Best card for
Best credit card for Kama Ayurveda
Which card to use for Kama Ayurveda in India - all 187 cards ranked
by what you actually get back on ₹10,000, after caps, exclusions and fees.
Amex Platinum Charge is the best card for Kama Ayurveda: ₹1,250 on ₹10,000 (12.5%). Next: HSBC Live+ (₹1,000), FIRST Private (₹660). UPI or debit earns nothing here.
Top cardson ₹10,000
1
Amex Platinum Charge
Swipe / tap at the terminal · RewardXcelerator 10X (Platinum)
americanexpress.com · 17 Oct 2026
₹1,250
2,500 pts · 12.5%
2
HSBC Live+
Swipe / tap at the terminal · 10% dining / food delivery / groceries / shopping / utilities · cap ₹1,200/month
hsbc.co.in · 27 Sep 2026
₹1,000
10%
3
FIRST Private
Swipe / tap at the terminal
idfcfirstbank.com · 25 Sep 2026
₹660
660 pts · 6.6%
4
Axis Burgundy Private
Swipe / tap at the terminal
axis.bank.in · 21 Aug 2026
₹638
750 pts · 6.38%
5
Cashback
Swipe / tap at the terminal · 5% cashback on domestic online spends (min. 4 transactions/cycle) · cap ₹1,500/month
bobcard.co.in · 30 Sep 2026
₹500
5%
6
BOBCARD Eterna
Swipe / tap at the terminal · 15 RP / ₹100 on dining, travel, intl, online shopping (3.75%) · cap 5,000 pts/month
bobcard.co.in · 21 Aug 2026
₹375
1,500 pts · 3.75%
7
Axis Magnus for Burgundy
Swipe / tap at the terminal · Spend-tiered: 12 ERP/₹200 up to ₹1.5L/month, then 35 ERP/₹200 above · cap 12 ERP/₹200 to ₹1.5L/month, then 35 ERP/₹200 (bank-capped at credit limit + ₹1.5L spends/month)
axis.bank.in · 22 Aug 2026
₹360
600 pts · 3.6%
8
HDFC Infinia Metal
Swipe / tap at the terminal
hdfcbank.com · 20 Aug 2026
₹330
330 pts · 3.3%
9
HDFC Diners Club Black Metal
Swipe / tap at the terminal
hdfcbank.com · 20 Aug 2026
₹330
330 pts · 3.3%
10
Biz Black Metal Edition Credit Card
Swipe / tap at the terminal
hdfc.bank.in · 2 Oct 2026
₹330
330 pts · 3.3%
Best with no annual fee3
1
Kotak Solitaire Credit Card
Swipe / tap at the terminal
kotak.bank.in · 30 Sep 2026
₹300
300 pts · 3%
2
IndusInd Tiger
Swipe / tap at the terminal · Up to 6 pts / ₹100 via annual spend slabs · cap 5,000 pts/month
indusind.bank.in · 21 Aug 2026
₹240
600 pts · 2.4%
3
Scapia (Federal Bank)
Swipe / tap at the terminal
federal.bank.in · 20 Aug 2026
₹200
1,000 pts · 2%
Best if you pay directly3
1
Amex Platinum Charge
Swipe / tap at the terminal · RewardXcelerator 10X (Platinum)
americanexpress.com · 17 Oct 2026
₹1,250
2,500 pts · 12.5%
2
HSBC Live+
Swipe / tap at the terminal · 10% dining / food delivery / groceries / shopping / utilities · cap ₹1,200/month
hsbc.co.in · 27 Sep 2026
₹1,000
10%
3
FIRST Private
Swipe / tap at the terminal
idfcfirstbank.com · 25 Sep 2026
₹660
660 pts · 6.6%
Questions
Which credit card is best for Kama Ayurveda?
Amex Platinum Charge is the best card for Kama Ayurveda. It nets ₹1,250 on a ₹10,000 spend. Swipe / tap at the terminal.
Which cards give nothing on Kama Ayurveda?
None of the cards we track exclude it.
Is a gift voucher better than paying directly for Kama Ayurveda?
No voucher route earns more here. Pay directly with Amex Platinum Charge for ₹1,250 on ₹10,000.
Is a credit card worth using for Kama Ayurveda at all?
Paying by UPI or debit for Kama Ayurveda earns nothing; Amex Platinum Charge earns ₹1,250 on ₹10,000 after caps and fees.