Merchant category code 8299 is Schools and educational services - other. KaunsaCard maps it to the Education category.

Which credit cards earn rewards on MCC 8299?

100 of 187 Indian credit cards we track earn rewards on MCC 8299; 87 exclude it, from each bank's own terms.

MCC 8299: Schools and educational services - other

Merchant category code 8299 is how banks and the card networks label schools and educational services - other. See which of our 187 Indian credit cards earn here, which exclude it, and the bank's own wording, below.

Search a code or merchant type

8299 Schools and educational services - other

Education · excluded on 87 of 187 cards shown

Paying the merchant directly.

all codes

Cardat 8299

Axis Burgundy Private

Base rate

5.2%axis.bank.in · 21 Aug 2026

PVR INOX Kotak

1 free PVR ticket (≤₹300) per ₹10,000 of monthly billed spends - UNCAPPED ticket count · base rate

3.0%kotak.com · 22 Aug 2026

ICICI Emeralde Private Metal

Education: base rate capped 1,000 pts/statement cycle · category rule

3.0%icicibank.com · 22 Aug 2026

HSBC Premier

Utilities/rent/wallet/govt/education/insurance/jewellery: points capped · category rule

3.0%hsbc.co.in · 22 Aug 2026

Axis Magnus for Burgundy

Spend-tiered: 12 ERP/₹200 up to ₹1.5L/month, then 35 ERP/₹200 above · base rate

2.4%axis.bank.in · 22 Aug 2026

Air India SBI Signature Card

Base rate

2.4%sbicard.com · 1 Oct 2026

SC Ultimate

3 RP / ₹150 on utilities, supermarkets, insurance, schools, govt (2%) · category rule

2.0%av.sc.com · 20 Aug 2026

Titan SBI Card

Base rate

1.5%sbicard.com · 25 Sep 2026

Adani One ICICI Signature

Base rate

1.5%icici.bank.in · 30 Sep 2026

Amex Platinum Charge

Base rate

1.3%americanexpress.com · 20 Aug 2026

RuPay Platinum

Base rate

1.2%hsbc.co.in · 30 Sep 2026

Visa Platinum

Base rate

1.2%hsbc.co.in · 30 Sep 2026

Axis Reserve

Base rate

1.1%axis.bank.in · 22 Aug 2026

Swiggy HDFC Bank

1% on other spends - capped ₹500/billing cycle · base rate

1.0%hdfc.bank.in · 22 Aug 2026

PIXEL Play

Base rate

1.0%hdfc.bank.in · 21 Sep 2026

HDFC PIXEL Go

Base rate

1.0%hdfc.bank.in · 25 Sep 2026

SBI Card AURUM

Base rate

1.0%sbicard.com · 25 Sep 2026

Paytm SBI Card SELECT

Base rate

1.0%sbicard.com · 25 Sep 2026

MakeMyTrip ICICI

Base rate

1.0%icici.bank.in · 20 Aug 2026

Adani One ICICI Platinum

Base rate

1.0%icici.bank.in · 30 Sep 2026

Amex Membership Rewards

Base rate

1.0%americanexpress.com · 20 Aug 2026

Amex Platinum Travel

Base rate

1.0%americanexpress.com · 20 Aug 2026

Amex SmartEarn

Base rate

1.0%americanexpress.com · 20 Aug 2026

Amex Platinum Reserve

Base rate

1.0%americanexpress.com · 20 Aug 2026

Amex Gold Charge

Base rate

1.0%americanexpress.com · 20 Aug 2026

FIRST WOW!

Base rate

1.0%idfcfirstbank.com · 25 Sep 2026

LIC Select

5 pts / Rs 125 on grocery, utilities, railways, FASTag, education and government payments · category rule

1.0%idfcfirstbank.com · 25 Sep 2026

Smart Credit Card

Base rate

1.0%sc.bank.in · 25 Sep 2026

RuPay Select Credit Card

Base rate

1.0%unionbankofindia.bank.in · 30 Sep 2026

Hello Cashback

1% cashback on utilities, insurance and education · category rule

1.0%idfcfirst.bank.in · 30 Sep 2026

Quantum+

1% cashback on in-store and online spends · category rule

1.0%idfcfirst.bank.in · 30 Sep 2026

Metal Credit Card LUXURA on RuPay

Base rate

1.0%creditcard.pnb.bank.in · 1 Oct 2026

Metal Credit Card LUXURA on Visa

Base rate

1.0%creditcard.pnb.bank.in · 1 Oct 2026

Samman RuPay Credit Card

1% cashback on retail spends · category rule

1.0%indusind.bank.in · 1 Oct 2026

CUB SalarySe Level UP Credit Card (Lifetime Free)

Base rate

1.0%cityunionbank.bank.in · 2 Oct 2026

CUB SalarySe Level UP Credit Card (Paid)

Base rate

1.0%cityunionbank.bank.in · 2 Oct 2026

CSB Bank Edge+ Credit Card

Base rate

1.0%csb.bank.in · 2 Oct 2026

IB-VISA-Gold

Base rate

1.0%indianbank.bank.in · 4 Oct 2026

IB-VISA-Platinum

Base rate

1.0%indianbank.bank.in · 4 Oct 2026

IB-RuPAY-Platinum

Base rate

1.0%indianbank.bank.in · 4 Oct 2026

IB-RuPay-Select

Base rate

1.0%indianbank.bank.in · 4 Oct 2026

Mayura

3 pts / Rs 150 on rent, education, government and wallet load transactions · category rule

1.0%idfcfirstbank.com · 25 Sep 2026

Axis Atlas

Base rate

0.8%axis.bank.in · 22 Aug 2026

IRCTC SBI Card

Base rate

0.8%sbicard.com · 22 Aug 2026

IRCTC SBI Card Premier

Base rate

0.8%sbicard.com · 2 Oct 2026

ICICI Times Black

2 pts/Rs100 on utility, insurance, education and government payments, capped · category rule

0.8%icici.bank.in · 2 Oct 2026

Marriott Bonvoy HDFC

Base rate

0.8%hdfcbank.com · 21 Aug 2026

IDFC FIRST Ashva

3 pts / ₹150 on rent, govt, wallet, education · category rule

0.8%idfcfirst.bank.in · 21 Aug 2026

Pioneer Heritage Credit Card

0.7 pts / Rs 100 on utilities, insurance, government, education and rent · category rule

0.7%indusind.bank.in · 2 Oct 2026

Pioneer Private Credit Card

0.7 pts / Rs 100 on utilities, insurance, government, education and rent · category rule

0.7%indusind.bank.in · 2 Oct 2026

Kotak Zen Signature

Education & insurance EARN, capped at ₹70,000 spend/cycle · category rule

0.7%kotak.com · 22 Aug 2026

FIRST Private

1 pt / Rs 150 on rent, education, utilities, insurance, government, FASTag, wallet, railway, gift voucher and jewellery spends · category rule

0.7%idfcfirstbank.com · 25 Sep 2026

Gaj

1 reward point per Rs 150 on Insurance, Utilities, Rent, Government, Wallet Load, Railways, FASTag and Education · category rule

0.7%idfcfirst.bank.in · 30 Sep 2026

Rewards Credit Card

Base rate

0.7%sc.bank.in · 2 Oct 2026

Axis Magnus

Spend-tiered: 12 ERP/₹200 up to ₹1.5L/month, then 35 ERP/₹200 above · base rate

0.6%axis.bank.in · 22 Aug 2026

Celesta Credit Card

0.7 pts / Rs 100 on utilities, insurance, govt, education and rent · category rule

0.5%indusind.bank.in · 25 Sep 2026

Pinnacle Credit Card

0.7 pts / Rs 100 on utilities, insurance, government, education and rent · category rule

0.5%indusind.bank.in · 2 Oct 2026

SBI Card PRIME

Base rate

0.5%sbicard.com · 20 Aug 2026

SBI Card ELITE

Base rate

0.5%sbicard.com · 20 Aug 2026

Reliance SBI Card PRIME

Base rate

0.5%sbicard.com · 25 Sep 2026

SBI Card PULSE

Base rate

0.5%sbicard.com · 26 Sep 2026

ICICI Sapphiro

Base rate

0.5%icici.bank.in · 20 Aug 2026

ICICI Coral

Base rate

0.5%icici.bank.in · 21 Aug 2026

ICICI HPCL Super Saver

Base rate

0.5%icicibank.com · 25 Sep 2026

Standard Chartered EaseMyTrip

Base rate

0.5%sc.bank.in · 21 Aug 2026

RuPay Select Credit Card

Base rate

0.5%canarabank.bank.in · 30 Sep 2026

Visa Signature Card

Base rate

0.5%creditcard.pnb.bank.in · 1 Oct 2026

IB-VISA-Business

Base rate

0.5%indianbank.bank.in · 4 Oct 2026

FIRST Power+

Base rate

0.5%idfcfirstbank.com · 25 Sep 2026

Diamond Reserve

Base rate

0.5%idfcfirst.bank.in · 30 Sep 2026

Nexxt Credit Card

Base rate

0.5%indusind.bank.in · 30 Sep 2026

IndusInd Tiger

Base rate

0.4%indusind.bank.in · 21 Aug 2026

EazyDiner Platinum

Base rate

0.4%indusind.bank.in · 21 Sep 2026

Edge CSB Bank Credit Card

Base rate

0.4%csb.bank.in · 2 Oct 2026

IDFC FIRST Wealth

3 pts / ₹200 on rent, govt, wallet loads & education · category rule

0.4%idfcfirst.bank.in · 20 Aug 2026

IDFC FIRST Select

Base rate

0.4%idfcfirst.bank.in · 20 Aug 2026

FIRST Millennia

Base rate

0.4%idfcfirstbank.com · 25 Sep 2026

FIRST Classic

Base rate

0.4%idfcfirstbank.com · 25 Sep 2026

IndusInd Legend

0.7 pt / ₹100 on utilities, insurance, govt, education & rent · category rule

0.4%indusind.bank.in · 22 Aug 2026

Indus Solitaire Credit Card

0.70 pts / Rs 100 on utilities, insurance, govt, education and rent · category rule

0.4%indusind.bank.in · 30 Sep 2026

RuPay Select Card

Base rate

0.3%creditcard.pnb.bank.in · 1 Oct 2026

Imperium Platinum Credit Card

Base rate

0.3%idbibank.in · 1 Oct 2026

SpiceJet Axis Bank Voyage Black

Base rate

0.3%axis.bank.in · 30 Sep 2026

Kotak Royale Signature [Discontinued]

Education & insurance EARN, capped at ₹70,000 spend/cycle · category rule

0.3%kotak.com · 22 Aug 2026

HDFC MoneyBack+

Base rate

0.3%hdfc.bank.in · 25 Sep 2026

SimplyCLICK SBI Card

Base rate

0.3%sbicard.com · 20 Aug 2026

SBI BPCL Octane

Base rate

0.3%sbicard.com · 22 Aug 2026

BPCL SBI Card

Base rate

0.3%sbicard.com · 25 Sep 2026

Platinum Aura Edge Credit Card

Base rate

0.3%indusind.bank.in · 25 Sep 2026

RuPay Platinum Card

Base rate

0.3%creditcard.pnb.bank.in · 1 Oct 2026

Visa Platinum Card

Base rate

0.3%creditcard.pnb.bank.in · 1 Oct 2026

Celesta

Base rate

0.3%federal.bank.in · 1 Oct 2026

OneCard Metal

Base rate

0.2%getonecard.app · 20 Aug 2026

SBI SimplySAVE

Base rate

0.2%sbicard.com · 21 Aug 2026

Imperio

Base rate

0.2%federal.bank.in · 1 Oct 2026

IndianOil HDFC Bank

Base rate

0.1%hdfcbank.com · 25 Sep 2026

Signet

Base rate

0.1%federal.bank.in · 1 Oct 2026

Dhan Vriddhi Credit Card

Base rate

0.1%dhan.bank.in · 4 Oct 2026

Dhan Samriddhi Credit Card

Base rate

0.1%dhan.bank.in · 4 Oct 2026

HDFC Freedom

Base rate

0.1%hdfc.bank.in · 25 Sep 2026

HDFC Infinia Metal

Earns nothing here

Education via third-party apps (CRED, Cheq, MobiKwik etc) earns nothing since 1 Sep 2024; paying the school/college directly DOES earn. hdfc.bank.in · 22 Aug 2026

✗ no points

HDFC Diners Club Black Metal

Earns nothing here

Education via third-party apps (CRED, Cheq, MobiKwik etc) earns nothing since 1 Sep 2024; paying the school/college directly DOES earn. hdfc.bank.in · 22 Aug 2026

✗ no points

HDFC Diners Club Privilege

Earns nothing here

Education via third-party apps (CRED, Cheq, MobiKwik etc) earns nothing since 1 Sep 2024; paying the school/college directly DOES earn. hdfc.bank.in · 22 Aug 2026

✗ no points

HDFC Millennia

Earns nothing here

Education via third-party apps earns nothing (bank prints these MCCs); direct school/college payment earns. hdfc.bank.in · 22 Aug 2026

✗ no points

Tata Neu Infinity HDFC

Earns nothing here

Education via third-party apps earns nothing (1 Sep 2024). hdfc.bank.in · 22 Aug 2026

✗ no points

HDFC Regalia Gold

Earns nothing here

Education via third-party apps (CRED, Cheq, MobiKwik etc) earns nothing since 1 Sep 2024; paying the school/college directly DOES earn. hdfc.bank.in · 22 Aug 2026

✗ no points

Tata Neu Plus HDFC

Earns nothing here

Education via third-party apps earns nothing (1 Sep 2024). hdfc.bank.in · 22 Aug 2026

✗ no points

HDFC Regalia

Earns nothing here

Education via third-party apps (CRED, Cheq, MobiKwik etc) earns nothing since 1 Sep 2024; paying the school/college directly DOES earn. hdfc.bank.in · 22 Aug 2026

✗ no points

PhonePe HDFC Bank Ultimo Credit Card

Earns nothing here

No reward points on card bill payments/charges, government payments, rental transactions, education fees, or insurance. hdfc.bank.in · 30 Sep 2026

✗ no points

PhonePe HDFC Bank Uno Credit Card

Earns nothing here

No reward points on card bill payments/charges, government payments, rental transactions, education fees, or insurance. hdfc.bank.in · 30 Sep 2026

✗ no points

Biz Black Metal Edition Credit Card

Earns nothing here

Petrol/fuel, wallet loads, rent, education and EMI transactions do not earn Reward Points. hdfc.bank.in · 2 Oct 2026

✗ no points

Biz Power Credit Card

Earns nothing here

Petrol/fuel, wallet loads, rent, education and EMI transactions do not earn Reward Points. hdfc.bank.in · 2 Oct 2026

✗ no points

Axis ACE

Earns nothing here

Education excluded. axis.bank.in · 22 Aug 2026

✗ no points

Flipkart Axis Bank

Earns nothing here

Educational services excluded. campaign.axis.bank.in · 22 Aug 2026

✗ no points

Airtel Axis Bank

Earns nothing here

Education services excluded. axis.bank.in · 22 Aug 2026

✗ no points

Axis Bank Cashback

Earns nothing here

Educational-institution MCCs excluded from cashback. axis.bank.in · 22 Aug 2026

✗ no points

Axis Privilege

Earns nothing here

Educational services excluded. axis.bank.in · 22 Aug 2026

✗ no points

Axis Select

Earns nothing here

Insurance, rent, fuel, educational services, utilities & telecom, wallet, gold/jewellery, government services, gift cards and bridge/road/toll fees earn no EDGE REWARD points axis.bank.in · 25 Sep 2026

✗ no points

Axis Horizon

Earns nothing here

Transportation & tolls, utilities and telecom, insurance, educational institutions, government institutions, wallet/gift cards, rent and fuel earn no EDGE Miles axis.bank.in · 25 Sep 2026

✗ no points

IndianOil Axis Bank Credit Card

Earns nothing here

Insurance, gold/jewellery, wallet, rent, utilities, government institutions and education earn no EDGE REWARDS axis.bank.in · 25 Sep 2026

✗ no points

Axis Rewards

Earns nothing here

Transportation & tolls, utility and certain telecom, insurance, educational institutions, government institutions, wallet/wire transfer, rent and fuel MCCs earn no reward points axis.bank.in · 25 Sep 2026

✗ no points

Axis Bank Neo

Earns nothing here

No EDGE REWARD points on utilities and telecom, education, insurance, government, wallet loads, rent, fuel, gold and jewellery, or gift cards. axis.bank.in · 1 Oct 2026

✗ no points

Fibe Axis Bank Credit Card

Earns nothing here

No cashback on rent, insurance, education or government service payments. axis.bank.in · 2 Oct 2026

✗ no points

Axis Bank Supermoney RuPay Credit Card

Earns nothing here

No cashback on fuel, jewellery, wallet load, insurance, education, government services or rent. axis.bank.in · 2 Oct 2026

✗ no points

Google Pay Flex Axis Bank Credit Card

Earns nothing here

No Stars on educational institutions and services. axis.bank.in · 2 Oct 2026

✗ no points

SBI Cashback Card

Earns nothing here

School and educational services excluded; 1% fee via third-party apps. sbicard.com · 22 Aug 2026

✗ no points

Flipkart SBI Card

Earns nothing here

School/education: 0% cashback. sbicard.com · 22 Aug 2026

✗ no points

PhonePe SBI SELECT BLACK

Earns nothing here

Education earns nothing (bank T&C MCC list). sbicard.com · 22 Aug 2026

✗ no points

SBI Card MILES

Earns nothing here

School and educational services earn nothing. sbicard.com · 21 Sep 2026

✗ no points

SBI Card MILES Prime

Earns nothing here

School and educational services earn nothing. sbicard.com · 21 Sep 2026

✗ no points

SBI Card MILES Elite

Earns nothing here

School and educational services earn nothing. sbicard.com · 21 Sep 2026

✗ no points

Kotak 811 #DreamDifferent

Earns nothing here

2% cashback (cycles with ₹15,000+ eligible spend) kotak811.bank.in · 28 Sep 2026

✗ no points

Kotak White Reserve

Earns nothing here

Excluded - no bank wording on file. kotak.bank.in · 21 Aug 2026

✗ no points

Kotak White

Earns nothing here

Education MCCs excluded from White Pass milestone spends effective 1 Apr 2026. kotak.bank.in · 22 Aug 2026

✗ no points

Kotak League Platinum

Earns nothing here

Education MCCs excluded from rewards/milestones. Bank notes the list is not exhaustive - all network MCCs in the category count. kotak.bank.in · 22 Aug 2026

✗ no points

Kotak Urbane Gold (discontinued)

Earns nothing here

Education MCCs excluded from rewards/milestones. Bank notes the list is not exhaustive - all network MCCs in the category count. kotak.bank.in · 22 Aug 2026

✗ no points

IndianOil Kotak

Earns nothing here

Education MCCs excluded from rewards/milestones. Bank notes the list is not exhaustive - all network MCCs in the category count. kotak.bank.in · 22 Aug 2026

✗ no points

Kotak Air+ Prime

Earns nothing here

Education earns nothing. kotak.bank.in · 21 Aug 2026

✗ no points

Kotak Air

Earns nothing here

Education earns nothing. kotak.bank.in · 21 Aug 2026

✗ no points

Kotak Air+

Earns nothing here

Education earns nothing. kotak.bank.in · 21 Sep 2026

✗ no points

Kotak Cashback+ Credit Card

Earns nothing here

Cashback not applicable on Rent, B2B transaction, Utilities, Insurance, Education and Government, Wallet, Online skill-based gaming, and EMI. kotak.bank.in · 25 Sep 2026

✗ no points

Kotak Cashback+ Prime Credit Card

Earns nothing here

Cashback not eligible on following spend categories: Rent, B2B transaction, Utilities, Education and Government, Wallet, Online skill-based gaming, and EMI. (Insurance is NOT in this list for the Prime variant - see notes/gaps: insurance earns base 0.5% cashback up to Rs25,000/cycle per the bank's own page.) kotak.bank.in · 25 Sep 2026

✗ no points

Kotak UPI RuPay Credit Card

Earns nothing here

Reward Points will not be accrued for transaction categories such as Rent, Fuel, Railway, Wallet Loading, EMI, Education and Balance Transfer. kotak.bank.in · 25 Sep 2026

✗ no points

Kotak Solitaire Credit Card

Earns nothing here

No Air Miles on rent, wallet, fuel, utility/telecom, insurance, education, government (except tax payments), digital gaming, and international spends. kotak.bank.in · 30 Sep 2026

✗ no points

Amazon Pay ICICI

Earns nothing here

Education transactions earn nothing (w.e.f. 11 Oct 2025). icicibank.com · 22 Aug 2026

✗ no points

HSBC Live+

Earns nothing here

Education: 0% cashback. hsbc.co.in · 22 Aug 2026

✗ no points

HSBC TravelOne

Earns nothing here

Education: no reward points. hsbc.co.in · 22 Aug 2026

✗ no points

HSBC RuPay Cashback

Earns nothing here

Education: no cashback. hsbc.co.in · 22 Aug 2026

✗ no points

HSBC Taj Credit Card

Earns nothing here

No reward points on education and government-related transactions, including tax payments. hsbc.co.in · 25 Sep 2026

✗ no points

Scapia (Federal Bank)

Earns nothing here

Education and school fees earn nothing. res.cloudinary.com · 22 Aug 2026

✗ no points

IndianOil RBL XTra

Earns nothing here

Education earns nothing. webassets.rbl.bank.in · 22 Aug 2026

✗ no points

RBL Play (BookMyShow)

Earns nothing here

Education excluded. webassets.rbl.bank.in · 22 Aug 2026

✗ no points

AU LIT

Earns nothing here

Education earns nothing. au.bank.in · 22 Aug 2026

✗ no points

YES Bank Marquee

Earns nothing here

Education earns nothing (Jun 2026). yes.bank.in · 20 Aug 2026

✗ no points

Uni GoldX

Earns nothing here

Education earns nothing. media.bobcard.co.in · 21 Sep 2026

✗ no points

AU Zenith

Earns nothing here

Education earns nothing. au.bank.in · 22 Aug 2026

✗ no points

BOBCARD Eterna

Earns nothing here

Education earns nothing. media.bobcard.co.in · 22 Aug 2026

✗ no points

Shoprite Credit Card

Earns nothing here

Education payments earn no reward points. rbl.bank.in · 25 Sep 2026

✗ no points

Nova Credit Card

Earns nothing here

Education payments earn no reward points. rbl.bank.in · 25 Sep 2026

✗ no points

ELITE+

Earns nothing here

No reward points on education (from 15 Jun 2026). yes.bank.in · 25 Sep 2026

✗ no points

IRCTC BOBCARD

Earns nothing here

No reward points on education payments. media.bobcard.co.in · 25 Sep 2026

✗ no points

Premier

Earns nothing here

Spends on select MCCs (agriculture, contractors, passenger transport/toll/rail, rent, cleaning/personal-care services, government, education, hospitals, wallets, supermarkets/retail stores, insurance, charity, fast food) do not earn reward points, per BOBCARD's Annexure 1 MCC list. media.bobcard.co.in · 30 Sep 2026

✗ no points

Select

Earns nothing here

✗ no points

Easy

Earns nothing here

✗ no points

Snapdeal BOBCARD

Earns nothing here

✗ no points

Cashback

Earns nothing here

✗ no points

Tiara

Earns nothing here

✗ no points

HPCL Energie

Earns nothing here

✗ no points

Prime

Earns nothing here

✗ no points

Paisabazaar Paisaback

Earns nothing here

Bank's printed exclusion list: EMI, Utility, Fuel, Insurance, Rent, Wallet, Education, Jewellery, Govt services, Hospitals, Toll, Telecom equipment, Railways, Automotive shops. Hospitals, telecom equipment sales and automotive shops don't map cleanly to our category taxonomy and are omitted from the structured list above but are included in this note verbatim from the bank. federal.bank.in · 1 Oct 2026

✗ no points

CUB CSK RuPay Platinum Credit Card

Earns nothing here