HDFC Bank · Premium
Biz Power Credit Card
Where it ranks across all 187 cards
#69 Insurance
0.4%
direct
#80 Utility bills
0.4%
direct
#106 Jewellery & watches
0.4%
direct
#110 Gaming
0.4%
direct
#118 Mobile / broadband
0.4%
direct
#129 Train tickets
0.4%
direct
#135 Cabs & transit
0.4%
direct
#143 Health & pharmacy
0.4%
direct
#144 Other
0.4%
direct
#145 Electronics
0.4%
direct
#147 Groceries
0.4%
direct
#147 Flights
0.4%
direct
#147 Hotels
0.4%
direct
#149 Movies & events
0.4%
direct
#151 Online shopping
0.4%
direct
#151 Fashion
0.4%
direct
#152 Food delivery
0.4%
direct
#153 Dining out
0.4%
direct
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Points valued at ₹0.15/pt - conservative, what rankings use
Reward rules1 direct
Base rate - everything not covered below
0.38%base rate
5 pts / ₹200
source
Source: HDFC Bank Biz Power Credit Card - hdfc.bank.in - read 2 Oct 2026
Percentages here are each rule's own rate.
The card's single headline is the best of the direct rules only - selectable packs, capped-base rows and
portal/voucher routes above are shown for completeness but never set it.
Earns nothing on1 exclusion
Fuel, Wallet load, Rent, Education, EMI
earns nothing
Petrol/fuel, wallet loads, rent, education and EMI transactions do not earn Reward Points.
→ use IndianOil RBL XTra here (7.5%)
detail & source
categories: Fuel, Wallet load, Rent, Education, EMI
Source: HDFC Bank Biz Power Credit Card - hdfc.bank.in - read 2 Oct 2026
Perks the card unlocks at these places, beyond its earn rate. They never change a ranking - check the bank page before you count on one.