Merchant category code 4816 is Computer network / information services. KaunsaCard maps it to the Utility bills category.

Which credit cards earn rewards on MCC 4816?

117 of 187 Indian credit cards we track earn rewards on MCC 4816; 70 exclude it, from each bank's own terms.

MCC guide

MCC 4816: Computer network / information services

Merchant category code 4816 is how banks and the card networks label computer network / information services. See which of our 187 Indian credit cards earn here, which exclude it, and the bank's own wording, below.

Search a code or merchant type

4816 Computer network / information services

Utility bills · excluded on 70 of 187 cards shown

Paying the merchant directly. Booking through a bank travel portal instead can earn much more - ask with your cards to see the route.

all codes

Cardat 4816

SBI Card PRIME

20 RP/₹100 on utility bills via Standing Instructions (SBI platforms) · category rule

5.0%sbicard.com · 22 Aug 2026

HDFC Infinia Metal

Utilities: base rate capped 2,000 pts/month · category rule

3.3%hdfc.bank.in · 22 Aug 2026

HDFC Diners Club Black Metal

Utilities: base rate capped 2,000 pts/month · category rule

3.3%hdfc.bank.in · 22 Aug 2026

Biz Black Metal Edition Credit Card

Base rate

3.3%hdfc.bank.in · 2 Oct 2026

PVR INOX Kotak

1 free PVR ticket (≤₹300) per ₹10,000 of monthly billed spends - UNCAPPED ticket count · base rate

3.0%kotak.com · 22 Aug 2026

ICICI Emeralde Private Metal

Utilities: base rate capped 1,000 pts/statement cycle · category rule

3.0%icicibank.com · 22 Aug 2026

HSBC Premier

Utilities/rent/wallet/govt/education/insurance/jewellery: points capped · category rule

3.0%hsbc.co.in · 22 Aug 2026

Air India SBI Signature Card

Base rate

2.4%sbicard.com · 1 Oct 2026

IRCTC SBI Card Premier

3 pts / Rs 125 on dining and utility bills paid by standing instruction · category rule

2.4%sbicard.com · 2 Oct 2026

SC Ultimate

3 RP / ₹150 on utilities, supermarkets, insurance, schools, govt (2%) · category rule

2.0%av.sc.com · 20 Aug 2026

HPCL Energie

10 pts / Rs 150 on utility and departmental store spends · category rule

1.7%bobcard.co.in · 30 Sep 2026

Tata Neu Infinity HDFC

Utilities/telecom: 1.5% capped 2,000 NeuCoins/month each · category rule

1.5%hdfc.bank.in · 22 Aug 2026

SpiceJet Axis Bank Voyage Black

Base rate

1.5%in store 1.5% · online 3.0%axis.bank.in · 30 Sep 2026

Adani One ICICI Signature

Base rate

1.5%icici.bank.in · 30 Sep 2026

HSBC Live+

Base rate

1.5%hsbc.co.in · 20 Aug 2026

HDFC Regalia Gold

Utilities: base rate capped 2,000 pts/month · category rule

1.3%hdfc.bank.in · 22 Aug 2026

YES Bank Marquee

10 pts / ₹200 on utilities (1.25%) · category rule

1.3%paisabazaar.com · 20 Aug 2026

HDFC Diners Club Privilege

Utilities: base rate capped 2,000 pts/month · category rule

1.0%hdfc.bank.in · 22 Aug 2026

HDFC Millennia

1% other spends · base rate

1.0%hdfcbank.com · 20 Aug 2026

Swiggy HDFC Bank

1% on other spends - capped ₹500/billing cycle · base rate

1.0%hdfc.bank.in · 22 Aug 2026

Tata Neu Plus HDFC

Utilities: base rate capped 2,000 NeuCoins/month · category rule

1.0%hdfc.bank.in · 22 Aug 2026

HDFC Regalia

Utilities: base rate capped 2,000 pts/month · category rule

1.0%hdfc.bank.in · 22 Aug 2026

PIXEL Play

Base rate

1.0%hdfc.bank.in · 21 Sep 2026

HDFC PIXEL Go

Base rate

1.0%hdfc.bank.in · 25 Sep 2026

Fibe Axis Bank Credit Card

Base rate

1.0%axis.bank.in · 2 Oct 2026

Flipkart SBI Card

Base rate

1.0%sbicard.com · 22 Aug 2026

SBI Card AURUM

Base rate

1.0%sbicard.com · 25 Sep 2026

Paytm SBI Card SELECT

Base rate

1.0%sbicard.com · 25 Sep 2026

MakeMyTrip ICICI

Base rate

1.0%icici.bank.in · 20 Aug 2026

ICICI HPCL Super Saver

20 pts / Rs100 on utility, grocery and department store spend · category rule

1.0%icicibank.com · 25 Sep 2026

Adani One ICICI Platinum

Base rate

1.0%icici.bank.in · 30 Sep 2026

Amex Gold Charge

Utilities earn 1 MR/₹50, capped 10,000 pts/month · category rule

1.0%americanexpress.com · 22 Aug 2026

FIRST Power+

30 pts / Rs 150 on grocery and utility spends · category rule

1.0%idfcfirstbank.com · 25 Sep 2026

LIC Select

5 pts / Rs 125 on grocery, utilities, railways, FASTag, education and government payments · category rule

1.0%idfcfirstbank.com · 25 Sep 2026

Smart Credit Card

Base rate

1.0%sc.bank.in · 25 Sep 2026

Snapdeal BOBCARD

Base rate

1.0%bobcard.co.in · 30 Sep 2026

Cashback

Base rate

1.0%bobcard.co.in · 30 Sep 2026

RuPay Select Credit Card

Base rate

1.0%unionbankofindia.bank.in · 30 Sep 2026

Hello Cashback

1% cashback on utilities, insurance and education · category rule

1.0%idfcfirst.bank.in · 30 Sep 2026

Metal Credit Card LUXURA on RuPay

Base rate

1.0%creditcard.pnb.bank.in · 1 Oct 2026

Metal Credit Card LUXURA on Visa

Base rate

1.0%creditcard.pnb.bank.in · 1 Oct 2026

Samman RuPay Credit Card

1% cashback on retail spends · category rule

1.0%indusind.bank.in · 1 Oct 2026

CUB SalarySe Level UP Credit Card (Lifetime Free)

Base rate

1.0%cityunionbank.bank.in · 2 Oct 2026

CUB SalarySe Level UP Credit Card (Paid)

Base rate

1.0%cityunionbank.bank.in · 2 Oct 2026

IB-VISA-Gold

Base rate

1.0%indianbank.bank.in · 4 Oct 2026

IB-VISA-Platinum

Base rate

1.0%indianbank.bank.in · 4 Oct 2026

IB-RuPAY-Platinum

Base rate

1.0%indianbank.bank.in · 4 Oct 2026

IB-RuPay-Select

Base rate

1.0%indianbank.bank.in · 4 Oct 2026

LIC Axis Bank Signature

Base rate

0.9%axis.bank.in · 30 Sep 2026

IRCTC SBI Card

Base rate

0.8%sbicard.com · 22 Aug 2026

ICICI Times Black

2 pts/Rs100 on utility, insurance, education and government payments, capped · category rule

0.8%icici.bank.in · 2 Oct 2026

Marriott Bonvoy HDFC

Base rate

0.8%hdfcbank.com · 21 Aug 2026

SpiceJet Axis Bank Voyage

Base rate

0.8%in store 0.8% · online 1.5%axis.bank.in · 30 Sep 2026

BOBCARD Eterna

Base rate

0.8%bobcard.co.in · 21 Aug 2026

Tiara

Base rate

0.8%bobcard.co.in · 30 Sep 2026

LIC Axis Bank Platinum

Base rate

0.7%axis.bank.in · 30 Sep 2026

Pioneer Heritage Credit Card

0.7 pts / Rs 100 on utilities, insurance, government, education and rent · category rule

0.7%indusind.bank.in · 2 Oct 2026

Pioneer Private Credit Card

0.7 pts / Rs 100 on utilities, insurance, government, education and rent · category rule

0.7%indusind.bank.in · 2 Oct 2026

Kotak Zen Signature

Utilities EARN, capped at ₹50,000 spend/cycle · category rule

0.7%kotak.com · 22 Aug 2026

FIRST Private

1 pt / Rs 150 on rent, education, utilities, insurance, government, FASTag, wallet, railway, gift voucher and jewellery spends · category rule

0.7%idfcfirstbank.com · 25 Sep 2026

Gaj

1 reward point per Rs 150 on Insurance, Utilities, Rent, Government, Wallet Load, Railways, FASTag and Education · category rule

0.7%idfcfirst.bank.in · 30 Sep 2026

Rewards Credit Card

Base rate

0.7%sc.bank.in · 2 Oct 2026

Celesta Credit Card

0.7 pts / Rs 100 on utilities, insurance, govt, education and rent · category rule

0.5%indusind.bank.in · 25 Sep 2026

Pinnacle Credit Card

0.7 pts / Rs 100 on utilities, insurance, government, education and rent · category rule

0.5%indusind.bank.in · 2 Oct 2026

Axis Bank Cashback

0.5% on utilities · category rule

0.5%axis.bank.in · 22 Aug 2026

SBI Card ELITE

Base rate

0.5%sbicard.com · 20 Aug 2026

Reliance SBI Card PRIME

Base rate

0.5%sbicard.com · 25 Sep 2026

SBI Card PULSE

Base rate

0.5%sbicard.com · 26 Sep 2026

Standard Chartered EaseMyTrip

Base rate

0.5%sc.bank.in · 21 Aug 2026

ELITE+

4 pts / Rs 200 on grocery and utility spends · category rule

0.5%yes.bank.in · 25 Sep 2026

IRCTC BOBCARD

Base rate

0.5%bobcard.co.in · 25 Sep 2026

Premier

Base rate

0.5%bobcard.co.in · 30 Sep 2026

RuPay Select Credit Card

5% cashback on utility bill payments · category rule

0.5%canarabank.bank.in · 30 Sep 2026

Quantum+

0.5% cashback on select categories (utility, wallet, insurance, jewellery, govt, rent) · category rule

0.5%idfcfirst.bank.in · 30 Sep 2026

Visa Signature Card

Base rate

0.5%creditcard.pnb.bank.in · 1 Oct 2026

IB-VISA-Business

Base rate

0.5%indianbank.bank.in · 4 Oct 2026

Nexxt Credit Card

Base rate

0.5%indusind.bank.in · 30 Sep 2026

IndusInd Tiger

Base rate

0.4%indusind.bank.in · 21 Aug 2026

Prime

Base rate

0.4%bobcard.co.in · 30 Sep 2026

Biz Power Credit Card

Base rate

0.4%hdfc.bank.in · 2 Oct 2026

IndusInd Legend

0.7 pt / ₹100 on utilities, insurance, govt, education & rent · category rule

0.4%indusind.bank.in · 22 Aug 2026

Indus Solitaire Credit Card

0.70 pts / Rs 100 on utilities, insurance, govt, education and rent · category rule

0.4%indusind.bank.in · 30 Sep 2026

Mayura

1 pt / Rs 150 on insurance, utility, railway and FASTag transactions · category rule

0.3%idfcfirstbank.com · 25 Sep 2026

RuPay Select Card

Base rate

0.3%creditcard.pnb.bank.in · 1 Oct 2026

Imperio

2 pts / Rs 150 on utility bill payments · category rule

0.3%federal.bank.in · 1 Oct 2026

Imperium Platinum Credit Card

Base rate

0.3%idbibank.in · 1 Oct 2026

Kotak UPI RuPay Credit Card

3 pts/Rs100 on utility spends up to Rs35,000 per statement cycle, nil beyond · category rule

0.3%kotak.bank.in · 25 Sep 2026

Kotak Royale Signature [Discontinued]

Utilities EARN, capped at ₹50,000 spend/cycle · category rule

0.3%kotak.com · 22 Aug 2026

IDFC FIRST Ashva

1 pt / ₹150 on FASTag, railways, insurance & utilities · category rule

0.3%idfcfirst.bank.in · 22 Aug 2026

HDFC MoneyBack+

Base rate

0.3%hdfc.bank.in · 25 Sep 2026

SBI BPCL Octane

Base rate

0.3%sbicard.com · 22 Aug 2026

BPCL SBI Card

Base rate

0.3%sbicard.com · 25 Sep 2026

ICICI Sapphiro

1 pt/₹100 on utility & insurance (half rate, not zero) · category rule

0.3%icicibank.com · 22 Aug 2026

ICICI Coral

1 pt / ₹100 on utility & insurance · category rule

0.3%icicibank.com · 22 Aug 2026

FIRST WOW!

1 pt / Rs 200 on insurance, utility, FASTag and railway spends · category rule

0.3%idfcfirstbank.com · 25 Sep 2026

Platinum Aura Edge Credit Card

Base rate

0.3%indusind.bank.in · 25 Sep 2026

RuPay Platinum Card

Base rate

0.3%creditcard.pnb.bank.in · 1 Oct 2026

Visa Platinum Card

Base rate

0.3%creditcard.pnb.bank.in · 1 Oct 2026

Celesta

Base rate

0.3%federal.bank.in · 1 Oct 2026

Klick Credit Card

Base rate

0.3%yes.bank.in · 2 Oct 2026

IndianOil HDFC Bank

5% Fuel Points on groceries and bill payments (1 FP / Rs20, max 100 pts/month per category) · category rule

0.2%hdfcbank.com · 25 Sep 2026

Google Pay Flex Axis Bank Credit Card

Base rate

0.2%axis.bank.in · 2 Oct 2026

OneCard Metal

Base rate

0.2%getonecard.app · 20 Aug 2026

AU Zenith

Utilities/insurance/telecom: 1 RP/₹100, max 100 RP per transaction · category rule

0.2%au.bank.in · 22 Aug 2026

Select

Base rate

0.2%bobcard.co.in · 30 Sep 2026

Easy

Base rate

0.2%bobcard.co.in · 30 Sep 2026

SBI SimplySAVE

Base rate

0.2%sbicard.com · 21 Aug 2026

Diamond Reserve

1 pt / Rs 150 on utilities, insurance, railways and FASTag · category rule

0.2%idfcfirst.bank.in · 30 Sep 2026

EazyDiner Platinum

0.7 RP / INR 100 on insurance, rent, utilities & government · category rule

0.1%indusind.bank.in · 21 Sep 2026

IDFC FIRST Wealth

1 pt / ₹200 on insurance, utilities, railway & FASTag · category rule

0.1%idfcfirst.bank.in · 20 Aug 2026

IDFC FIRST Select

1 pt / ₹200 on utilities, insurance, railways & FASTag · category rule

0.1%idfcfirst.bank.in · 22 Aug 2026

FIRST Millennia

1 pt / Rs 200 on utilities, insurance, FASTag and railway spends · category rule

0.1%idfcfirstbank.com · 25 Sep 2026

FIRST Classic

1 pt / Rs 200 on utility, insurance, railway and FASTag spends · category rule

0.1%idfcfirstbank.com · 25 Sep 2026

Signet

Base rate

0.1%federal.bank.in · 1 Oct 2026

Dhan Vriddhi Credit Card

Base rate

0.1%dhan.bank.in · 4 Oct 2026

Dhan Samriddhi Credit Card

Base rate

0.1%dhan.bank.in · 4 Oct 2026

HDFC Freedom

Utilities at the base rate, capped · category rule

0.1%hdfc.bank.in · 26 Sep 2026

PhonePe HDFC Bank Ultimo Credit Card

Earns nothing here

Excluded - no bank wording on file. hdfc.bank.in · 30 Sep 2026

✗ no points

PhonePe HDFC Bank Uno Credit Card

Earns nothing here

Excluded - no bank wording on file. hdfc.bank.in · 30 Sep 2026

✗ no points

Axis ACE

Earns nothing here

Bills and recharges paid outside Google Pay earn nothing axisbank.com · 20 Aug 2026

✗ no points

Axis Magnus

Earns nothing here

Utility & telecom excluded (current category list, no codes published). axis.bank.in · 22 Aug 2026

✗ no points

Flipkart Axis Bank

Earns nothing here

Utility services excluded. campaign.axis.bank.in · 22 Aug 2026

✗ no points

Airtel Axis Bank

Earns nothing here

Utility bills paid outside Airtel Thanks earn nothing axis.bank.in · 22 Aug 2026

✗ no points

Axis Atlas

Earns nothing here

Utilities excluded. axis.bank.in · 22 Aug 2026

✗ no points

Axis Privilege

Earns nothing here

Utility & telecom excluded. axis.bank.in · 22 Aug 2026

✗ no points

Axis Reserve

Earns nothing here

Utilities excluded from EDGE earn (Sep 2023). axis.bank.in · 22 Aug 2026

✗ no points

Axis Burgundy Private

Earns nothing here

Utilities & telecom earn nothing (Apr 2024). axis.bank.in · 22 Aug 2026

✗ no points

Axis Magnus for Burgundy

Earns nothing here

Utility & telecom excluded (current category list, no codes published). axis.bank.in · 22 Aug 2026

✗ no points

Axis MY Zone

Earns nothing here

Utility & Telecom, Rent, Wallet, Government spends, Insurance, Gold & Jewellery and Fuel earn no rewards axis.bank.in · 25 Sep 2026

✗ no points

Axis Select

Earns nothing here

Insurance, rent, fuel, educational services, utilities & telecom, wallet, gold/jewellery, government services, gift cards and bridge/road/toll fees earn no EDGE REWARD points axis.bank.in · 25 Sep 2026

✗ no points

Axis Horizon

Earns nothing here

Transportation & tolls, utilities and telecom, insurance, educational institutions, government institutions, wallet/gift cards, rent and fuel earn no EDGE Miles axis.bank.in · 25 Sep 2026

✗ no points

IndianOil Axis Bank Credit Card

Earns nothing here

Insurance, gold/jewellery, wallet, rent, utilities, government institutions and education earn no EDGE REWARDS axis.bank.in · 25 Sep 2026

✗ no points

Axis Rewards

Earns nothing here

Transportation & tolls, utility and certain telecom, insurance, educational institutions, government institutions, wallet/wire transfer, rent and fuel MCCs earn no reward points axis.bank.in · 25 Sep 2026

✗ no points

Axis Bank Neo

Earns nothing here

No EDGE REWARD points on utilities and telecom, education, insurance, government, wallet loads, rent, fuel, gold and jewellery, or gift cards. axis.bank.in · 1 Oct 2026

✗ no points

Axis Bank Supermoney RuPay Credit Card

Earns nothing here

Utility Services listed among the restricted Merchant Category Exclusions. axis.bank.in · 2 Oct 2026

✗ no points

SBI Cashback Card

Earns nothing here

Utilities excluded from cashback (bank table puts 9399 under Utility here). sbicard.com · 22 Aug 2026

✗ no points

SimplyCLICK SBI Card

Earns nothing here

Utility bill payments via SBI Card app/site earn base 1X only (no 5X; no MCC list published). sbicard.com · 22 Aug 2026

✗ no points

PhonePe SBI SELECT BLACK

Earns nothing here

Utilities & insurance OUTSIDE the PhonePe app earn nothing (MCC-excluded). sbicard.com · 22 Aug 2026

✗ no points

SBI Card MILES

Earns nothing here

Utility transactions earn nothing. sbicard.com · 21 Sep 2026

✗ no points

SBI Card MILES Prime

Earns nothing here

Utility transactions earn nothing. sbicard.com · 21 Sep 2026

✗ no points

SBI Card MILES Elite

Earns nothing here

Utility transactions earn nothing. sbicard.com · 21 Sep 2026

✗ no points

Titan SBI Card

Earns nothing here

No reward points on fuel, wallet upload, property rental or utility bill payments. sbicard.com · 25 Sep 2026

✗ no points

Kotak 811 #DreamDifferent

Earns nothing here

2% cashback (cycles with ₹15,000+ eligible spend) kotak811.bank.in · 28 Sep 2026

✗ no points

Kotak White Reserve

Earns nothing here

Excluded - no bank wording on file. kotak.bank.in · 21 Aug 2026

✗ no points

Kotak White

Earns nothing here

Excluded - no bank wording on file. kotak.bank.in · 21 Aug 2026

✗ no points

Kotak League Platinum

Earns nothing here

Utility MCCs excluded from rewards/milestones. Bank notes the list is not exhaustive - all network MCCs in the category count. kotak.bank.in · 22 Aug 2026

✗ no points

Kotak Urbane Gold (discontinued)

Earns nothing here

Utility MCCs excluded from rewards/milestones. Bank notes the list is not exhaustive - all network MCCs in the category count. kotak.bank.in · 22 Aug 2026

✗ no points

IndianOil Kotak

Earns nothing here

Utility MCCs excluded from rewards/milestones. Bank notes the list is not exhaustive - all network MCCs in the category count. kotak.bank.in · 22 Aug 2026

✗ no points

Kotak Air+ Prime

Earns nothing here

Utilities & telecom earn nothing (bank T&C MCC list). kotak.bank.in · 21 Aug 2026

✗ no points

Kotak Air

Earns nothing here

Utilities & telecom earn nothing (bank T&C MCC list). kotak.bank.in · 21 Aug 2026

✗ no points

Kotak Air+

Earns nothing here

Utility and telecom spends earn nothing. kotak.bank.in · 21 Sep 2026

✗ no points

Kotak Cashback+ Credit Card

Earns nothing here

Cashback not applicable on Rent, B2B transaction, Utilities, Insurance, Education and Government, Wallet, Online skill-based gaming, and EMI. kotak.bank.in · 25 Sep 2026

✗ no points

Kotak Cashback+ Prime Credit Card

Earns nothing here

Cashback not eligible on following spend categories: Rent, B2B transaction, Utilities, Education and Government, Wallet, Online skill-based gaming, and EMI. (Insurance is NOT in this list for the Prime variant - see notes/gaps: insurance earns base 0.5% cashback up to Rs25,000/cycle per the bank's own page.) kotak.bank.in · 25 Sep 2026

✗ no points

Kotak Solitaire Credit Card

Earns nothing here

No Air Miles on rent, wallet, fuel, utility/telecom, insurance, education, government (except tax payments), digital gaming, and international spends. kotak.bank.in · 30 Sep 2026

✗ no points

Amazon Pay ICICI

Earns nothing here

Utility transactions OUTSIDE the Amazon platform earn nothing (w.e.f. 11 Oct 2025); via Amazon Pay they earn the partner rate. icicibank.com · 22 Aug 2026

✗ no points

HSBC TravelOne

Earns nothing here

Utilities: no reward points on TravelOne. hsbc.co.in · 22 Aug 2026

✗ no points

HSBC RuPay Cashback

Earns nothing here

Utilities (MCC 4900) excluded per the current page footnote - newer than the Service Guide table that left the cell blank. hsbc.co.in · 22 Aug 2026

✗ no points

HSBC Taj Credit Card

Earns nothing here

No reward points on utilities - electric, gas, water and sanitary payments. hsbc.co.in · 25 Sep 2026

✗ no points

RuPay Platinum

Earns nothing here

No reward points on utilities, tax payments, rent, jewellery, insurance, fuel, money transfers and financial institutions. hsbc.co.in · 1 Oct 2026

✗ no points

Visa Platinum

Earns nothing here

No reward points on utilities, tax payments, rent, jewellery, insurance, fuel, money transfers and financial institutions. hsbc.co.in · 1 Oct 2026

✗ no points

Amex Membership Rewards

Earns nothing here

Utility services (electricity/gas/water, incl govt providers): no MR points (MR T&C Section III.1(a)). americanexpress.com · 22 Aug 2026

✗ no points

Amex Platinum Travel

Earns nothing here

Utility services (electricity/gas/water, incl govt providers): no MR points (MR T&C Section III.1(a)). americanexpress.com · 22 Aug 2026

✗ no points

Amex SmartEarn

Earns nothing here

Utility services (electricity/gas/water, incl govt providers): no MR points (MR T&C Section III.1(a)). americanexpress.com · 22 Aug 2026

✗ no points

Amex Platinum Reserve

Earns nothing here

Utility services (electricity/gas/water, incl govt providers): no MR points (MR T&C Section III.1(a)). americanexpress.com · 22 Aug 2026

✗ no points

Amex Platinum Charge

Earns nothing here

Utility services: no MR points (MR T&C Section III.1(a)). americanexpress.com · 22 Aug 2026

✗ no points

Scapia (Federal Bank)

Earns nothing here

Utility, telecom and cable earn nothing. res.cloudinary.com · 22 Aug 2026

✗ no points

IndianOil RBL XTra

Earns nothing here

Utilities earn no Fuel Points. webassets.rbl.bank.in · 22 Aug 2026

✗ no points

RBL Play (BookMyShow)

Earns nothing here

Utilities excluded. webassets.rbl.bank.in · 22 Aug 2026

✗ no points

AU LIT

Earns nothing here

Utility & telecom earn base 1 RP/₹100 only, max 100 RP/txn; insurance (6300/5960) also 1 RP. Base earn capped 10,000 RP/cycle. au.bank.in · 22 Aug 2026

✗ no points

Uni GoldX

Earns nothing here

Utilities earn nothing. media.bobcard.co.in · 21 Sep 2026

✗ no points

Shoprite Credit Card

Earns nothing here

Utility bill payments earn no reward points. rbl.bank.in · 25 Sep 2026

✗ no points

Nova Credit Card

Earns nothing here

Utility bill payments earn no reward points. rbl.bank.in · 25 Sep 2026

✗ no points

Paisabazaar Paisaback

Earns nothing here

Bank's printed exclusion list: EMI, Utility, Fuel, Insurance, Rent, Wallet, Education, Jewellery, Govt services, Hospitals, Toll, Telecom equipment, Railways, Automotive shops. Hospitals, telecom equipment sales and automotive shops don't map cleanly to our category taxonomy and are omitted from the structured list above but are included in this note verbatim from the bank. federal.bank.in · 1 Oct 2026

✗ no points

CUB CSK RuPay Platinum Credit Card

Earns nothing here