Best card for
Best credit card for PharmEasy
Which card to use for PharmEasy in India - all 187 cards ranked
by what you actually get back on ₹2,000, after caps, exclusions and fees.
Top cardson ₹2,000
1
HDFC Infinia Metal
Buy a PharmEasy voucher on HDFC SmartBuy first · SmartBuy gift vouchers 5X · cap ~3,000 pts/month
offers.smartbuy.hdfc.bank.in · 24 Sep 2026
₹325
325 pts · 16.25%
2
HDFC Diners Club Black Metal
Buy a PharmEasy voucher on HDFC SmartBuy first · SmartBuy gift vouchers 3X · cap ~3,000 pts/month
offers.smartbuy.hdfc.bank.in · 24 Sep 2026
₹195
195 pts · 9.75%
3
FIRST Private
Pay directly
idfcfirstbank.com · 25 Sep 2026
₹130
130 pts · 6.5%
4
Axis Burgundy Private
Pay directly
axis.bank.in · 21 Aug 2026
₹128
150 pts · 6.38%
5
HDFC Regalia Gold
Buy a PharmEasy voucher on HDFC SmartBuy first · SmartBuy gift vouchers 5X · cap 3,000 RP/month voucher sub-cap (inside the group cap)
offers.smartbuy.hdfc.bank.in · 24 Sep 2026
₹125
250 pts · 6.25%
6
HDFC Diners Club Privilege
Buy a PharmEasy voucher on HDFC SmartBuy first · SmartBuy gift vouchers 5X · cap 3,000 pts/month
offers.smartbuy.hdfc.bank.in · 24 Sep 2026
₹100
200 pts · 5%
7
SBI Cashback Card
Pay directly · 5% all online spends · cap ₹2,000/cycle
sbicard.com · 20 Aug 2026
₹100
5%
8
Axis Magnus for Burgundy
Pay directly · Spend-tiered: 12 ERP/₹200 up to ₹1.5L/month, then 35 ERP/₹200 above · cap 12 ERP/₹200 to ₹1.5L/month, then 35 ERP/₹200 (bank-capped at credit limit + ₹1.5L spends/month)
axis.bank.in · 22 Aug 2026
₹72
120 pts · 3.6%
9
Biz Black Metal Edition Credit Card
Pay directly
hdfc.bank.in · 2 Oct 2026
₹65
65 pts · 3.25%
10
SC Ultimate
Pay directly
sc.com · 22 Aug 2026
₹65
65 pts · 3.25%
Best with no annual fee3
1
Kotak Solitaire Credit Card
Pay directly
kotak.bank.in · 30 Sep 2026
₹60
60 pts · 3%
2
Scapia (Federal Bank)
Pay directly
federal.bank.in · 20 Aug 2026
₹40
200 pts · 2%
3
Pinnacle Credit Card
Pay directly · 2.5 pts / Rs 100 on e-commerce transactions
indusind.bank.in · 30 Sep 2026
₹38
50 pts · 1.88%
Best if you pay directly3
1
FIRST Private
Pay directly
idfcfirstbank.com · 25 Sep 2026
₹130
130 pts · 6.5%
2
Axis Burgundy Private
Pay directly
axis.bank.in · 21 Aug 2026
₹128
150 pts · 6.38%
3
SBI Cashback Card
Pay directly · 5% all online spends · cap ₹2,000/cycle
sbicard.com · 20 Aug 2026
₹100
5%
Cards that earn nothing here9
BOBCARD Eterna
UNUSUAL: supermarket/convenience/variety retail MCCs are on the exclusion annexure - grocery earns nothing on BOBCARD.
media.bobcard.co.in · 22 Aug 2026
Premier
Spends on select MCCs (agriculture, contractors, passenger transport/toll/rail, rent, cleaning/personal-care services, government, education, hospitals, wallets, supermarkets/retail stores, insurance, charity, fast food) do not earn reward points, per BOBCARD's Annexure 1 MCC list.
media.bobcard.co.in · 30 Sep 2026
Select
Spends on select MCCs (agriculture, contractors, passenger transport/toll/rail, rent, cleaning/personal-care services, government, education, hospitals, wallets, supermarkets/retail stores, insurance, charity, fast food) do not earn reward points, per BOBCARD's Annexure 1 MCC list.
media.bobcard.co.in · 30 Sep 2026
Easy
Spends on select MCCs (agriculture, contractors, passenger transport/toll/rail, rent, cleaning/personal-care services, government, education, hospitals, wallets, supermarkets/retail stores, insurance, charity, fast food) do not earn reward points, per BOBCARD's Annexure 1 MCC list.
media.bobcard.co.in · 30 Sep 2026
Snapdeal BOBCARD
Spends on select MCCs (agriculture, contractors, passenger transport/toll/rail, rent, cleaning/personal-care services, government, education, hospitals, wallets, supermarkets/retail stores, insurance, charity, fast food) do not earn reward points, per BOBCARD's Annexure 1 MCC list.
media.bobcard.co.in · 30 Sep 2026
Cashback
Spends on select MCCs (agriculture, contractors, passenger transport/toll/rail, rent, cleaning/personal-care services, government, education, hospitals, wallets, supermarkets/retail stores, insurance, charity, fast food) do not earn reward points, per BOBCARD's Annexure 1 MCC list.
media.bobcard.co.in · 30 Sep 2026
Tiara
Spends on select MCCs (agriculture, contractors, passenger transport/toll/rail, rent, cleaning/personal-care services, government, education, hospitals, wallets, supermarkets/retail stores, insurance, charity, fast food) do not earn reward points, per BOBCARD's Annexure 1 MCC list.
media.bobcard.co.in · 30 Sep 2026
HPCL Energie
Spends on select MCCs (agriculture, contractors, passenger transport/toll/rail, rent, cleaning/personal-care services, government, education, hospitals, wallets, supermarkets/retail stores, insurance, charity, fast food) do not earn reward points, per BOBCARD's Annexure 1 MCC list.
media.bobcard.co.in · 30 Sep 2026
Prime
Spends on select MCCs (agriculture, contractors, passenger transport/toll/rail, rent, cleaning/personal-care services, government, education, hospitals, wallets, supermarkets/retail stores, insurance, charity, fast food) do not earn reward points, per BOBCARD's Annexure 1 MCC list.
media.bobcard.co.in · 30 Sep 2026
Questions
Which credit card is best for PharmEasy?
HDFC Infinia Metal is the best card for PharmEasy. It nets ₹325 on a ₹2,000 spend. Buy a PharmEasy voucher on HDFC SmartBuy first.
Which cards give nothing on PharmEasy?
9 of the cards we track earn nothing on PharmEasy, including BOBCARD Eterna, Premier, Select, Easy, Snapdeal BOBCARD and 4 more.
Is a gift voucher better than paying directly for PharmEasy?
Buying a gift voucher first (HDFC Infinia Metal, Buy a PharmEasy voucher on HDFC SmartBuy first) nets ₹325 on ₹2,000, more than paying directly with FIRST Private (₹130).