MCC 7802: Horse/dog racing (government-licensed)
Merchant category code 7802 is how banks and the card networks label horse/dog racing (government-licensed).
See which of our 187 Indian credit cards earn here, which exclude it, and the bank's own wording, below.
7802
Horse/dog racing (government-licensed)
Gaming · excluded on 46 of 187 cards shown
Paying the merchant directly.
Cardat 7802
FIRST Private
Base rate
6.6%idfcfirstbank.com · 25 Sep 2026
Axis Burgundy Private
Base rate
6.4%axis.bank.in · 21 Aug 2026
Axis Magnus for Burgundy
Spend-tiered: 12 ERP/₹200 up to ₹1.5L/month, then 35 ERP/₹200 above · base rate
3.6%axis.bank.in · 22 Aug 2026
Biz Black Metal Edition Credit Card
Base rate
3.3%hdfc.bank.in · 2 Oct 2026
SC Ultimate
Base rate
3.3%sc.com · 22 Aug 2026
Gaj
Base rate
3.3%idfcfirst.bank.in · 30 Sep 2026
ICICI Emeralde Private Metal
Base rate
3.0%icicibank.com · 20 Aug 2026
HSBC Premier
Base rate
3.0%hsbc.co.in · 20 Aug 2026
Pioneer Private Credit Card
Base rate
3.0%indusind.bank.in · 2 Oct 2026
Air India SBI Signature Card
Base rate
2.4%sbicard.com · 1 Oct 2026
Axis Reserve
Base rate
2.3%axis.bank.in · 22 Aug 2026
YES Bank Marquee
Base rate
2.3%yes.bank.in · 20 Aug 2026
HSBC TravelOne
Base rate
2.2%hsbc.co.in · 20 Aug 2026
Axis Atlas
Base rate
2.0%axis.bank.in · 22 Aug 2026
Axis Horizon
Base rate
2.0%axis.bank.in · 25 Sep 2026
Scapia (Federal Bank)
Base rate
2.0%federal.bank.in · 20 Aug 2026
Nova Credit Card
Base rate
2.0%rbl.bank.in · 25 Sep 2026
Axis Magnus
Spend-tiered: 12 ERP/₹200 up to ₹1.5L/month, then 35 ERP/₹200 above · base rate
1.8%axis.bank.in · 22 Aug 2026
Mayura
Base rate
1.7%idfcfirstbank.com · 25 Sep 2026
Axis ACE
Base rate
1.5%axisbank.com · 20 Aug 2026
SpiceJet Axis Bank Voyage Black
Base rate
1.5%axis.bank.in · 30 Sep 2026
Titan SBI Card
Base rate
1.5%sbicard.com · 25 Sep 2026
Adani One ICICI Signature
Base rate
1.5%icici.bank.in · 30 Sep 2026
IDFC FIRST Ashva
Base rate
1.3%idfcfirst.bank.in · 21 Aug 2026
Amex Platinum Charge
Base rate
1.3%americanexpress.com · 20 Aug 2026
Eternal Credit Card
Base rate
1.3%utkarsh.bank.in · 4 Oct 2026
Rhodium Credit Card
Base rate
1.3%utkarsh.bank.in · 4 Oct 2026
RuPay Platinum
Base rate
1.2%hsbc.co.in · 30 Sep 2026
Visa Platinum
Base rate
1.2%hsbc.co.in · 30 Sep 2026
HSBC Taj Credit Card
Base rate
1.0%hsbc.co.in · 25 Sep 2026
PIXEL Play
Base rate
1.0%hdfc.bank.in · 21 Sep 2026
HDFC PIXEL Go
Base rate
1.0%hdfc.bank.in · 25 Sep 2026
Flipkart Axis Bank
Base rate
1.0%axisbank.com · 20 Aug 2026
Airtel Axis Bank
Base rate
1.0%axisbank.com · 20 Aug 2026
Axis Privilege
Base rate
1.0%axis.bank.in · 21 Aug 2026
Axis Select
Base rate
1.0%axis.bank.in · 25 Sep 2026
Fibe Axis Bank Credit Card
Base rate
1.0%axis.bank.in · 2 Oct 2026
Axis Bank Supermoney RuPay Credit Card
Base rate
1.0%axis.bank.in · 2 Oct 2026
SBI Card MILES Prime
Base rate
1.0%sbicard.com · 21 Sep 2026
SBI Card MILES Elite
Base rate
1.0%sbicard.com · 21 Sep 2026
SBI Card AURUM
Base rate
1.0%sbicard.com · 25 Sep 2026
Paytm SBI Card SELECT
Base rate
1.0%sbicard.com · 25 Sep 2026
Amazon Pay ICICI
Base rate
1.0%icicibank.com · 20 Aug 2026
MakeMyTrip ICICI
Base rate
1.0%icici.bank.in · 20 Aug 2026
Adani One ICICI Platinum
Base rate
1.0%icici.bank.in · 30 Sep 2026
Amex Membership Rewards
Base rate
1.0%americanexpress.com · 20 Aug 2026
Amex Platinum Travel
Base rate
1.0%americanexpress.com · 20 Aug 2026
Amex SmartEarn
Base rate
1.0%americanexpress.com · 20 Aug 2026
Amex Platinum Reserve
Base rate
1.0%americanexpress.com · 20 Aug 2026
Amex Gold Charge
Base rate
1.0%americanexpress.com · 20 Aug 2026
IndianOil RBL XTra
Base rate
1.0%rbl.bank.in · 20 Aug 2026
Uni GoldX
Base rate
1.0%bobcard.co.in · 20 Aug 2026
FIRST WOW!
Base rate
1.0%idfcfirstbank.com · 25 Sep 2026
LIC Select
Base rate
1.0%idfcfirstbank.com · 25 Sep 2026
Smart Credit Card
Base rate
1.0%sc.bank.in · 25 Sep 2026
Snapdeal BOBCARD
Base rate
1.0%bobcard.co.in · 30 Sep 2026
Cashback
Base rate
1.0%bobcard.co.in · 30 Sep 2026
RuPay Select Credit Card
Base rate
1.0%unionbankofindia.bank.in · 30 Sep 2026
Hello Cashback
1% cashback on in-store and bills · category rule
1.0%in store 1.0% · online 3.0%idfcfirst.bank.in · 30 Sep 2026
Quantum+
1% cashback on in-store and online spends · category rule
1.0%idfcfirst.bank.in · 30 Sep 2026
Metal Credit Card LUXURA on RuPay
Base rate
1.0%creditcard.pnb.bank.in · 1 Oct 2026
Metal Credit Card LUXURA on Visa
Base rate
1.0%creditcard.pnb.bank.in · 1 Oct 2026
Paisabazaar Paisaback
1% on card spends in store and online · category rule
1.0%federal.bank.in · 1 Oct 2026
Samman RuPay Credit Card
1% cashback on retail spends · category rule
1.0%indusind.bank.in · 1 Oct 2026
Pioneer Heritage Credit Card
Base rate
1.0%indusind.bank.in · 2 Oct 2026
IB-VISA-Gold
Base rate
1.0%indianbank.bank.in · 4 Oct 2026
IB-VISA-Platinum
Base rate
1.0%indianbank.bank.in · 4 Oct 2026
IB-RuPAY-Platinum
Base rate
1.0%indianbank.bank.in · 4 Oct 2026
IB-RuPay-Select
Base rate
1.0%indianbank.bank.in · 4 Oct 2026
SmartGen Credit Card
Base rate
1.0%utkarsh.bank.in · 4 Oct 2026
superCard
Base rate
1.0%utkarsh.bank.in · 4 Oct 2026
LIC Axis Bank Signature
Base rate
0.9%axis.bank.in · 30 Sep 2026
IRCTC SBI Card
Base rate
0.8%sbicard.com · 22 Aug 2026
IRCTC SBI Card Premier
Base rate
0.8%sbicard.com · 2 Oct 2026
ICICI Times Black
Base rate
0.8%icici.bank.in · 2 Oct 2026
Axis Bank Cashback
Base rate
0.8%axisbank.com · 20 Aug 2026
SpiceJet Axis Bank Voyage
Base rate
0.8%axis.bank.in · 30 Sep 2026
BOBCARD Eterna
Base rate
0.8%bobcard.co.in · 21 Aug 2026
Celesta Credit Card
Base rate
0.8%indusind.bank.in · 25 Sep 2026
ELITE+
Base rate
0.8%yes.bank.in · 25 Sep 2026
Tiara
Base rate
0.8%bobcard.co.in · 30 Sep 2026
Pinnacle Credit Card
Base rate
0.8%in store 0.8% · online 1.9%indusind.bank.in · 30 Sep 2026
LIC Axis Bank Platinum
Base rate
0.7%axis.bank.in · 30 Sep 2026
Rewards Credit Card
Base rate
0.7%sc.bank.in · 2 Oct 2026
AU Zenith
Base rate
0.6%aubank.in · 21 Aug 2026
SBI Card PRIME
Base rate
0.5%sbicard.com · 20 Aug 2026
SBI Card ELITE
Base rate
0.5%sbicard.com · 20 Aug 2026
SBI Card MILES
Base rate
0.5%sbicard.com · 21 Sep 2026
Reliance SBI Card PRIME
Base rate
0.5%sbicard.com · 25 Sep 2026
SBI Card PULSE
Base rate
0.5%sbicard.com · 26 Sep 2026
ICICI Sapphiro
Base rate
0.5%icici.bank.in · 20 Aug 2026
ICICI Coral
Base rate
0.5%icici.bank.in · 21 Aug 2026
ICICI HPCL Super Saver
Base rate
0.5%icicibank.com · 25 Sep 2026
IndusInd Legend
Base rate
0.5%indusind.bank.in · 20 Aug 2026
Standard Chartered EaseMyTrip
Base rate
0.5%sc.bank.in · 21 Aug 2026
IRCTC BOBCARD
Base rate
0.5%bobcard.co.in · 25 Sep 2026
Premier
Base rate
0.5%bobcard.co.in · 30 Sep 2026
RuPay Select Credit Card
Base rate
0.5%canarabank.bank.in · 30 Sep 2026
Indus Solitaire Credit Card
Base rate
0.5%indusind.bank.in · 30 Sep 2026
Visa Signature Card
Base rate
0.5%creditcard.pnb.bank.in · 1 Oct 2026
IB-VISA-Business
Base rate
0.5%indianbank.bank.in · 4 Oct 2026
IndianOil Kotak
Base rate
0.5%kotak.bank.in · 21 Aug 2026
FIRST Power+
Base rate
0.5%idfcfirstbank.com · 25 Sep 2026
Diamond Reserve
Base rate
0.5%idfcfirst.bank.in · 30 Sep 2026
Nexxt Credit Card
Base rate
0.5%indusind.bank.in · 30 Sep 2026
Axis MY Zone
Base rate
0.4%axis.bank.in · 25 Sep 2026
IndusInd Tiger
Base rate
0.4%indusind.bank.in · 21 Aug 2026
EazyDiner Platinum
Base rate
0.4%indusind.bank.in · 21 Sep 2026
Prime
Base rate
0.4%bobcard.co.in · 30 Sep 2026
Biz Power Credit Card
Base rate
0.4%hdfc.bank.in · 2 Oct 2026
IDFC FIRST Wealth
Base rate
0.4%idfcfirst.bank.in · 22 Aug 2026
IDFC FIRST Select
Base rate
0.4%idfcfirst.bank.in · 20 Aug 2026
FIRST Millennia
Base rate
0.4%idfcfirstbank.com · 25 Sep 2026
FIRST Classic
Base rate
0.4%idfcfirstbank.com · 25 Sep 2026
HPCL Energie
Base rate
0.3%bobcard.co.in · 30 Sep 2026
RuPay Select Card
Base rate
0.3%creditcard.pnb.bank.in · 1 Oct 2026
Imperium Platinum Credit Card
Base rate
0.3%idbibank.in · 1 Oct 2026
Axis Rewards
Base rate
0.3%axis.bank.in · 25 Sep 2026
HDFC MoneyBack+
Base rate
0.3%hdfc.bank.in · 25 Sep 2026
SBI BPCL Octane
Base rate
0.3%sbicard.com · 22 Aug 2026
BPCL SBI Card
Base rate
0.3%sbicard.com · 25 Sep 2026
Platinum Aura Edge Credit Card
Base rate
0.3%indusind.bank.in · 25 Sep 2026
Shoprite Credit Card
Base rate
0.3%rbl.bank.in · 25 Sep 2026
RuPay Platinum Card
Base rate
0.3%creditcard.pnb.bank.in · 1 Oct 2026
Visa Platinum Card
Base rate
0.3%creditcard.pnb.bank.in · 1 Oct 2026
Celesta
Base rate
0.3%federal.bank.in · 1 Oct 2026
Klick Credit Card
Base rate
0.3%yes.bank.in · 2 Oct 2026
IndianOil Axis Bank Credit Card
Base rate
0.2%axis.bank.in · 25 Sep 2026
Google Pay Flex Axis Bank Credit Card
Base rate
0.2%axis.bank.in · 2 Oct 2026
AU LIT
Base rate
0.2%au.bank.in · 20 Aug 2026
OneCard Metal
Base rate
0.2%getonecard.app · 20 Aug 2026
Select
Base rate
0.2%bobcard.co.in · 30 Sep 2026
Easy
Base rate
0.2%bobcard.co.in · 30 Sep 2026
SBI SimplySAVE
Base rate
0.2%sbicard.com · 21 Aug 2026
Imperio
Base rate
0.2%federal.bank.in · 1 Oct 2026
IndianOil HDFC Bank
Base rate
0.1%hdfcbank.com · 25 Sep 2026
Signet
Base rate
0.1%federal.bank.in · 1 Oct 2026
Axis Bank Neo
Base rate
0.1%axis.bank.in · 1 Oct 2026
Dhan Vriddhi Credit Card
Base rate
0.1%dhan.bank.in · 4 Oct 2026
Dhan Samriddhi Credit Card
Base rate
0.1%dhan.bank.in · 4 Oct 2026
HDFC Freedom
Base rate
0.1%hdfc.bank.in · 25 Sep 2026
HDFC Infinia Metal
Earns nothing here
Online skill-based gaming earns nothing (w.e.f. 1 Jul 2025). hdfc.bank.in · 22 Aug 2026
✗ no points
HDFC Diners Club Black Metal
Earns nothing here
Online skill-based gaming earns nothing (w.e.f. 1 Jul 2025). hdfc.bank.in · 22 Aug 2026
✗ no points
HDFC Diners Club Privilege
Earns nothing here
Online skill-based gaming earns nothing (w.e.f. 1 Jul 2025). hdfc.bank.in · 22 Aug 2026
✗ no points
HDFC Millennia
Earns nothing here
Online skill-based gaming earns nothing (w.e.f. 1 Jul 2025). hdfc.bank.in · 22 Aug 2026
✗ no points
Swiggy HDFC Bank
Earns nothing here
Online skill-based gaming earns nothing (w.e.f. 1 Jul 2025, MITC). hdfc.bank.in · 22 Aug 2026
✗ no points
Tata Neu Infinity HDFC
Earns nothing here
Online skill-based gaming (MCC 5816) earns nothing w.e.f. 1 Jul 2025 - the one MCC code HDFC prints. hdfc.bank.in · 22 Aug 2026
✗ no points
HDFC Regalia Gold
Earns nothing here
Online skill-based gaming earns nothing (w.e.f. 1 Jul 2025). hdfc.bank.in · 22 Aug 2026
✗ no points
Tata Neu Plus HDFC
Earns nothing here
Online skill-based gaming (MCC 5816) earns nothing w.e.f. 1 Jul 2025. hdfc.bank.in · 22 Aug 2026
✗ no points
HDFC Regalia
Earns nothing here
Online skill-based gaming earns nothing (w.e.f. 1 Jul 2025). hdfc.bank.in · 22 Aug 2026
✗ no points
Marriott Bonvoy HDFC
Earns nothing here
Online gaming earns nothing. hdfc.bank.in · 22 Aug 2026
✗ no points
PhonePe HDFC Bank Ultimo Credit Card
Earns nothing here
Excluded - no bank wording on file. hdfc.bank.in · 30 Sep 2026
✗ no points
PhonePe HDFC Bank Uno Credit Card
Earns nothing here
Excluded - no bank wording on file. hdfc.bank.in · 30 Sep 2026
✗ no points
SBI Cashback Card
Earns nothing here
Digital gaming excluded from Apr 2026. sbicard.com · 22 Aug 2026
✗ no points
SimplyCLICK SBI Card
Earns nothing here
Digital gaming excluded w.e.f. 1 Dec 2024. sbicard.com · 22 Aug 2026
✗ no points
Flipkart SBI Card
Earns nothing here
Gaming: 0% cashback. sbicard.com · 22 Aug 2026
✗ no points
PhonePe SBI SELECT BLACK
Earns nothing here
Digital gaming earns nothing (bank T&C MCC list). sbicard.com · 22 Aug 2026
✗ no points
Kotak Zen Signature
Earns nothing here
Online skill-based gaming excluded from rewards/milestones. Bank notes the list is not exhaustive - all network MCCs in the category count. kotak.bank.in · 22 Aug 2026
✗ no points
Kotak 811 #DreamDifferent
Earns nothing here
Gaming apps, betting and lotteries earn no cashback. kotak811.bank.in · 28 Sep 2026
✗ no points
Kotak White Reserve
Earns nothing here
Excluded - no bank wording on file. kotak.bank.in · 21 Aug 2026
✗ no points
Kotak White
Earns nothing here
Excluded - no bank wording on file. kotak.bank.in · 21 Aug 2026
✗ no points
Kotak Royale Signature [Discontinued]
Earns nothing here
Online skill-based gaming excluded from rewards/milestones. Bank notes the list is not exhaustive - all network MCCs in the category count. kotak.bank.in · 22 Aug 2026
✗ no points
Kotak League Platinum
Earns nothing here
Online skill-based gaming excluded from rewards/milestones. Bank notes the list is not exhaustive - all network MCCs in the category count. kotak.bank.in · 22 Aug 2026
✗ no points
Kotak Urbane Gold (discontinued)
Earns nothing here
Online skill-based gaming excluded from rewards/milestones. Bank notes the list is not exhaustive - all network MCCs in the category count. kotak.bank.in · 22 Aug 2026
✗ no points
Kotak Air+ Prime
Earns nothing here
Gaming earns nothing. kotak.bank.in · 21 Aug 2026
✗ no points
Kotak Air
Earns nothing here
Gaming earns nothing. kotak.bank.in · 21 Aug 2026
✗ no points
PVR INOX Kotak
Earns nothing here
Online gaming earns no tickets. kotak.com · 22 Aug 2026
✗ no points
Kotak Air+
Earns nothing here
Online gaming earns nothing. kotak.bank.in · 21 Sep 2026
✗ no points
Kotak Cashback+ Credit Card
Earns nothing here
Cashback not applicable on Rent, B2B transaction, Utilities, Insurance, Education and Government, Wallet, Online skill-based gaming, and EMI. kotak.bank.in · 25 Sep 2026
✗ no points
Kotak Cashback+ Prime Credit Card
Earns nothing here
Cashback not eligible on following spend categories: Rent, B2B transaction, Utilities, Education and Government, Wallet, Online skill-based gaming, and EMI. (Insurance is NOT in this list for the Prime variant - see notes/gaps: insurance earns base 0.5% cashback up to Rs25,000/cycle per the bank's own page.) kotak.bank.in · 25 Sep 2026
✗ no points
Kotak UPI RuPay Credit Card
Earns nothing here
w.e.f. 1 June 2025: Insurance, Government and Online skill-based gaming transaction categories also discontinued from earning reward points. kotak.bank.in · 25 Sep 2026
✗ no points
Kotak Solitaire Credit Card
Earns nothing here
No Air Miles on rent, wallet, fuel, utility/telecom, insurance, education, government (except tax payments), digital gaming, and international spends. kotak.bank.in · 30 Sep 2026
✗ no points
HSBC Live+
Earns nothing here
Gambling: 0% cashback. hsbc.co.in · 22 Aug 2026
✗ no points
HSBC RuPay Cashback
Earns nothing here
Gambling: no cashback. hsbc.co.in · 22 Aug 2026
✗ no points
RBL Play (BookMyShow)
Earns nothing here
Excluded - no bank wording on file. rbl.bank.in · 20 Aug 2026
✗ no points
CUB CSK RuPay Platinum Credit Card
Earns nothing here
Gambling transactions earn no Reward Points. cityunionbank.bank.in · 2 Oct 2026
✗ no points
CUB SRH RuPay Platinum Credit Card
Earns nothing here
Gambling transactions earn no Reward Points. cityunionbank.bank.in · 2 Oct 2026
✗ no points
CUB CSK Master Platinum Credit Card
Earns nothing here
Gambling transactions earn no Reward Points. cityunionbank.bank.in · 2 Oct 2026
✗ no points
CUB SRH Master Platinum Credit Card
Earns nothing here
Gambling transactions earn no Reward Points. cityunionbank.bank.in · 2 Oct 2026
✗ no points
CUB CSK Master World Credit Card
Earns nothing here
Gambling transactions earn no Reward Points. cityunionbank.bank.in · 2 Oct 2026
✗ no points
CUB SRH Master World Credit Card
Earns nothing here
Gambling transactions earn no Reward Points. cityunionbank.bank.in · 2 Oct 2026
✗ no points
CUB Kavach RuPay Credit Card
Earns nothing here
Gambling transactions earn no Reward Points. cityunionbank.bank.in · 2 Oct 2026
✗ no points
CUB Kavach Master Credit Card
Earns nothing here
Gambling transactions earn no Reward Points. cityunionbank.bank.in · 2 Oct 2026
✗ no points
CUB SalarySe Level UP Credit Card (Lifetime Free)
Earns nothing here
Gambling transactions earn no SCoins. cityunionbank.bank.in · 2 Oct 2026
✗ no points
CUB SalarySe Level UP Credit Card (Paid)
Earns nothing here
Gambling transactions earn no SCoins. cityunionbank.bank.in · 2 Oct 2026
✗ no points
CSB Bank Edge+ Credit Card
Earns nothing here
Jewels are not awarded on digital-goods gaming or video-game-arcade transactions (MCC 5816, 7994). csb.bank.in · 2 Oct 2026
✗ no points
Edge CSB Bank Credit Card
Earns nothing here
Jewels are not awarded on digital-goods gaming or video-game-arcade transactions (MCC 5816, 7994). csb.bank.in · 2 Oct 2026
✗ no points
Browse every code by category
5999 Miscellaneous and specialty retail
5192 Books, periodicals and newspapers
7230 Beauty and barber shops
8999 Professional services - not elsewhere classified
5013 Motor vehicle supplies and new parts
5511 Car and truck dealers - new and used
5521 Car and truck dealers - used only
5533 Automotive parts and accessories stores
Bank MCC list means the bank named this exact code in its own T&C - the strongest signal.
Category rule is derived from our MCC-to-category mapping; the merchant's acquirer decides the
real code on any one transaction, so a specific store can still differ. Every card's own source page
is on its card page.