Best card for
Best credit card for Imagine (Apple reseller)
Which card to use for Imagine (Apple reseller) in India - all 187 cards ranked
by what you actually get back on ₹40,000, after caps, exclusions and fees.
HDFC Infinia Metal is the best card for Imagine (Apple reseller): ₹6,650 on ₹40,000 (16.6%). Next: HDFC Diners Club Black Metal (₹3,990), Biz Black Metal Edition Credit Card (₹3,990). UPI or debit earns nothing here.
Top cardson ₹40,000
1
HDFC Infinia Metal
Open Imagine (Apple reseller) through HDFC SmartBuy, then pay with this card · Apple Imagine Tresor via SmartBuy 5X · cap inside the SmartBuy monthly pool: 15,000 accelerated RP a month (+15,000/day)
offers.smartbuy.hdfc.bank.in · 17 Oct 2026
₹6,650
6,650 pts · 16.63%
2
HDFC Diners Club Black Metal
Open Imagine (Apple reseller) through HDFC SmartBuy, then pay with this card · Apple Imagine Tresor via SmartBuy 3X · cap inside the SmartBuy monthly pool: 10,000 accelerated RP a month (+10,000/day)
offers.smartbuy.hdfc.bank.in · 17 Oct 2026
₹3,990
3,990 pts · 9.98%
3
Biz Black Metal Edition Credit Card
Open Imagine (Apple reseller) through HDFC SmartBuy, then pay with this card · Apple Imagine Tresor via SmartBuy 3X · cap inside the SmartBuy monthly pool: 10,000 accelerated RP a month (+10,000/day)
offers.smartbuy.hdfc.bank.in · 17 Oct 2026
₹3,990
3,990 pts · 9.98%
4
FIRST Private
Pay directly
idfcfirstbank.com · 25 Sep 2026
₹2,660
2,660 pts · 6.65%
5
Axis Burgundy Private
Pay directly
axis.bank.in · 21 Aug 2026
₹2,550
3,000 pts · 6.38%
6
HDFC Diners Club Privilege
Open Imagine (Apple reseller) through HDFC SmartBuy, then pay with this card · Apple Imagine Tresor via SmartBuy 5X · cap inside the SmartBuy monthly pool: 4,000 RP a month (+2,000/day)
offers.smartbuy.hdfc.bank.in · 17 Oct 2026
₹2,000
4,000 pts · 5%
7
HDFC Regalia Gold
Open Imagine (Apple reseller) through HDFC SmartBuy, then pay with this card · Apple Imagine Tresor via SmartBuy 5X · cap inside the SmartBuy monthly pool: 4,000 RP a month (+2,000/day)
offers.smartbuy.hdfc.bank.in · 17 Oct 2026
₹2,000
4,000 pts · 5%
8
HDFC Regalia
Open Imagine (Apple reseller) through HDFC SmartBuy, then pay with this card · Apple Imagine Tresor via SmartBuy 5X · cap inside the SmartBuy monthly pool: 4,000 RP a month (+2,000/day)
offers.smartbuy.hdfc.bank.in · 17 Oct 2026
₹2,000
4,000 pts · 5%
9
Biz Power Credit Card
Open Imagine (Apple reseller) through HDFC SmartBuy, then pay with this card · Apple Imagine Tresor via SmartBuy 5X · cap inside the SmartBuy monthly pool: 4,000 RP a month (+2,000/day)
offers.smartbuy.hdfc.bank.in · 17 Oct 2026
₹2,000
4,000 pts · 5%
10
SBI Cashback Card
Pay directly · 5% all online spends · cap ₹2,000/cycle
sbicard.com · 20 Aug 2026
₹2,000
5%
Best with no annual fee3
1
Kotak Solitaire Credit Card
Pay directly
kotak.bank.in · 30 Sep 2026
₹1,200
1,200 pts · 3%
2
IndusInd Tiger
Pay directly · Up to 6 pts / ₹100 via annual spend slabs · cap 5,000 pts/month
indusind.bank.in · 21 Aug 2026
₹960
2,400 pts · 2.4%
3
Scapia (Federal Bank)
Pay directly
federal.bank.in · 20 Aug 2026
₹800
4,000 pts · 2%
Best if you pay directly3
1
FIRST Private
Pay directly
idfcfirstbank.com · 25 Sep 2026
₹2,660
2,660 pts · 6.65%
2
Axis Burgundy Private
Pay directly
axis.bank.in · 21 Aug 2026
₹2,550
3,000 pts · 6.38%
3
SBI Cashback Card
Pay directly · 5% all online spends · cap ₹2,000/cycle
sbicard.com · 20 Aug 2026
₹2,000
5%
Questions
Which credit card is best for Imagine (Apple reseller)?
HDFC Infinia Metal is the best card for Imagine (Apple reseller). It nets ₹6,650 on a ₹40,000 spend. Open Imagine (Apple reseller) through HDFC SmartBuy, then pay with this card.
Which cards give nothing on Imagine (Apple reseller)?
None of the cards we track exclude it.
Is a gift voucher better than paying directly for Imagine (Apple reseller)?
Buying a gift voucher first (HDFC Infinia Metal, Open Imagine (Apple reseller) through HDFC SmartBuy, then pay with this card) nets ₹6,650 on ₹40,000, more than paying directly with FIRST Private (₹2,660).
Is a credit card worth using for Imagine (Apple reseller) at all?
Paying by UPI or debit for Imagine (Apple reseller) earns nothing; HDFC Infinia Metal earns ₹6,650 on ₹40,000 after caps and fees.