Best card for
Best credit card for IHG hotels (InterContinental, Holiday Inn)
Which card to use for IHG hotels (InterContinental, Holiday Inn) in India - all 187 cards ranked
by what you actually get back on ₹10,000, after caps, exclusions and fees.
Top cardson ₹10,000
1
ICICI Emeralde Private Metal
Book it on ICICI iShop · iShop hotels 12X · cap ~15,000 pts/month
icicibank.com · 20 Aug 2026
₹3,600
3,600 pts · 36%
2
HSBC Premier
Book it on HSBC Travel with Points (Hopper) · Travel with Points (Hopper) 12X hotels
hsbc.co.in · 26 Aug 2026
₹3,600
3,600 pts · 36%
3
HDFC Infinia Metal
Book it on HDFC SmartBuy · SmartBuy hotels 10X · cap 15,000 accelerated RP/month SHARED across ALL SmartBuy (+15,000/day) - one pool, engine models per-rule
hdfcbank.com · 20 Aug 2026
₹3,300
3,300 pts · 33%
4
HDFC Diners Club Black Metal
Book it on HDFC SmartBuy · SmartBuy hotels 10X · cap 10,000 accelerated RP/month SHARED across all SmartBuy (+10,000/day)
offers.smartbuy.hdfc.bank.in · 22 Aug 2026
₹3,300
3,300 pts · 33%
5
Gaj
Book it on IDFC FIRST app (Travel & Shop) · 50 pts / Rs 150 on hotels via the IDFC FIRST app · cap 15,000 bonus points a month across hotels and flights
idfcfirst.bank.in · 1 Oct 2026
₹3,300
3,300 pts · 33%
6
Axis Magnus for Burgundy
Book it on Axis Travel Edge · Travel Edge portal 5X · cap 5X on Travel Edge spends up to ₹2,00,000/month, then 35 ERP/₹200
axis.bank.in · 22 Aug 2026
₹1,800
3,000 pts · 18%
7
HSBC TravelOne
Book it on HSBC Travel with Points (Hopper) · Travel with Points (Hopper) 6X hotels
hsbc.co.in · 26 Aug 2026
₹1,320
1,200 pts · 13.2%
8
HDFC Regalia Gold
Book it on HDFC SmartBuy · SmartBuy hotels 10X · cap shares the 4,000 RP/month SmartBuy group cap
offers.smartbuy.hdfc.bank.in · 20 Aug 2026
₹1,250
2,500 pts · 12.5%
9
IDFC FIRST Ashva
Book it on IDFC FIRST app (Travel & Shop) · 40 pts / ₹150 on hotels via IDFC app Travel & Shop · cap 24,000 pts/month
idfcfirst.bank.in · 21 Aug 2026
₹1,056
2,640 pts · 10.56%
10
HDFC Diners Club Privilege
Book it on HDFC SmartBuy · SmartBuy hotels 10X · cap shares the 4,000 RP/month SmartBuy cap
offers.smartbuy.hdfc.bank.in · 22 Aug 2026
₹1,000
2,000 pts · 10%
Best with no annual fee3
1
Kotak Solitaire Credit Card
Book it on Kotak Unbox · 10 Air Miles / Rs 100 on flights and hotels via Kotak Unbox · cap 1,00,000 Air Miles per statement cycle
kotak.bank.in · 1 Oct 2026
₹1,000
1,000 pts · 10%
2
Uni GoldX
Book it on Uni Store · 7% flights & hotels via Uni app
uni.cards · 20 Aug 2026
₹700
7%
3
IDFC FIRST Wealth
Book it on HSBC Travel with Points (Hopper) · App Travel & Shop: +20% RP on hotels, +10% on flights · cap ~8,000 pts/month
idfcfirst.bank.in · 20 Aug 2026
₹600
6%
Best if you pay directly3
1
FIRST Private
Pay directly
idfcfirstbank.com · 25 Sep 2026
₹660
660 pts · 6.6%
2
Axis Burgundy Private
Pay directly
axis.bank.in · 21 Aug 2026
₹638
750 pts · 6.38%
3
Nova Credit Card
Pay directly · 12 pts / Rs 200 on flights & hotels
rbl.bank.in · 25 Sep 2026
₹600
600 pts · 6%
Questions
Which credit card is best for IHG hotels (InterContinental, Holiday Inn)?
ICICI Emeralde Private Metal is the best card for IHG hotels (InterContinental, Holiday Inn). It nets ₹3,600 on a ₹10,000 spend. Book it on ICICI iShop.
Which cards give nothing on IHG hotels (InterContinental, Holiday Inn)?
None of the cards we track exclude it.
Is a gift voucher better than paying directly for IHG hotels (InterContinental, Holiday Inn)?
Buying a gift voucher first (ICICI Emeralde Private Metal, Book it on ICICI iShop) nets ₹3,600 on ₹10,000, more than paying directly with FIRST Private (₹660).