Best card for
Best credit card for Netflix
Which card to use for Netflix in India - all 187 cards ranked
by what you actually get back on ₹1,500, after caps, exclusions and fees.
Top cardson ₹1,500
1
FIRST Private
Pay directly
idfcfirstbank.com · 25 Sep 2026
₹100
100 pts · 6.67%
2
Axis Burgundy Private
Pay directly
axis.bank.in · 21 Aug 2026
₹89
105 pts · 5.95%
3
PIXEL Play
Pay directly · 5% on dining & entertainment (selected pack) · cap 500 CashPoints per selected category per calendar month
hdfc.bank.in · 21 Sep 2026
₹75
5%
4
Kotak Cashback+ Credit Card
Pay directly · 5% cashback on online food delivery, groceries and entertainment · cap 750 reward points per billing cycle shared across all accelerated (5% and 3%) categories combined (1 point = Rs 1)
kotak.bank.in · 25 Sep 2026
₹75
5%
5
Kotak Cashback+ Prime Credit Card
Pay directly · 5% cashback on online food delivery, groceries and entertainment · cap 750 reward points per billing cycle shared across all accelerated categories combined (1 point = Rs 1)
kotak.bank.in · 25 Sep 2026
₹75
5%
6
YES Bank Marquee
Pay directly · 36 pts / ₹200 on online spends (4.5%)
paisabazaar.com · 20 Aug 2026
₹63
252 pts · 4.2%
7
Axis Magnus for Burgundy
Pay directly · Spend-tiered: 12 ERP/₹200 up to ₹1.5L/month, then 35 ERP/₹200 above · cap 12 ERP/₹200 to ₹1.5L/month, then 35 ERP/₹200 (bank-capped at credit limit + ₹1.5L spends/month)
axis.bank.in · 22 Aug 2026
₹54
90 pts · 3.6%
8
HDFC Infinia Metal
Pay directly
hdfcbank.com · 20 Aug 2026
₹50
50 pts · 3.33%
9
HDFC Diners Club Black Metal
Pay directly
hdfcbank.com · 20 Aug 2026
₹50
50 pts · 3.33%
10
Biz Black Metal Edition Credit Card
Pay directly
hdfc.bank.in · 2 Oct 2026
₹50
50 pts · 3.33%
Best with no annual fee3
1
Fibe Axis Bank Credit Card
Pay directly · 3% cashback on online food delivery, entertainment and local commute · cap ₹1,500/cycle
axis.bank.in · 2 Oct 2026
₹45
3%
2
Kotak Solitaire Credit Card
Pay directly
kotak.bank.in · 30 Sep 2026
₹45
45 pts · 3%
3
Pinnacle Credit Card
Pay directly · 2.5 pts / Rs 100 on e-commerce transactions
indusind.bank.in · 30 Sep 2026
₹28
38 pts · 1.88%
Best if you pay directly3
1
FIRST Private
Pay directly
idfcfirstbank.com · 25 Sep 2026
₹100
100 pts · 6.67%
2
Axis Burgundy Private
Pay directly
axis.bank.in · 21 Aug 2026
₹89
105 pts · 5.95%
3
PIXEL Play
Pay directly · 5% on dining & entertainment (selected pack) · cap 500 CashPoints per selected category per calendar month
hdfc.bank.in · 21 Sep 2026
₹75
5%
Cards that earn nothing here18
Flipkart Axis Bank
Utility services excluded.
campaign.axis.bank.in · 22 Aug 2026
Axis Atlas
Utilities excluded.
axis.bank.in · 22 Aug 2026
Axis Privilege
Utility & telecom excluded.
axis.bank.in · 22 Aug 2026
Axis Reserve
Utilities excluded from EDGE earn (Sep 2023).
axis.bank.in · 22 Aug 2026
SBI Cashback Card
Utilities excluded from cashback (bank table puts 9399 under Utility here).
sbicard.com · 22 Aug 2026
PhonePe SBI SELECT BLACK
Utilities & insurance OUTSIDE the PhonePe app earn nothing (MCC-excluded).
sbicard.com · 22 Aug 2026
SBI Card MILES
Utility transactions earn nothing.
sbicard.com · 21 Sep 2026
SBI Card MILES Prime
Utility transactions earn nothing.
sbicard.com · 21 Sep 2026
SBI Card MILES Elite
Utility transactions earn nothing.
sbicard.com · 21 Sep 2026
Kotak League Platinum
Utility MCCs excluded from rewards/milestones. Bank notes the list is not exhaustive - all network MCCs in the category count.
kotak.bank.in · 22 Aug 2026
Kotak Urbane Gold (discontinued)
Utility MCCs excluded from rewards/milestones. Bank notes the list is not exhaustive - all network MCCs in the category count.
kotak.bank.in · 22 Aug 2026
IndianOil Kotak
Utility MCCs excluded from rewards/milestones. Bank notes the list is not exhaustive - all network MCCs in the category count.
kotak.bank.in · 22 Aug 2026
Kotak Air+ Prime
Utilities & telecom earn nothing (bank T&C MCC list).
kotak.bank.in · 21 Aug 2026
Kotak Air
Utilities & telecom earn nothing (bank T&C MCC list).
kotak.bank.in · 21 Aug 2026
Scapia (Federal Bank)
Utility, telecom and cable earn nothing.
res.cloudinary.com · 22 Aug 2026
AU LIT
Utility & telecom earn base 1 RP/₹100 only, max 100 RP/txn; insurance (6300/5960) also 1 RP. Base earn capped 10,000 RP/cycle.
au.bank.in · 22 Aug 2026
CSB Bank Edge+ Credit Card
Jewels are not awarded on telecommunications or pay-TV transactions (MCC 4814, 4899).
csb.bank.in · 2 Oct 2026
Edge CSB Bank Credit Card
Jewels are not awarded on telecommunications or pay-TV transactions (MCC 4814, 4899).
csb.bank.in · 2 Oct 2026
Questions
Which credit card is best for Netflix?
FIRST Private is the best card for Netflix. It nets ₹100 on a ₹1,500 spend. Pay directly.
Which cards give nothing on Netflix?
18 of the cards we track earn nothing on Netflix, including Flipkart Axis Bank, Axis Atlas, Axis Privilege, Axis Reserve, SBI Cashback Card and 13 more.
Is a gift voucher better than paying directly for Netflix?
No voucher route earns more here. Pay directly with FIRST Private for ₹100 on ₹1,500.