Best card for
Best credit card for FNP (Ferns N Petals)
Which card to use for FNP (Ferns N Petals) in India - all 187 cards ranked
by what you actually get back on ₹10,000, after caps, exclusions and fees.
HDFC Infinia Metal is the best card for FNP (Ferns N Petals): ₹3,300 on ₹10,000 (33%). Next: HDFC Diners Club Black Metal (₹3,300), Biz Black Metal Edition Credit Card (₹3,300). UPI or debit earns nothing here.
Top cardson ₹10,000
1
HDFC Infinia Metal
Open FNP (Ferns N Petals) through HDFC SmartBuy, then pay with this card · Ferns N Petals via SmartBuy 10X · cap inside the SmartBuy monthly pool: 15,000 accelerated RP a month (+15,000/day)
offers.smartbuy.hdfc.bank.in · 17 Oct 2026
₹3,300
3,300 pts · 33%
2
HDFC Diners Club Black Metal
Open FNP (Ferns N Petals) through HDFC SmartBuy, then pay with this card · Ferns N Petals via SmartBuy 10X · cap inside the SmartBuy monthly pool: 10,000 accelerated RP a month (+10,000/day)
offers.smartbuy.hdfc.bank.in · 17 Oct 2026
₹3,300
3,300 pts · 33%
3
Biz Black Metal Edition Credit Card
Open FNP (Ferns N Petals) through HDFC SmartBuy, then pay with this card · Ferns N Petals via SmartBuy 10X · cap inside the SmartBuy monthly pool: 10,000 accelerated RP a month (+10,000/day)
offers.smartbuy.hdfc.bank.in · 17 Oct 2026
₹3,300
3,300 pts · 33%
4
HDFC Regalia Gold
Open FNP (Ferns N Petals) through HDFC SmartBuy, then pay with this card · Ferns N Petals via SmartBuy 10X · cap inside the SmartBuy monthly pool: 4,000 RP a month (+2,000/day)
offers.smartbuy.hdfc.bank.in · 17 Oct 2026
₹1,250
2,500 pts · 12.5%
5
Biz Power Credit Card
Open FNP (Ferns N Petals) through HDFC SmartBuy, then pay with this card · Ferns N Petals via SmartBuy 10X · cap inside the SmartBuy monthly pool: 4,000 RP a month (+2,000/day)
offers.smartbuy.hdfc.bank.in · 17 Oct 2026
₹1,250
2,500 pts · 12.5%
6
HDFC Diners Club Privilege
Open FNP (Ferns N Petals) through HDFC SmartBuy, then pay with this card · Ferns N Petals via SmartBuy 10X · cap inside the SmartBuy monthly pool: 4,000 RP a month (+2,000/day)
offers.smartbuy.hdfc.bank.in · 17 Oct 2026
₹1,000
2,000 pts · 10%
7
HDFC Millennia
Open FNP (Ferns N Petals) through HDFC SmartBuy, then pay with this card · 10% cashback on Ferns N Petals via SmartBuy · cap ₹1,000 cashback a month across all SmartBuy (other HDFC credit cards)
offers.smartbuy.hdfc.bank.in · 17 Oct 2026
₹1,000
10%
8
Swiggy HDFC Bank
Open FNP (Ferns N Petals) through HDFC SmartBuy, then pay with this card · 10% cashback on Ferns N Petals via SmartBuy · cap ₹1,000 cashback a month across all SmartBuy (other HDFC credit cards)
offers.smartbuy.hdfc.bank.in · 17 Oct 2026
₹1,000
10%
9
HDFC Regalia
Open FNP (Ferns N Petals) through HDFC SmartBuy, then pay with this card · Ferns N Petals via SmartBuy 10X · cap inside the SmartBuy monthly pool: 4,000 RP a month (+2,000/day)
offers.smartbuy.hdfc.bank.in · 17 Oct 2026
₹1,000
2,000 pts · 10%
10
Marriott Bonvoy HDFC
Open FNP (Ferns N Petals) through HDFC SmartBuy, then pay with this card · 10% cashback on Ferns N Petals via SmartBuy · cap ₹1,000 cashback a month across all SmartBuy (other HDFC credit cards)
offers.smartbuy.hdfc.bank.in · 17 Oct 2026
₹1,000
10%
Best with no annual fee3
1
Kotak Solitaire Credit Card
Pay directly
kotak.bank.in · 30 Sep 2026
₹300
300 pts · 3%
2
IndusInd Tiger
Pay directly · Up to 6 pts / ₹100 via annual spend slabs · cap 5,000 pts/month
indusind.bank.in · 21 Aug 2026
₹240
600 pts · 2.4%
3
Scapia (Federal Bank)
Pay directly
federal.bank.in · 20 Aug 2026
₹200
1,000 pts · 2%
Best if you pay directly3
1
HSBC Live+
Pay directly · 10% dining / food delivery / groceries / shopping / utilities · cap ₹1,200/month
hsbc.co.in · 27 Sep 2026
₹1,000
10%
2
FIRST Private
Pay directly
idfcfirstbank.com · 25 Sep 2026
₹660
660 pts · 6.6%
3
Axis Burgundy Private
Pay directly
axis.bank.in · 21 Aug 2026
₹638
750 pts · 6.38%
Questions
Which credit card is best for FNP (Ferns N Petals)?
HDFC Infinia Metal is the best card for FNP (Ferns N Petals). It nets ₹3,300 on a ₹10,000 spend. Open FNP (Ferns N Petals) through HDFC SmartBuy, then pay with this card.
Which cards give nothing on FNP (Ferns N Petals)?
None of the cards we track exclude it.
Is a gift voucher better than paying directly for FNP (Ferns N Petals)?
Buying a gift voucher first (HDFC Infinia Metal, Open FNP (Ferns N Petals) through HDFC SmartBuy, then pay with this card) nets ₹3,300 on ₹10,000, more than paying directly with HSBC Live+ (₹1,000).
Is a credit card worth using for FNP (Ferns N Petals) at all?
Paying by UPI or debit for FNP (Ferns N Petals) earns nothing; HDFC Infinia Metal earns ₹3,300 on ₹10,000 after caps and fees.
1 card has a live offer on FNP (Ferns N Petals) (discounts, vouchers, buy-one-get-one) on top of what it earns.
See every offer on FNP (Ferns N Petals)