Best card for
Best credit card for Vijay Sales
Which card to use for Vijay Sales in India - all 187 cards ranked
by what you actually get back on ₹40,000, after caps, exclusions and fees.
HDFC Infinia Metal is the best card for Vijay Sales: ₹3,000 on ₹40,000 (7.5%). Next: HDFC Diners Club Black Metal (₹3,000), Biz Black Metal Edition Credit Card (₹3,000). UPI or debit earns nothing here.
Top cardson ₹40,000
1
HDFC Infinia Metal
Buy a Vijay Sales voucher on HDFC SmartBuy first · SmartBuy gift vouchers 5X · cap ~3,000 pts/month
offers.smartbuy.hdfc.bank.in · 24 Sep 2026
₹3,000
3,000 pts · 7.5%
2
HDFC Diners Club Black Metal
Buy a Vijay Sales voucher on HDFC SmartBuy first · SmartBuy gift vouchers 3X · cap ~3,000 pts/month
offers.smartbuy.hdfc.bank.in · 24 Sep 2026
₹3,000
3,000 pts · 7.5%
3
Biz Black Metal Edition Credit Card
Buy a Vijay Sales voucher on HDFC SmartBuy first · SmartBuy gift vouchers 3X · cap ~3,000 pts/month
offers.smartbuy.hdfc.bank.in · 24 Sep 2026
₹3,000
3,000 pts · 7.5%
4
FIRST Private
Swipe / tap at the terminal
idfcfirstbank.com · 25 Sep 2026
₹2,660
2,660 pts · 6.65%
5
Axis Burgundy Private
Swipe / tap at the terminal
axis.bank.in · 21 Aug 2026
₹2,550
3,000 pts · 6.38%
6
HDFC Diners Club Privilege
Buy a Vijay Sales voucher on HDFC SmartBuy first · SmartBuy gift vouchers 5X · cap 3,000 pts/month
offers.smartbuy.hdfc.bank.in · 24 Sep 2026
₹1,500
3,000 pts · 3.75%
7
HDFC Regalia Gold
Buy a Vijay Sales voucher on HDFC SmartBuy first · SmartBuy gift vouchers 5X · cap 3,000 RP/month voucher sub-cap (inside the group cap)
offers.smartbuy.hdfc.bank.in · 24 Sep 2026
₹1,500
3,000 pts · 3.75%
8
Biz Power Credit Card
Buy a Vijay Sales voucher on HDFC SmartBuy first · SmartBuy gift vouchers 5X · cap 3,000 RP/month voucher sub-cap (inside the group cap)
offers.smartbuy.hdfc.bank.in · 24 Sep 2026
₹1,500
3,000 pts · 3.75%
9
Axis Magnus for Burgundy
Swipe / tap at the terminal · Spend-tiered: 12 ERP/₹200 up to ₹1.5L/month, then 35 ERP/₹200 above · cap 12 ERP/₹200 to ₹1.5L/month, then 35 ERP/₹200 (bank-capped at credit limit + ₹1.5L spends/month)
axis.bank.in · 22 Aug 2026
₹1,440
2,400 pts · 3.6%
10
SC Ultimate
Swipe / tap at the terminal
sc.com · 22 Aug 2026
₹1,330
1,330 pts · 3.33%
Best with no annual fee3
1
Kotak Solitaire Credit Card
Swipe / tap at the terminal
kotak.bank.in · 30 Sep 2026
₹1,200
1,200 pts · 3%
2
IndusInd Tiger
Swipe / tap at the terminal · Up to 6 pts / ₹100 via annual spend slabs · cap 5,000 pts/month
indusind.bank.in · 21 Aug 2026
₹960
2,400 pts · 2.4%
3
Scapia (Federal Bank)
Swipe / tap at the terminal
federal.bank.in · 20 Aug 2026
₹800
4,000 pts · 2%
Best if you pay directly3
1
FIRST Private
Swipe / tap at the terminal
idfcfirstbank.com · 25 Sep 2026
₹2,660
2,660 pts · 6.65%
2
Axis Burgundy Private
Swipe / tap at the terminal
axis.bank.in · 21 Aug 2026
₹2,550
3,000 pts · 6.38%
3
Axis Magnus for Burgundy
Swipe / tap at the terminal · Spend-tiered: 12 ERP/₹200 up to ₹1.5L/month, then 35 ERP/₹200 above · cap 12 ERP/₹200 to ₹1.5L/month, then 35 ERP/₹200 (bank-capped at credit limit + ₹1.5L spends/month)
axis.bank.in · 22 Aug 2026
₹1,440
2,400 pts · 3.6%
Questions
Which credit card is best for Vijay Sales?
HDFC Infinia Metal is the best card for Vijay Sales. It nets ₹3,000 on a ₹40,000 spend. Buy a Vijay Sales voucher on HDFC SmartBuy first.
Which cards give nothing on Vijay Sales?
None of the cards we track exclude it.
Is a gift voucher better than paying directly for Vijay Sales?
Buying a gift voucher first (HDFC Infinia Metal, Buy a Vijay Sales voucher on HDFC SmartBuy first) nets ₹3,000 on ₹40,000, more than paying directly with FIRST Private (₹2,660).
Is a credit card worth using for Vijay Sales at all?
Paying by UPI or debit for Vijay Sales earns nothing; HDFC Infinia Metal earns ₹3,000 on ₹40,000 after caps and fees.
1 card has a live offer on Vijay Sales (discounts, vouchers, buy-one-get-one) on top of what it earns.
See every offer on Vijay Sales