Best card for
Best credit card for Electronics
Which card to use for Electronics in India - all 187 cards ranked
by what you actually get back on ₹40,000, after caps, exclusions and fees.
Top cardson ₹40,000
1
FIRST Private
Pay directly
idfcfirstbank.com · 25 Sep 2026
₹2,660
2,660 pts · 6.65%
2
Axis Burgundy Private
Pay directly
axis.bank.in · 21 Aug 2026
₹2,550
3,000 pts · 6.38%
3
SBI Cashback Card
Pay directly · 5% all online spends · cap ₹2,000/cycle
sbicard.com · 20 Aug 2026
₹2,000
5%
4
Axis Bank Cashback
Pay directly · Online cashback, tiered 2% / 5% / 7% by monthly spend · cap ₹4,000/month
axis.bank.in · 22 Aug 2026
₹1,850
4.63%
5
YES Bank Marquee
Pay directly · 36 pts / ₹200 on online spends (4.5%)
paisabazaar.com · 20 Aug 2026
₹1,800
7,200 pts · 4.5%
6
Axis Magnus for Burgundy
Pay directly · Spend-tiered: 12 ERP/₹200 up to ₹1.5L/month, then 35 ERP/₹200 above · cap 12 ERP/₹200 to ₹1.5L/month, then 35 ERP/₹200 (bank-capped at credit limit + ₹1.5L spends/month)
axis.bank.in · 22 Aug 2026
₹1,440
2,400 pts · 3.6%
7
HDFC Infinia Metal
Pay directly
hdfcbank.com · 20 Aug 2026
₹1,330
1,330 pts · 3.33%
8
HDFC Diners Club Black Metal
Pay directly
hdfcbank.com · 20 Aug 2026
₹1,330
1,330 pts · 3.33%
9
Biz Black Metal Edition Credit Card
Pay directly
hdfc.bank.in · 2 Oct 2026
₹1,330
1,330 pts · 3.33%
10
SC Ultimate
Pay directly
sc.com · 22 Aug 2026
₹1,330
1,330 pts · 3.33%
Best with no annual fee3
1
Kotak Solitaire Credit Card
Pay directly
kotak.bank.in · 30 Sep 2026
₹1,200
1,200 pts · 3%
2
IndusInd Tiger
Pay directly · Up to 6 pts / ₹100 via annual spend slabs · cap 5,000 pts/month
indusind.bank.in · 21 Aug 2026
₹960
2,400 pts · 2.4%
3
Scapia (Federal Bank)
Pay directly
federal.bank.in · 20 Aug 2026
₹800
4,000 pts · 2%
Best if you pay directly3
1
FIRST Private
Pay directly
idfcfirstbank.com · 25 Sep 2026
₹2,660
2,660 pts · 6.65%
2
Axis Burgundy Private
Pay directly
axis.bank.in · 21 Aug 2026
₹2,550
3,000 pts · 6.38%
3
SBI Cashback Card
Pay directly · 5% all online spends · cap ₹2,000/cycle
sbicard.com · 20 Aug 2026
₹2,000
5%
Questions
Which credit card is best for Electronics?
FIRST Private is the best card for Electronics. It nets ₹2,660 on a ₹40,000 spend. Pay directly.
Which cards give nothing on Electronics?
None of the cards we track exclude it.
Is a gift voucher better than paying directly for Electronics?
No voucher route earns more here. Pay directly with FIRST Private for ₹2,660 on ₹40,000.