Best card for
Best credit card for Rent via NoBroker/CRED
Which card to use for Rent via NoBroker/CRED in India - all 187 cards ranked
by what you actually get back on ₹25,000, after caps, exclusions and fees.
Top cardson ₹25,000
1
Axis Burgundy Private
Pay directly · Rent earns points only up to ₹1L/month · cap rent earns on up to ₹1,00,000 spend/month (7,500 ERP at 15/200 - was wrongly 10,000)
axis.bank.in · 21 Aug 2026
₹1,049
1,875 pts · 4.2%
2
Axis Magnus for Burgundy
Pay directly · Rent EARNS base rate up to ₹50,000 spend/month · cap rent earns on up to ₹50,000 spend/month (3,000 ERP), nothing beyond
axis.bank.in · 22 Aug 2026
₹355
1,500 pts · 1.42%
3
HSBC Premier
Pay directly · Utilities/rent/wallet/govt/education/insurance/jewellery: points capped · cap cumulative ₹1,00,000 spend/month across these categories
hsbc.co.in · 22 Aug 2026
₹205
750 pts · 0.82%
4
Air India SBI Signature Card
Pay directly
sbicard.com · 1 Oct 2026
₹115
1,000 pts · 0.46%
5
Amex Platinum Charge
Pay directly
americanexpress.com · 20 Aug 2026
₹63
625 pts · 0.25%
6
Eternal Credit Card
Pay directly
utkarsh.bank.in · 4 Oct 2026
₹63
0.25%
7
Rhodium Credit Card
Pay directly
utkarsh.bank.in · 4 Oct 2026
₹63
0.25%
8
Axis Reserve
Pay directly · Rent EARNS base rate up to ₹1,00,000 spend/month · cap rent earns on up to ₹1,00,000 spend/month (7,500 ERP)
axis.bank.in · 22 Aug 2026
₹18
1,875 pts · 0.07%
9
Amex Membership Rewards
Pay directly
americanexpress.com · 20 Aug 2026
₹0
500 pts · 0%
10
Amex Platinum Travel
Pay directly
americanexpress.com · 20 Aug 2026
₹0
500 pts · 0%
Best with no annual fee3
1
RuPay Select Credit Card
Pay directly
canarabank.bank.in · 30 Sep 2026
-₹125
500 pts · -0.5%
2
FIRST WOW!
Pay directly
idfcfirstbank.com · 25 Sep 2026
-₹295
500 pts · -1.18%
3
CUB SalarySe Level UP Credit Card (Lifetime Free)
Pay directly
cityunionbank.bank.in · 2 Oct 2026
-₹295
1,250 pts · -1.18%
Best if you pay directly3
1
Axis Burgundy Private
Pay directly · Rent earns points only up to ₹1L/month · cap rent earns on up to ₹1,00,000 spend/month (7,500 ERP at 15/200 - was wrongly 10,000)
axis.bank.in · 21 Aug 2026
₹1,049
1,875 pts · 4.2%
2
Axis Magnus for Burgundy
Pay directly · Rent EARNS base rate up to ₹50,000 spend/month · cap rent earns on up to ₹50,000 spend/month (3,000 ERP), nothing beyond
axis.bank.in · 22 Aug 2026
₹355
1,500 pts · 1.42%
3
HSBC Premier
Pay directly · Utilities/rent/wallet/govt/education/insurance/jewellery: points capped · cap cumulative ₹1,00,000 spend/month across these categories
hsbc.co.in · 22 Aug 2026
₹205
750 pts · 0.82%
Cards that earn nothing here115
HDFC Infinia Metal
Rent and property-management payments earn 0 points (w.e.f. 1 Jan 2023).
hdfc.bank.in · 22 Aug 2026
HDFC Diners Club Black Metal
Rent and property-management payments earn 0 points (w.e.f. 1 Jan 2023).
hdfc.bank.in · 22 Aug 2026
HDFC Diners Club Privilege
Rent and property-management payments earn 0 points (w.e.f. 1 Jan 2023).
hdfc.bank.in · 22 Aug 2026
HDFC Millennia
Rent earns nothing (MCC 6513 printed in the bank T&C fee section; 1% fee).
hdfc.bank.in · 22 Aug 2026
Swiggy HDFC Bank
No cashback on rent.
hdfc.bank.in · 22 Aug 2026
Tata Neu Infinity HDFC
Rental transactions earn no NeuCoins.
hdfc.bank.in · 22 Aug 2026
HDFC Regalia Gold
Rent and property-management payments earn 0 points (w.e.f. 1 Jan 2023).
hdfc.bank.in · 22 Aug 2026
Tata Neu Plus HDFC
Rental transactions earn no NeuCoins.
hdfc.bank.in · 22 Aug 2026
HDFC Regalia
Rent and property-management payments earn 0 points (w.e.f. 1 Jan 2023).
hdfc.bank.in · 22 Aug 2026
Marriott Bonvoy HDFC
Rental transactions earn nothing.
hdfc.bank.in · 22 Aug 2026
PIXEL Play
Rent payments earn nothing.
hdfc.bank.in · 21 Sep 2026
HDFC MoneyBack+
No CashPoints on fuel, EMI, rent payments, government-related transactions or wallet/gift/prepaid card loads and voucher purchases.
hdfc.bank.in · 25 Sep 2026
HDFC Freedom
No CashPoints on fuel, EMI, rent payments, government-related transactions or wallet/gift/prepaid card loads and voucher purchases.
hdfc.bank.in · 25 Sep 2026
IndianOil HDFC Bank
No reward point accrual on rental and government category payments.
hdfcbank.com · 25 Sep 2026
HDFC PIXEL Go
No CashPoints on fuel, wallet/gift/prepaid card loads, rent, government-related transactions or EMI transactions.
hdfc.bank.in · 25 Sep 2026
PhonePe HDFC Bank Ultimo Credit Card
No reward points on card bill payments/charges, government payments, rental transactions, education fees, or insurance.
hdfc.bank.in · 30 Sep 2026
PhonePe HDFC Bank Uno Credit Card
No reward points on card bill payments/charges, government payments, rental transactions, education fees, or insurance.
hdfc.bank.in · 30 Sep 2026
Biz Black Metal Edition Credit Card
Petrol/fuel, wallet loads, rent, education and EMI transactions do not earn Reward Points.
hdfc.bank.in · 2 Oct 2026
Biz Power Credit Card
Petrol/fuel, wallet loads, rent, education and EMI transactions do not earn Reward Points.
hdfc.bank.in · 2 Oct 2026
Axis ACE
Rent excluded.
axis.bank.in · 22 Aug 2026
Flipkart Axis Bank
Rental payments excluded.
campaign.axis.bank.in · 22 Aug 2026
Airtel Axis Bank
Rent excluded.
axis.bank.in · 22 Aug 2026
Axis Bank Cashback
Rent earns nothing.
axisbank.com · 20 Aug 2026
Axis Atlas
Rent earns nothing (MCC 6513, bank T&C).
axis.bank.in · 22 Aug 2026
Axis Privilege
Rent excluded from reward earn and fee waiver (current category list).
axis.bank.in · 22 Aug 2026
Axis MY Zone
Utility & Telecom, Rent, Wallet, Government spends, Insurance, Gold & Jewellery and Fuel earn no rewards
axis.bank.in · 25 Sep 2026
Axis Select
Insurance, rent, fuel, educational services, utilities & telecom, wallet, gold/jewellery, government services, gift cards and bridge/road/toll fees earn no EDGE REWARD points
axis.bank.in · 25 Sep 2026
Axis Horizon
Transportation & tolls, utilities and telecom, insurance, educational institutions, government institutions, wallet/gift cards, rent and fuel earn no EDGE Miles
axis.bank.in · 25 Sep 2026
IndianOil Axis Bank Credit Card
Insurance, gold/jewellery, wallet, rent, utilities, government institutions and education earn no EDGE REWARDS
axis.bank.in · 25 Sep 2026
Axis Rewards
Transportation & tolls, utility and certain telecom, insurance, educational institutions, government institutions, wallet/wire transfer, rent and fuel MCCs earn no reward points
axis.bank.in · 25 Sep 2026
Axis Bank Neo
No EDGE REWARD points on utilities and telecom, education, insurance, government, wallet loads, rent, fuel, gold and jewellery, or gift cards.
axis.bank.in · 1 Oct 2026
Fibe Axis Bank Credit Card
No cashback on rent, insurance, education or government service payments.
axis.bank.in · 2 Oct 2026
Axis Bank Supermoney RuPay Credit Card
No cashback on fuel, jewellery, wallet load, insurance, education, government services or rent.
axis.bank.in · 2 Oct 2026
Google Pay Flex Axis Bank Credit Card
No Stars on rental payments.
axis.bank.in · 2 Oct 2026
SBI Cashback Card
Rental excluded.
sbicard.com · 22 Aug 2026
SimplyCLICK SBI Card
Rent earns nothing w.e.f. 1 Apr 2024.
sbicard.com · 22 Aug 2026
SBI Card PRIME
Rent excluded w.e.f. 1 Apr 2024 (PRIME on the bank card list).
sbicard.com · 22 Aug 2026
SBI Card ELITE
Rent excluded w.e.f. 1 Apr 2024 (ELITE on the bank card list).
sbicard.com · 22 Aug 2026
SBI BPCL Octane
Rent earns nothing w.e.f. 15 Apr 2024.
sbicard.com · 22 Aug 2026
Flipkart SBI Card
Rental transactions: 0% cashback.
sbicard.com · 22 Aug 2026
IRCTC SBI Card
Rent excluded (T&C says w.e.f. 15 Apr 2024; bank FAQ says 1 Jul 2023 - bank sources conflict on the date, not the fact).
sbicard.com · 22 Aug 2026
PhonePe SBI SELECT BLACK
Rent earns nothing (MCC 6513, bank T&C).
sbicard.com · 22 Aug 2026
SBI SimplySAVE
Rent excluded w.e.f. 1 Apr 2024 (SimplySAVE on the bank card list).
sbicard.com · 22 Aug 2026
SBI Card MILES
Rent and property-management payments earn nothing.
sbicard.com · 21 Sep 2026
SBI Card MILES Prime
Rent and property-management payments earn nothing.
sbicard.com · 21 Sep 2026
SBI Card MILES Elite
Rent and property-management payments earn nothing.
sbicard.com · 21 Sep 2026
Titan SBI Card
No reward points on fuel, wallet upload, property rental or utility bill payments.
sbicard.com · 25 Sep 2026
Reliance SBI Card PRIME
Rent payment transactions no longer earn reward points (w.e.f. 1 Apr 2024).
sbicard.com · 25 Sep 2026
SBI Card PULSE
No reward points on rent payments (from 1 Apr 2024).
sbicard.com · 26 Sep 2026
IRCTC SBI Card Premier
Rent payment transactions stopped earning Reward Points w.e.f. 15 Apr 2024.
sbicard.com · 2 Oct 2026
Kotak Zen Signature
Rent excluded from rewards/milestones. Bank notes the list is not exhaustive - all network MCCs in the category count.
kotak.bank.in · 22 Aug 2026
Kotak 811 #DreamDifferent
Rent earns no cashback and does not count toward the ₹15,000.
kotak811.bank.in · 28 Sep 2026
Kotak Royale Signature [Discontinued]
Rent excluded from rewards/milestones. Bank notes the list is not exhaustive - all network MCCs in the category count.
kotak.bank.in · 22 Aug 2026
Kotak League Platinum
Rent excluded from rewards/milestones. Bank notes the list is not exhaustive - all network MCCs in the category count.
kotak.bank.in · 22 Aug 2026
Kotak Urbane Gold (discontinued)
Rent excluded from rewards/milestones. Bank notes the list is not exhaustive - all network MCCs in the category count.
kotak.bank.in · 22 Aug 2026
IndianOil Kotak
Rent excluded from rewards/milestones. Bank notes the list is not exhaustive - all network MCCs in the category count.
kotak.bank.in · 22 Aug 2026
Kotak Air+ Prime
Rent earns nothing.
kotak.bank.in · 21 Aug 2026
Kotak Air
Rent earns nothing.
kotak.bank.in · 21 Aug 2026
PVR INOX Kotak
Rent payments earn no tickets.
kotak.com · 22 Aug 2026
Kotak Air+
Rent earns nothing.
kotak.bank.in · 21 Sep 2026
Kotak Cashback+ Credit Card
Cashback not applicable on Rent, B2B transaction, Utilities, Insurance, Education and Government, Wallet, Online skill-based gaming, and EMI.
kotak.bank.in · 25 Sep 2026
Kotak Cashback+ Prime Credit Card
Cashback not eligible on following spend categories: Rent, B2B transaction, Utilities, Education and Government, Wallet, Online skill-based gaming, and EMI. (Insurance is NOT in this list for the Prime variant - see notes/gaps: insurance earns base 0.5% cashback up to Rs25,000/cycle per the bank's own page.)
kotak.bank.in · 25 Sep 2026
Kotak UPI RuPay Credit Card
Reward Points will not be accrued for transaction categories such as Rent, Fuel, Railway, Wallet Loading, EMI, Education and Balance Transfer.
kotak.bank.in · 25 Sep 2026
Kotak Solitaire Credit Card
No Air Miles on rent, wallet, fuel, utility/telecom, insurance, education, government (except tax payments), digital gaming, and international spends.
kotak.bank.in · 30 Sep 2026
Amazon Pay ICICI
Rent earns nothing on all ICICI cards (program MITC, MCC 6513; 1% fee applies).
icicibank.com · 22 Aug 2026
ICICI Sapphiro
Rent earns nothing on all ICICI cards (1% fee applies).
icicibank.com · 22 Aug 2026
MakeMyTrip ICICI
Rent earns no myCash (card T&C + program MITC; 1% fee applies). Fuel is NOT excluded on this card - MITC exempts MakeMyTrip ICICI from the program fuel exclusion.
icicibank.com · 22 Aug 2026
ICICI Emeralde Private Metal
Rent Pay and property management (MCCs 1520/1750/1740/1711/1761/1771/1731) earn nothing.
icicibank.com · 22 Aug 2026
ICICI Coral
Rent earns nothing on all ICICI cards (1% fee applies).
icicibank.com · 22 Aug 2026
ICICI HPCL Super Saver
Rent payments (MCC 6513) earn no reward points, for all ICICI credit cards.
icicibank.com · 25 Sep 2026
ICICI Times Black
No reward points on fuel transactions, rent payments, or any spend converted into an EMI; points earned on such transactions are reversed.
icici.bank.in · 2 Oct 2026
HSBC Live+
Rent and property management: 0% cashback.
hsbc.co.in · 22 Aug 2026
HSBC TravelOne
Real estate agents and managers: no reward points.
hsbc.co.in · 22 Aug 2026
HSBC RuPay Cashback
Rent and property management: no cashback.
hsbc.co.in · 22 Aug 2026
HSBC Taj Credit Card
No reward points on rent or similar payments.
hsbc.co.in · 25 Sep 2026
RuPay Platinum
No reward points on utilities, tax payments, rent, jewellery, insurance, fuel, money transfers and financial institutions.
hsbc.co.in · 1 Oct 2026
Visa Platinum
No reward points on utilities, tax payments, rent, jewellery, insurance, fuel, money transfers and financial institutions.
hsbc.co.in · 1 Oct 2026
Scapia (Federal Bank)
Rent earns nothing.
res.cloudinary.com · 22 Aug 2026
IndianOil RBL XTra
Real estate/rental earns nothing; contracted-services MCCs (1711/1740/1520/1750/1761/1771/1799 etc) too.
webassets.rbl.bank.in · 22 Aug 2026
RBL Play (BookMyShow)
Real estate/rent excluded.
webassets.rbl.bank.in · 22 Aug 2026
AU LIT
Rent earns nothing.
au.bank.in · 22 Aug 2026
OneCard Metal
Rent payments earn no points (issuer T&C - categories only, no MCC codes published by OneCard).
assets.getonecard.app · 22 Aug 2026
YES Bank Marquee
Rent earns nothing.
yes.bank.in · 20 Aug 2026
Uni GoldX
Rent earns no Uni Coins (MITC; fee MCC corroborates).
media.bobcard.co.in · 21 Sep 2026
AU Zenith
Rent earns nothing (AU member agreement 23.5.1); AU's rent charge is modelled as a fee rule from its MITC schedule of charges.
au.bank.in · 22 Aug 2026
BOBCARD Eterna
Rent (Annexure 1) earns no core or accelerated points.
media.bobcard.co.in · 22 Aug 2026
LIC Select
Fuel, rental, non-LIC insurance premiums, EMI conversions and cash withdrawals earn zero reward points.
idfcfirstbank.com · 25 Sep 2026
Shoprite Credit Card
Real estate / rental payments earn no reward points.
rbl.bank.in · 25 Sep 2026
Nova Credit Card
Real estate / rental payments earn no reward points.
rbl.bank.in · 25 Sep 2026
ELITE+
No reward points on rent transactions
yes.bank.in · 25 Sep 2026
IRCTC BOBCARD
No reward points on rent payments (MCC 6513).
media.bobcard.co.in · 25 Sep 2026
Premier
Spends on select MCCs (agriculture, contractors, passenger transport/toll/rail, rent, cleaning/personal-care services, government, education, hospitals, wallets, supermarkets/retail stores, insurance, charity, fast food) do not earn reward points, per BOBCARD's Annexure 1 MCC list.
media.bobcard.co.in · 30 Sep 2026
Select
Spends on select MCCs (agriculture, contractors, passenger transport/toll/rail, rent, cleaning/personal-care services, government, education, hospitals, wallets, supermarkets/retail stores, insurance, charity, fast food) do not earn reward points, per BOBCARD's Annexure 1 MCC list.
media.bobcard.co.in · 30 Sep 2026
Easy
Spends on select MCCs (agriculture, contractors, passenger transport/toll/rail, rent, cleaning/personal-care services, government, education, hospitals, wallets, supermarkets/retail stores, insurance, charity, fast food) do not earn reward points, per BOBCARD's Annexure 1 MCC list.
media.bobcard.co.in · 30 Sep 2026
Snapdeal BOBCARD
Spends on select MCCs (agriculture, contractors, passenger transport/toll/rail, rent, cleaning/personal-care services, government, education, hospitals, wallets, supermarkets/retail stores, insurance, charity, fast food) do not earn reward points, per BOBCARD's Annexure 1 MCC list.
media.bobcard.co.in · 30 Sep 2026
Cashback
Spends on select MCCs (agriculture, contractors, passenger transport/toll/rail, rent, cleaning/personal-care services, government, education, hospitals, wallets, supermarkets/retail stores, insurance, charity, fast food) do not earn reward points, per BOBCARD's Annexure 1 MCC list.
media.bobcard.co.in · 30 Sep 2026
Tiara
Spends on select MCCs (agriculture, contractors, passenger transport/toll/rail, rent, cleaning/personal-care services, government, education, hospitals, wallets, supermarkets/retail stores, insurance, charity, fast food) do not earn reward points, per BOBCARD's Annexure 1 MCC list.
media.bobcard.co.in · 30 Sep 2026
HPCL Energie
Spends on select MCCs (agriculture, contractors, passenger transport/toll/rail, rent, cleaning/personal-care services, government, education, hospitals, wallets, supermarkets/retail stores, insurance, charity, fast food) do not earn reward points, per BOBCARD's Annexure 1 MCC list.
media.bobcard.co.in · 30 Sep 2026
Prime
Spends on select MCCs (agriculture, contractors, passenger transport/toll/rail, rent, cleaning/personal-care services, government, education, hospitals, wallets, supermarkets/retail stores, insurance, charity, fast food) do not earn reward points, per BOBCARD's Annexure 1 MCC list.
media.bobcard.co.in · 30 Sep 2026
Signet
Rent payments earn no reward points.
federal.bank.in · 1 Oct 2026
Imperio
Rent payments earn no reward points.
federal.bank.in · 1 Oct 2026
Celesta
Rent payments earn no reward points.
federal.bank.in · 1 Oct 2026
Paisabazaar Paisaback
Bank's printed exclusion list: EMI, Utility, Fuel, Insurance, Rent, Wallet, Education, Jewellery, Govt services, Hospitals, Toll, Telecom equipment, Railways, Automotive shops. Hospitals, telecom equipment sales and automotive shops don't map cleanly to our category taxonomy and are omitted from the structured list above but are included in this note verbatim from the bank.
federal.bank.in · 1 Oct 2026
CUB CSK RuPay Platinum Credit Card
Rent payments earn no Reward Points.
cityunionbank.bank.in · 2 Oct 2026
CUB SRH RuPay Platinum Credit Card
Rent payments earn no Reward Points.
cityunionbank.bank.in · 2 Oct 2026
CUB CSK Master Platinum Credit Card
Rent payments earn no Reward Points.
cityunionbank.bank.in · 2 Oct 2026
CUB SRH Master Platinum Credit Card
Rent payments earn no Reward Points.
cityunionbank.bank.in · 2 Oct 2026
CUB CSK Master World Credit Card
Rent payments earn no Reward Points.
cityunionbank.bank.in · 2 Oct 2026
CUB SRH Master World Credit Card
Rent payments earn no Reward Points.
cityunionbank.bank.in · 2 Oct 2026
CUB Kavach RuPay Credit Card
Rent payments earn no Reward Points.
cityunionbank.bank.in · 2 Oct 2026
CUB Kavach Master Credit Card
Rent payments earn no Reward Points.
cityunionbank.bank.in · 2 Oct 2026
CSB Bank Edge+ Credit Card
Jewels are not awarded on rent payment transactions.
csb.bank.in · 2 Oct 2026
Edge CSB Bank Credit Card
Jewels are not awarded on rent payment transactions.
csb.bank.in · 2 Oct 2026
superCard
Rent payments, wallet loads, gift/prepaid card loads and voucher purchases do not earn cashback
utkarsh.bank.in · 4 Oct 2026
Klick Credit Card
No YES Rewardz points on rent, wallet, fuel or government services
yes.bank.in · 2 Oct 2026
Questions
Which credit card is best for Rent via NoBroker/CRED?
Axis Burgundy Private is the best card for Rent via NoBroker/CRED. It nets ₹1,049 on a ₹25,000 spend. Pay directly.
Which cards give nothing on Rent via NoBroker/CRED?
115 of the cards we track earn nothing on Rent via NoBroker/CRED, including HDFC Infinia Metal, HDFC Diners Club Black Metal, HDFC Diners Club Privilege, HDFC Millennia, Swiggy HDFC Bank and 110 more.
Is a gift voucher better than paying directly for Rent via NoBroker/CRED?
No voucher route earns more here. Pay directly with Axis Burgundy Private for ₹1,049 on ₹25,000.