IndusInd Bank · Entry · lifetime free
IndusInd Tiger
Earns IndusInd Rewards (Tiger)
Where it ranks across all 187 cards
#17 Other
2.4%
direct
#24 Electronics
2.4%
direct
#29 Dining out
2.4%
direct
#31 Groceries
2.4%
direct
#32 Fashion
2.4%
direct
#33 Online shopping
2.4%
direct
#35 Food delivery
2.4%
direct
#50 Wallet load
0.4%
direct
#56 EMI
0.4%
direct
#68 Insurance
0.4%
direct
#72 Education
0.4%
direct
#78 Utility bills
0.4%
direct
#102 Jewellery & watches
0.4%
direct
#107 Gaming
0.4%
direct
#115 Mobile / broadband
0.4%
direct
#125 Train tickets
0.4%
direct
#131 Cabs & transit
0.4%
direct
#139 Health & pharmacy
0.4%
direct
#143 Flights
0.4%
direct
#143 Hotels
0.4%
direct
#145 Movies & events
0.4%
direct
Get an email if this card changes - sign in.
₹0.40/RP cash credit; cash redemption capped 5,000 RP/month
Points valued at ₹0.4/pt - conservative, what rankings use · transfers reach up to ₹1.80/pt via Air India Maharaja Club at 1:1
Reward rules2 direct
Base rate - everything not covered below
0.40%base rate
1 pt / ₹100
source
Source: IndusInd Tiger (indusind.bank.in) - indusind.bank.in - read 21 Aug 2026
Up to 6 pts / ₹100 via annual spend slabs
2.40%this rule
6 pts / ₹100
how it works & source
Slabwise multiplier: ≤₹1L = 1x, ₹1-2.5L = 2x, ₹2.5-5L = 4x, >₹5L = 6x. Cash redemption capped 5,000 RP/month (Sep 2024). Slab multiplier does NOT apply to utilities/insurance/govt/education/rent (base 1X only). 5,000 RP/month earn cap AND separate 5,000 RP/month cash-redemption cap.
Source: IndusInd Tiger (indusind.bank.in) - indusind.bank.in - read 21 Aug 2026
Percentages here are each rule's own rate.
The card's single headline is the best of the direct rules only - selectable packs, capped-base rows and
portal/voucher routes above are shown for completeness but never set it.
What 10,000 points become. The low end of each range ranks; the high end is display only.
Air India Maharaja Club
1:1 ratio · Confirmed 1:1 on the Air India Maharaja Club partner page - unusually strong for this tier.
10,000 ptsworth ₹6,000-₹18,000
Singapore Airlines KrisFlyer
4:1 ratio
2,500 ptsworth ₹2,000-₹6,250
Tiger: Maharaja at 1:1, KrisFlyer at 4:1. Cash redemption is capped at 5,000 points a month.
Earns nothing on1 exclusion
Fuel
earns nothing
Fuel transactions accrue no reward points since 1 Apr 2018 (bank T&C); MCC codes from the bank fuel-fee document.
→ use Kotak Cashback+ Credit Card here (3.0%)
detail & source
No other reward exclusions are published for Tiger.
categories: Fuel · MCCs: 5983, 5172, 5542, 5541
Source: IndusInd fuel surcharge T&C (bank site): fuel earns no rewards since 1 Apr 2018 - indusind.bank.in - read 22 Aug 2026
Perks the card unlocks at these places, beyond its earn rate. They never change a ranking - check the bank page before you count on one.