Canara Bank · Premium · lifetime free
RuPay Select Credit Card
Where it ranks across all 187 cards
#22 Fuel
0.5%
direct
#42 Wallet load
0.5%
direct
#49 EMI
0.5%
direct
#62 Insurance
0.5%
direct
#66 Education
0.5%
direct
#73 Utility bills
0.5%
direct
#93 Jewellery & watches
0.5%
direct
#98 Gaming
0.5%
direct
#107 Mobile / broadband
0.5%
direct
#116 Train tickets
0.5%
direct
#123 Cabs & transit
0.5%
direct
#129 Health & pharmacy
0.5%
direct
#132 Other
0.5%
direct
#133 Electronics
0.5%
direct
#134 Flights
0.5%
direct
#134 Hotels
0.5%
direct
#135 Groceries
0.5%
direct
#136 Movies & events
0.5%
direct
#139 Online shopping
0.5%
direct
#139 Fashion
0.5%
direct
#140 Food delivery
0.5%
direct
#141 Dining out
0.5%
direct
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Points valued at ₹0.25/pt - conservative, what rankings use
Reward rules3 direct
Base rate - everything not covered below
0.50%base rate
2 pts / ₹100
source
Source: RuPay Select Credit Card - canarabank.bank.in - read 30 Sep 2026
5% cashback on utility bill payments
5.00%this rule
5% cashback
how it works & source
Benefit provided by NPCI on the RuPay Select network.
Source: RuPay Select Credit Card - canarabank.bank.in - read 30 Sep 2026
5% cashback on dining and restaurant spends
5.00%this rule
5% cashback
how it works & source
Benefit provided by NPCI on the RuPay Select network.
Source: RuPay Select Credit Card - canarabank.bank.in - read 30 Sep 2026
Percentages here are each rule's own rate.
The card's single headline is the best of the direct rules only - selectable packs, capped-base rows and
portal/voucher routes above are shown for completeness but never set it.
Earns nothing on0 exclusions
Rare. No published exclusions on record for this card (EMI aside).
Perks the card unlocks at these places, beyond its earn rate. They never change a ranking - check the bank page before you count on one.