Best card for
Best credit card for Google Play
Which card to use for Google Play in India - all 187 cards ranked
by what you actually get back on ₹1,500, after caps, exclusions and fees.
Top cardson ₹1,500
1
FIRST Private
Pay directly
idfcfirstbank.com · 25 Sep 2026
₹100
100 pts · 6.67%
2
Axis Burgundy Private
Pay directly
axis.bank.in · 21 Aug 2026
₹89
105 pts · 5.95%
3
PIXEL Play
Pay directly · 5% on dining & entertainment (selected pack) · cap 500 CashPoints per selected category per calendar month
hdfc.bank.in · 21 Sep 2026
₹75
5%
4
Kotak Cashback+ Credit Card
Pay directly · 5% cashback on online food delivery, groceries and entertainment · cap 750 reward points per billing cycle shared across all accelerated (5% and 3%) categories combined (1 point = Rs 1)
kotak.bank.in · 25 Sep 2026
₹75
5%
5
Kotak Cashback+ Prime Credit Card
Pay directly · 5% cashback on online food delivery, groceries and entertainment · cap 750 reward points per billing cycle shared across all accelerated categories combined (1 point = Rs 1)
kotak.bank.in · 25 Sep 2026
₹75
5%
6
YES Bank Marquee
Pay directly · 36 pts / ₹200 on online spends (4.5%)
paisabazaar.com · 20 Aug 2026
₹63
252 pts · 4.2%
7
Axis Magnus for Burgundy
Pay directly · Spend-tiered: 12 ERP/₹200 up to ₹1.5L/month, then 35 ERP/₹200 above · cap 12 ERP/₹200 to ₹1.5L/month, then 35 ERP/₹200 (bank-capped at credit limit + ₹1.5L spends/month)
axis.bank.in · 22 Aug 2026
₹54
90 pts · 3.6%
8
HDFC Infinia Metal
Pay directly
hdfcbank.com · 20 Aug 2026
₹50
50 pts · 3.33%
9
HDFC Diners Club Black Metal
Pay directly
hdfcbank.com · 20 Aug 2026
₹50
50 pts · 3.33%
10
Biz Black Metal Edition Credit Card
Pay directly
hdfc.bank.in · 2 Oct 2026
₹50
50 pts · 3.33%
Best with no annual fee3
1
Fibe Axis Bank Credit Card
Pay directly · 3% cashback on online food delivery, entertainment and local commute · cap ₹1,500/cycle
axis.bank.in · 2 Oct 2026
₹45
3%
2
Kotak Solitaire Credit Card
Pay directly
kotak.bank.in · 30 Sep 2026
₹45
45 pts · 3%
3
Scapia (Federal Bank)
Pay directly
federal.bank.in · 20 Aug 2026
₹30
150 pts · 2%
Best if you pay directly3
1
FIRST Private
Pay directly
idfcfirstbank.com · 25 Sep 2026
₹100
100 pts · 6.67%
2
Axis Burgundy Private
Pay directly
axis.bank.in · 21 Aug 2026
₹89
105 pts · 5.95%
3
PIXEL Play
Pay directly · 5% on dining & entertainment (selected pack) · cap 500 CashPoints per selected category per calendar month
hdfc.bank.in · 21 Sep 2026
₹75
5%
Cards that earn nothing here14
Tata Neu Infinity HDFC
Online skill-based gaming (MCC 5816) earns nothing w.e.f. 1 Jul 2025 - the one MCC code HDFC prints.
hdfc.bank.in · 22 Aug 2026
Tata Neu Plus HDFC
Online skill-based gaming (MCC 5816) earns nothing w.e.f. 1 Jul 2025.
hdfc.bank.in · 22 Aug 2026
SBI Cashback Card
Digital gaming excluded from Apr 2026.
sbicard.com · 22 Aug 2026
SimplyCLICK SBI Card
Digital gaming excluded w.e.f. 1 Dec 2024.
sbicard.com · 22 Aug 2026
Flipkart SBI Card
Gaming: 0% cashback.
sbicard.com · 22 Aug 2026
PhonePe SBI SELECT BLACK
Digital gaming earns nothing (bank T&C MCC list).
sbicard.com · 22 Aug 2026
Kotak Zen Signature
Online skill-based gaming excluded from rewards/milestones. Bank notes the list is not exhaustive - all network MCCs in the category count.
kotak.bank.in · 22 Aug 2026
Kotak Royale Signature [Discontinued]
Online skill-based gaming excluded from rewards/milestones. Bank notes the list is not exhaustive - all network MCCs in the category count.
kotak.bank.in · 22 Aug 2026
Kotak League Platinum
Online skill-based gaming excluded from rewards/milestones. Bank notes the list is not exhaustive - all network MCCs in the category count.
kotak.bank.in · 22 Aug 2026
Kotak Urbane Gold (discontinued)
Online skill-based gaming excluded from rewards/milestones. Bank notes the list is not exhaustive - all network MCCs in the category count.
kotak.bank.in · 22 Aug 2026
Kotak Air+ Prime
Gaming earns nothing.
kotak.bank.in · 21 Aug 2026
Kotak Air
Gaming earns nothing.
kotak.bank.in · 21 Aug 2026
CSB Bank Edge+ Credit Card
Jewels are not awarded on digital-goods gaming or video-game-arcade transactions (MCC 5816, 7994).
csb.bank.in · 2 Oct 2026
Edge CSB Bank Credit Card
Jewels are not awarded on digital-goods gaming or video-game-arcade transactions (MCC 5816, 7994).
csb.bank.in · 2 Oct 2026
Questions
Which credit card is best for Google Play?
FIRST Private is the best card for Google Play. It nets ₹100 on a ₹1,500 spend. Pay directly.
Which cards give nothing on Google Play?
14 of the cards we track earn nothing on Google Play, including Tata Neu Infinity HDFC, Tata Neu Plus HDFC, SBI Cashback Card, SimplyCLICK SBI Card, Flipkart SBI Card and 9 more.
Is a gift voucher better than paying directly for Google Play?
No voucher route earns more here. Pay directly with FIRST Private for ₹100 on ₹1,500.