Best card for
Best credit card for Health & pharmacy
Which card to use for Health & pharmacy in India - all 187 cards ranked
by what you actually get back on ₹2,000, after caps, exclusions and fees.
Top cardson ₹2,000
1
FIRST Private
Pay directly
idfcfirstbank.com · 25 Sep 2026
₹130
130 pts · 6.5%
2
Axis Burgundy Private
Pay directly
axis.bank.in · 21 Aug 2026
₹128
150 pts · 6.38%
3
SBI Cashback Card
Pay directly · 5% all online spends · cap ₹2,000/cycle
sbicard.com · 20 Aug 2026
₹100
5%
4
Axis Magnus for Burgundy
Pay directly · Spend-tiered: 12 ERP/₹200 up to ₹1.5L/month, then 35 ERP/₹200 above · cap 12 ERP/₹200 to ₹1.5L/month, then 35 ERP/₹200 (bank-capped at credit limit + ₹1.5L spends/month)
axis.bank.in · 22 Aug 2026
₹72
120 pts · 3.6%
5
HDFC Infinia Metal
Pay directly
hdfcbank.com · 20 Aug 2026
₹65
65 pts · 3.25%
6
HDFC Diners Club Black Metal
Pay directly
hdfcbank.com · 20 Aug 2026
₹65
65 pts · 3.25%
7
Biz Black Metal Edition Credit Card
Pay directly
hdfc.bank.in · 2 Oct 2026
₹65
65 pts · 3.25%
8
SC Ultimate
Pay directly
sc.com · 22 Aug 2026
₹65
65 pts · 3.25%
9
Gaj
Pay directly
idfcfirst.bank.in · 30 Sep 2026
₹65
65 pts · 3.25%
10
PVR INOX Kotak
Pay directly · 1 free PVR ticket (≤₹300) per ₹10,000 of monthly billed spends - UNCAPPED ticket count
kotak.com · 22 Aug 2026
₹60
3%
Best with no annual fee3
1
Kotak Solitaire Credit Card
Pay directly
kotak.bank.in · 30 Sep 2026
₹60
60 pts · 3%
2
Scapia (Federal Bank)
Pay directly
federal.bank.in · 20 Aug 2026
₹40
200 pts · 2%
3
Pinnacle Credit Card
Pay directly · 2.5 pts / Rs 100 on e-commerce transactions
indusind.bank.in · 30 Sep 2026
₹38
50 pts · 1.88%
Best if you pay directly3
1
FIRST Private
Pay directly
idfcfirstbank.com · 25 Sep 2026
₹130
130 pts · 6.5%
2
Axis Burgundy Private
Pay directly
axis.bank.in · 21 Aug 2026
₹128
150 pts · 6.38%
3
SBI Cashback Card
Pay directly · 5% all online spends · cap ₹2,000/cycle
sbicard.com · 20 Aug 2026
₹100
5%
Questions
Which credit card is best for Health & pharmacy?
FIRST Private is the best card for Health & pharmacy. It nets ₹130 on a ₹2,000 spend. Pay directly.
Which cards give nothing on Health & pharmacy?
None of the cards we track exclude it.
Is a gift voucher better than paying directly for Health & pharmacy?
No voucher route earns more here. Pay directly with FIRST Private for ₹130 on ₹2,000.