SBI Card · Premium
Air India SBI Signature Card
Where it ranks across all 187 cards
#3 EMI
2.4%
direct
#5 Wallet load
2.4%
direct
#6 Education
2.4%
direct
#7 Fuel
2.4%
direct
#8 Insurance
2.4%
direct
#10 Utility bills
2.4%
direct
#11 Gaming
2.4%
direct
#12 Jewellery & watches
2.4%
direct
#13 Mobile / broadband
2.4%
direct
#16 Train tickets
2.4%
direct
#16 Other
2.4%
direct
#19 Health & pharmacy
2.4%
direct
#21 Cabs & transit
2.4%
direct
#23 Electronics
2.4%
direct
#27 Dining out
2.4%
direct
#28 Flights
2.4%
direct
#28 Hotels
2.4%
direct
#30 Groceries
2.4%
direct
#31 Fashion
2.4%
direct
#32 Online shopping
2.4%
direct
#33 Movies & events
2.4%
direct
#34 Food delivery
2.4%
direct
#5 Government / tax
1.6%
direct
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Points valued at ₹0.6/pt - conservative, what rankings use
Reward rules2 direct
Base rate - everything not covered below
2.40%base rate
4 pts / ₹100
source
Source: Air India SBI Signature Card - sbicard.com - read 1 Oct 2026
10 pts / Rs 100 on Air India tickets
6.00%this rule
10 pts / ₹100
source
Source: Air India SBI Signature Card - sbicard.com - read 1 Oct 2026
Percentages here are each rule's own rate.
The card's single headline is the best of the direct rules only - selectable packs, capped-base rows and
portal/voucher routes above are shown for completeness but never set it.
Earns nothing on0 exclusions
Rare. No published exclusions on record for this card (EMI aside).
Perks the card unlocks at these places, beyond its earn rate. They never change a ranking - check the bank page before you count on one.