Best card for
Best credit card for Airbnb
Which card to use for Airbnb in India - all 187 cards ranked
by what you actually get back on ₹10,000, after caps, exclusions and fees.
Top cardson ₹10,000
1
FIRST Private
Pay directly
idfcfirstbank.com · 25 Sep 2026
₹660
660 pts · 6.6%
2
Axis Burgundy Private
Pay directly
axis.bank.in · 21 Aug 2026
₹638
750 pts · 6.38%
3
Nova Credit Card
Pay directly · 12 pts / Rs 200 on flights & hotels
rbl.bank.in · 25 Sep 2026
₹600
600 pts · 6%
4
Axis Atlas
Pay directly · 5 EDGE Miles / ₹100 on travel · cap 5 EM/₹100 up to ₹2L travel spend/month (10,000 EM), then 2 EM/₹100
campaign.axis.bank.in · 21 Aug 2026
₹500
500 pts · 5%
5
SBI Cashback Card
Pay directly · 5% all online spends · cap ₹2,000/cycle
sbicard.com · 20 Aug 2026
₹500
5%
6
BOBCARD Eterna
Pay directly · 15 RP / ₹100 on dining, travel, intl, online shopping (3.75%) · cap 5,000 pts/month
bobcard.co.in · 21 Aug 2026
₹375
1,500 pts · 3.75%
7
Tiara
Pay directly · 15 pts / Rs 100 on dining and travel · cap 5,000 Reward Points on the mentioned categories per statement cycle
bobcard.co.in · 30 Sep 2026
₹375
1,500 pts · 3.75%
8
Axis Magnus for Burgundy
Pay directly · Spend-tiered: 12 ERP/₹200 up to ₹1.5L/month, then 35 ERP/₹200 above · cap 12 ERP/₹200 to ₹1.5L/month, then 35 ERP/₹200 (bank-capped at credit limit + ₹1.5L spends/month)
axis.bank.in · 22 Aug 2026
₹360
600 pts · 3.6%
9
HDFC Infinia Metal
Pay directly
hdfcbank.com · 20 Aug 2026
₹330
330 pts · 3.3%
10
HDFC Diners Club Black Metal
Pay directly
hdfcbank.com · 20 Aug 2026
₹330
330 pts · 3.3%
Best with no annual fee3
1
Kotak Solitaire Credit Card
Pay directly
kotak.bank.in · 30 Sep 2026
₹300
300 pts · 3%
2
Scapia (Federal Bank)
Pay directly
federal.bank.in · 20 Aug 2026
₹200
1,000 pts · 2%
3
IDFC FIRST Wealth
Pay directly · 10 pts / ₹200 on dining, travel & international
idfcfirst.bank.in · 20 Aug 2026
₹125
500 pts · 1.25%
Best if you pay directly3
1
FIRST Private
Pay directly
idfcfirstbank.com · 25 Sep 2026
₹660
660 pts · 6.6%
2
Axis Burgundy Private
Pay directly
axis.bank.in · 21 Aug 2026
₹638
750 pts · 6.38%
3
Nova Credit Card
Pay directly · 12 pts / Rs 200 on flights & hotels
rbl.bank.in · 25 Sep 2026
₹600
600 pts · 6%
Questions
Which credit card is best for Airbnb?
FIRST Private is the best card for Airbnb. It nets ₹660 on a ₹10,000 spend. Pay directly.
Which cards give nothing on Airbnb?
None of the cards we track exclude it.
Is a gift voucher better than paying directly for Airbnb?
No voucher route earns more here. Pay directly with FIRST Private for ₹660 on ₹10,000.