Best card for
Best credit card for RAS Luxury Oils
Which card to use for RAS Luxury Oils in India - all 187 cards ranked
by what you actually get back on ₹10,000, after caps, exclusions and fees.
Amex Platinum Charge is the best card for RAS Luxury Oils: ₹2,500 on ₹10,000 (25%). Next: HSBC Live+ (₹1,000), FIRST Private (₹660). UPI or debit earns nothing here.
Top cardson ₹10,000
1
Amex Platinum Charge
Pay directly · RewardXcelerator 20X (Platinum)
americanexpress.com · 17 Oct 2026
₹2,500
5,000 pts · 25%
2
HSBC Live+
Pay directly · 10% dining / food delivery / groceries / shopping / utilities · cap ₹1,200/month
hsbc.co.in · 27 Sep 2026
₹1,000
10%
3
FIRST Private
Pay directly
idfcfirstbank.com · 25 Sep 2026
₹660
660 pts · 6.6%
4
Axis Burgundy Private
Pay directly
axis.bank.in · 21 Aug 2026
₹638
750 pts · 6.38%
5
SBI Cashback Card
Pay directly · 5% all online spends · cap ₹2,000/cycle
sbicard.com · 20 Aug 2026
₹500
5%
6
PhonePe SBI SELECT BLACK
Pay directly · 5 RP/₹100 on online spends (5% value) · cap 1,000 RP/calendar month
sbicard.com · 22 Aug 2026
₹500
500 pts · 5%
7
Cashback
Pay directly · 5% cashback on domestic online spends (min. 4 transactions/cycle) · cap ₹1,500/month
bobcard.co.in · 30 Sep 2026
₹500
5%
8
YES Bank Marquee
Pay directly · 36 pts / ₹200 on online spends (4.5%)
paisabazaar.com · 20 Aug 2026
₹450
1,800 pts · 4.5%
9
BOBCARD Eterna
Pay directly · 15 RP / ₹100 on dining, travel, intl, online shopping (3.75%) · cap 5,000 pts/month
bobcard.co.in · 21 Aug 2026
₹375
1,500 pts · 3.75%
10
Axis Magnus for Burgundy
Pay directly · Spend-tiered: 12 ERP/₹200 up to ₹1.5L/month, then 35 ERP/₹200 above · cap 12 ERP/₹200 to ₹1.5L/month, then 35 ERP/₹200 (bank-capped at credit limit + ₹1.5L spends/month)
axis.bank.in · 22 Aug 2026
₹360
600 pts · 3.6%
Best with no annual fee3
1
Kotak Solitaire Credit Card
Pay directly
kotak.bank.in · 30 Sep 2026
₹300
300 pts · 3%
2
IndusInd Tiger
Pay directly · Up to 6 pts / ₹100 via annual spend slabs · cap 5,000 pts/month
indusind.bank.in · 21 Aug 2026
₹240
600 pts · 2.4%
3
Scapia (Federal Bank)
Pay directly
federal.bank.in · 20 Aug 2026
₹200
1,000 pts · 2%
Best if you pay directly3
1
Amex Platinum Charge
Pay directly · RewardXcelerator 20X (Platinum)
americanexpress.com · 17 Oct 2026
₹2,500
5,000 pts · 25%
2
HSBC Live+
Pay directly · 10% dining / food delivery / groceries / shopping / utilities · cap ₹1,200/month
hsbc.co.in · 27 Sep 2026
₹1,000
10%
3
FIRST Private
Pay directly
idfcfirstbank.com · 25 Sep 2026
₹660
660 pts · 6.6%
Questions
Which credit card is best for RAS Luxury Oils?
Amex Platinum Charge is the best card for RAS Luxury Oils. It nets ₹2,500 on a ₹10,000 spend. Pay directly.
Which cards give nothing on RAS Luxury Oils?
None of the cards we track exclude it.
Is a gift voucher better than paying directly for RAS Luxury Oils?
No voucher route earns more here. Pay directly with Amex Platinum Charge for ₹2,500 on ₹10,000.
Is a credit card worth using for RAS Luxury Oils at all?
Paying by UPI or debit for RAS Luxury Oils earns nothing; Amex Platinum Charge earns ₹2,500 on ₹10,000 after caps and fees.