracted services, Agriculture, Transportation & transit and Telecom; transactions under Rs 2,000 at small offline merchants are also excluded.
cityunionbank.bank.in · 2 Oct 2026
Eternal Credit Card
Transport transactions do not earn cashback
utkarsh.bank.in · 4 Oct 2026
Rhodium Credit Card
Transport transactions do not earn cashback
utkarsh.bank.in · 4 Oct 2026
SmartGen Credit Card
Transport transactions do not earn cashback
utkarsh.bank.in · 4 Oct 2026
superCard
Insurance, post office, transit (transport) and utilities payments do not earn cashback
utkarsh.bank.in · 4 Oct 2026
Questions
Which credit card is best for Cabs & transit?
Axis Burgundy Private is the best card for Cabs & transit. It nets ₹64 on a ₹1,000 spend. Pay directly.
Which cards give nothing on Cabs & transit?
10 of the cards we track earn nothing on Cabs & transit, including Axis Bank Cashback, Axis Horizon, Axis Rewards, AU Zenith, CUB Kavach RuPay Credit Card and 5 more.
Is a gift voucher better than paying directly for Cabs & transit?
No voucher route earns more here. Pay directly with Axis Burgundy Private for ₹64 on ₹1,000.