Best card for
Best credit card for TUMI
Which card to use for TUMI in India - all 187 cards ranked
by what you actually get back on ₹5,000, after caps, exclusions and fees.
Amex Platinum Charge is the best card for TUMI: ₹625 on ₹5,000 (12.5%). Next: FIRST Private (₹330), Axis Burgundy Private (₹319). UPI or debit earns nothing here.
Top cardson ₹5,000
1
Amex Platinum Charge
Swipe / tap at the terminal · RewardXcelerator 10X (Platinum)
americanexpress.com · 17 Oct 2026
₹625
1,250 pts · 12.5%
2
FIRST Private
Swipe / tap at the terminal
idfcfirstbank.com · 25 Sep 2026
₹330
330 pts · 6.6%
3
Axis Burgundy Private
Swipe / tap at the terminal
axis.bank.in · 21 Aug 2026
₹319
375 pts · 6.38%
4
Kotak Air+ Prime
Swipe / tap at the terminal · 5 AM/₹100 at auto dealers (MCC 5013/5511/5521/5533) · cap 1,500 Air Miles/statement cycle
kotak.com · 22 Aug 2026
₹250
250 pts · 5%
5
Axis Magnus for Burgundy
Swipe / tap at the terminal · Spend-tiered: 12 ERP/₹200 up to ₹1.5L/month, then 35 ERP/₹200 above · cap 12 ERP/₹200 to ₹1.5L/month, then 35 ERP/₹200 (bank-capped at credit limit + ₹1.5L spends/month)
axis.bank.in · 22 Aug 2026
₹180
300 pts · 3.6%
6
HDFC Infinia Metal
Swipe / tap at the terminal
hdfcbank.com · 20 Aug 2026
₹165
165 pts · 3.3%
7
HDFC Diners Club Black Metal
Swipe / tap at the terminal
hdfcbank.com · 20 Aug 2026
₹165
165 pts · 3.3%
8
Biz Black Metal Edition Credit Card
Swipe / tap at the terminal
hdfc.bank.in · 2 Oct 2026
₹165
165 pts · 3.3%
9
SC Ultimate
Swipe / tap at the terminal
sc.com · 22 Aug 2026
₹165
165 pts · 3.3%
10
Gaj
Swipe / tap at the terminal
idfcfirst.bank.in · 30 Sep 2026
₹165
165 pts · 3.3%
Best with no annual fee3
1
Kotak Solitaire Credit Card
Swipe / tap at the terminal
kotak.bank.in · 30 Sep 2026
₹150
150 pts · 3%
2
IndusInd Tiger
Swipe / tap at the terminal · Up to 6 pts / ₹100 via annual spend slabs · cap 5,000 pts/month
indusind.bank.in · 21 Aug 2026
₹120
300 pts · 2.4%
3
Scapia (Federal Bank)
Swipe / tap at the terminal
federal.bank.in · 20 Aug 2026
₹100
500 pts · 2%
Best if you pay directly3
1
Amex Platinum Charge
Swipe / tap at the terminal · RewardXcelerator 10X (Platinum)
americanexpress.com · 17 Oct 2026
₹625
1,250 pts · 12.5%
2
FIRST Private
Swipe / tap at the terminal
idfcfirstbank.com · 25 Sep 2026
₹330
330 pts · 6.6%
3
Axis Burgundy Private
Swipe / tap at the terminal
axis.bank.in · 21 Aug 2026
₹319
375 pts · 6.38%
Questions
Which credit card is best for TUMI?
Amex Platinum Charge is the best card for TUMI. It nets ₹625 on a ₹5,000 spend. Swipe / tap at the terminal.
Which cards give nothing on TUMI?
None of the cards we track exclude it.
Is a gift voucher better than paying directly for TUMI?
No voucher route earns more here. Pay directly with Amex Platinum Charge for ₹625 on ₹5,000.
Is a credit card worth using for TUMI at all?
Paying by UPI or debit for TUMI earns nothing; Amex Platinum Charge earns ₹625 on ₹5,000 after caps and fees.