Best card for
Best credit card for Realme
Which card to use for Realme in India - all 187 cards ranked
by what you actually get back on ₹40,000, after caps, exclusions and fees.
Axis Burgundy Private is the best card for Realme: ₹4,250 on ₹40,000 (10.6%). Next: Axis Magnus for Burgundy (₹3,000), FIRST Private (₹2,660). UPI or debit earns nothing here.
Top cardson ₹40,000
1
Axis Burgundy Private
Open Realme through Axis GRAB DEALS (in the Axis app), choose 5X EDGE points, then pay with this card · Realme via GRAB DEALS: 5X EDGE points (instead of the cashback) · cap 5,000 EDGE points a month per customer across GRAB DEALS
grabdeals.axis.bank.in · 17 Oct 2026
₹4,250
5,000 pts · 10.63%
2
Axis Magnus for Burgundy
Open Realme through Axis GRAB DEALS (in the Axis app), choose 5X EDGE points, then pay with this card · Realme via GRAB DEALS: 5X EDGE points (instead of the cashback) · cap 5,000 EDGE points a month per customer across GRAB DEALS
grabdeals.axis.bank.in · 17 Oct 2026
₹3,000
5,000 pts · 7.5%
3
FIRST Private
Pay directly
idfcfirstbank.com · 25 Sep 2026
₹2,660
2,660 pts · 6.65%
4
SBI Cashback Card
Pay directly · 5% all online spends · cap ₹2,000/cycle
sbicard.com · 20 Aug 2026
₹2,000
5%
5
Axis Bank Cashback
Pay directly · Online cashback, tiered 2% / 5% / 7% by monthly spend · cap ₹4,000/month
axis.bank.in · 22 Aug 2026
₹1,850
4.63%
6
YES Bank Marquee
Pay directly · 36 pts / ₹200 on online spends (4.5%)
paisabazaar.com · 20 Aug 2026
₹1,800
7,200 pts · 4.5%
7
Axis Magnus
Open Realme through Axis GRAB DEALS (in the Axis app), choose 5X EDGE points, then pay with this card · Realme via GRAB DEALS: 5X EDGE points (instead of the cashback) · cap 5,000 EDGE points a month per customer across GRAB DEALS
grabdeals.axis.bank.in · 17 Oct 2026
₹1,500
5,000 pts · 3.75%
8
Axis Reserve
Open Realme through Axis GRAB DEALS (in the Axis app), choose 5X EDGE points, then pay with this card · Realme via GRAB DEALS: 5X EDGE points (instead of the cashback) · cap 5,000 EDGE points a month per customer across GRAB DEALS
grabdeals.axis.bank.in · 17 Oct 2026
₹1,500
5,000 pts · 3.75%
9
HDFC Infinia Metal
Pay directly
hdfcbank.com · 20 Aug 2026
₹1,330
1,330 pts · 3.33%
10
HDFC Diners Club Black Metal
Pay directly
hdfcbank.com · 20 Aug 2026
₹1,330
1,330 pts · 3.33%
Best with no annual fee3
1
Kotak Solitaire Credit Card
Pay directly
kotak.bank.in · 30 Sep 2026
₹1,200
1,200 pts · 3%
2
IndusInd Tiger
Pay directly · Up to 6 pts / ₹100 via annual spend slabs · cap 5,000 pts/month
indusind.bank.in · 21 Aug 2026
₹960
2,400 pts · 2.4%
3
Scapia (Federal Bank)
Pay directly
federal.bank.in · 20 Aug 2026
₹800
4,000 pts · 2%
Best if you pay directly3
1
FIRST Private
Pay directly
idfcfirstbank.com · 25 Sep 2026
₹2,660
2,660 pts · 6.65%
2
SBI Cashback Card
Pay directly · 5% all online spends · cap ₹2,000/cycle
sbicard.com · 20 Aug 2026
₹2,000
5%
3
Axis Bank Cashback
Pay directly · Online cashback, tiered 2% / 5% / 7% by monthly spend · cap ₹4,000/month
axis.bank.in · 22 Aug 2026
₹1,850
4.63%
Questions
Which credit card is best for Realme?
Axis Burgundy Private is the best card for Realme. It nets ₹4,250 on a ₹40,000 spend. Open Realme through Axis GRAB DEALS (in the Axis app), choose 5X EDGE points, then pay with this card.
Which cards give nothing on Realme?
None of the cards we track exclude it.
Is a gift voucher better than paying directly for Realme?
Buying a gift voucher first (Axis Burgundy Private, Open Realme through Axis GRAB DEALS (in the Axis app), choose 5X EDGE points, then pay with this card) nets ₹4,250 on ₹40,000, more than paying directly with FIRST Private (₹2,660).
Is a credit card worth using for Realme at all?
Paying by UPI or debit for Realme earns nothing; Axis Burgundy Private earns ₹4,250 on ₹40,000 after caps and fees.