Axis Bank · Mid · lifetime free

LIC Axis Bank Signature

Axis Bank Mid

LIC Axis Bank Signature Not published

Annual fee

Lifetime free

Forex markup

3.5%

Base earn

0.95%

Best direct earn

normal swipe, portal/voucher excluded

1.90%

Point value

per point, conservative

₹0.95

Lounge

8 complimentary domestic lounge visits per calendar year

8 dom · 0 intl

Network

Not published

Axis Bank - LIC Axis Bank Signature Credit Card axis.bank.in · read 30 Sep 2026
Axis Bank - Revision of Credit Card Terms and Conditions (effective 28-08-2026) campaign.axis.bank.in · read 30 Sep 2026

Every figure on this page traces to one of these. Nothing is inferred from a tracker.

Bank-confirmed. Reward figures verified against the issuer’s own website.
Card source: Axis Bank - LIC Axis Bank Signature Credit Card - axis.bank.in - read 30 Sep 2026.
No affiliate link on this card.

Where it ranks across all 187 cards

#41 Insurance 0.9% direct #50 Utility bills 0.9% direct #65 Jewellery & watches 0.9% direct

#73 Gaming 0.9% direct #80 Mobile / broadband 0.9% direct #88 Train tickets 0.9% direct #92 Cabs & transit 0.9% direct #98 Other 0.9% direct #99 Health & pharmacy 0.9% direct #102 Electronics 0.9% direct #106 Hotels 0.9% direct #107 Flights 0.9% direct #110 Online shopping 0.9% direct #111 Fashion 0.9% direct #112 Food delivery 0.9% direct #113 Movies & events 0.9% direct #114 Groceries 0.9% direct #120 Dining out 0.9% direct #35 Government / tax 0.1% direct

Get an email if this card changes - sign in.

Engine value - conservative, what rankings use

₹0.95/pt

0.95%

Vouchers / catalogue

₹0.95/pt

0.95%

Points valued at ₹0.95/pt - conservative, what rankings use

Reward rules3 direct

Base rate - everything not covered below

0.95%base rate

1 pt / ₹100

source

Source: Axis Bank - LIC Axis Bank Signature Credit Card - axis.bank.in - read 30 Sep 2026

2 pts / Rs 100 on LIC premium payment

1.90%this rule

2 pts / ₹100

source

Source: Axis Bank - LIC Axis Bank Signature Credit Card - axis.bank.in - read 30 Sep 2026

2 pts / Rs 100 on foreign currency spend

1.90%this rule

2 pts / ₹100

source

Source: Axis Bank - LIC Axis Bank Signature Credit Card - axis.bank.in - read 30 Sep 2026

Percentages here are each rule's own rate. The card's single headline is the best of the direct rules only - selectable packs, capped-base rows and portal/voucher routes above are shown for completeness but never set it.

Earns nothing on3 exclusions

Fuel

earns nothing

No reward points on fuel purchases

→ use IndianOil RBL XTra here (7.5%)

detail & source

categories: Fuel

Source: Axis Bank - LIC Axis Bank Signature Credit Card - axis.bank.in - read 30 Sep 2026

Wallet load, EMI

earns nothing

No points on wallet load or EMI conversions

→ use SC Ultimate here (3.3%)

detail & source

categories: Wallet load, EMI

Source: Axis Bank - LIC Axis Bank Signature Credit Card - axis.bank.in - read 30 Sep 2026

FASTag recharge

earns nothing

No rewards/cashback on Bridge Fees, Road Fees and Tolls

detail & source

merchants: FASTag recharge

Source: Axis Bank - Revision of Credit Card Terms and Conditions (effective 28-08-2026) - campaign.axis.bank.in - read 30 Sep 2026

Rent

Axis rent fee 1% + GST

Wallet load

Axis wallet-load fee: 1% once cumulative wallet-load spend this statement cycle reaches ₹10,000, on the cycle total + GST

Fuel

Axis fuel fee: 1% once cumulative fuel spend this statement cycle reaches ₹50,000, on the cycle total + GST (separate from the routine fuel-surcharge waiver on ₹400-₹5,000 pump swipes)

Utility bills, Mobile / broadband

Axis utility fee: 1% once cumulative utility/telecom spend this statement cycle reaches ₹25,000, on the cycle total + GST

Education

Axis education fee: 1% per transaction on education payments made via third-party apps + GST (modelled on every education spend - the engine cannot yet tell a third-party app from the institution's own website/POS, which the MITC exempts, so this is the conservative worst-case reading)