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Best credit card for Petrol pump (any brand)

Which card to use for Petrol pump (any brand) in India - all 187 cards ranked by what you actually get back on ₹3,000, after caps, exclusions and fees.
Spend amount
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Cards that earn nothing here151
HDFC Infinia Metal
Fuel earns 0 points (surcharge waiver only). HDFC publishes NO exclusion MCC codes - categories only (MITC + card rewards T&C).
hdfc.bank.in · 22 Aug 2026
HDFC Diners Club Black Metal
Fuel earns 0 points (surcharge waiver only). HDFC publishes NO exclusion MCC codes - categories only (MITC + card rewards T&C).
hdfc.bank.in · 22 Aug 2026
HDFC Diners Club Privilege
Fuel earns 0 points (surcharge waiver only). HDFC publishes NO exclusion MCC codes - categories only (MITC + card rewards T&C).
hdfc.bank.in · 22 Aug 2026
HDFC Millennia
Fuel earns no CashPoints.
hdfc.bank.in · 22 Aug 2026
Swiggy HDFC Bank
No cashback on fuel.
hdfc.bank.in · 22 Aug 2026
Tata Neu Infinity HDFC
Fuel earns no NeuCoins.
hdfc.bank.in · 22 Aug 2026
HDFC Regalia Gold
Fuel earns 0 points (surcharge waiver only). HDFC publishes NO exclusion MCC codes - categories only (MITC + card rewards T&C).
hdfc.bank.in · 22 Aug 2026
Tata Neu Plus HDFC
Fuel earns no NeuCoins.
hdfc.bank.in · 22 Aug 2026
HDFC Regalia
Fuel earns 0 points (surcharge waiver only). HDFC publishes NO exclusion MCC codes - categories only (MITC + card rewards T&C).
hdfc.bank.in · 22 Aug 2026
Marriott Bonvoy HDFC
Fuel earns no Bonvoy points.
hdfc.bank.in · 22 Aug 2026
PIXEL Play
Fuel earns nothing (1% fuel surcharge waiver applies instead).
hdfc.bank.in · 21 Sep 2026
HDFC MoneyBack+
No CashPoints on fuel, EMI, rent payments, government-related transactions or wallet/gift/prepaid card loads and voucher purchases.
hdfc.bank.in · 25 Sep 2026
HDFC Freedom
No CashPoints on fuel, EMI, rent payments, government-related transactions or wallet/gift/prepaid card loads and voucher purchases.
hdfc.bank.in · 25 Sep 2026
HDFC PIXEL Go
No CashPoints on fuel, wallet/gift/prepaid card loads, rent, government-related transactions or EMI transactions.
hdfc.bank.in · 25 Sep 2026
PhonePe HDFC Bank Ultimo Credit Card
No reward points on EMI transactions, fuel, wallet load, gift cards, or cash advances.
hdfc.bank.in · 30 Sep 2026
PhonePe HDFC Bank Uno Credit Card
No reward points on EMI transactions, fuel, wallet load, gift cards, or cash advances.
hdfc.bank.in · 30 Sep 2026
Biz Black Metal Edition Credit Card
Petrol/fuel, wallet loads, rent, education and EMI transactions do not earn Reward Points.
hdfc.bank.in · 2 Oct 2026
Biz Power Credit Card
Petrol/fuel, wallet loads, rent, education and EMI transactions do not earn Reward Points.
hdfc.bank.in · 2 Oct 2026
Axis ACE
Fuel excluded from cashback (1 Sep 2023 MCC list). Since 20 Jun 2025 Axis identifies exclusions by spend category, not MCC; codes here are from the last bank-published MCC tables.
axis.bank.in · 22 Aug 2026
Axis Magnus
Fuel excluded.
axis.bank.in · 22 Aug 2026
Flipkart Axis Bank
Fuel excluded from cashback (current category list). Since 20 Jun 2025 Axis identifies exclusions by spend category, not MCC; codes here are from the last bank-published MCC tables.
axis.bank.in · 22 Aug 2026
Airtel Axis Bank
Fuel excluded from cashback (bank publishes categories only for this card, no MCC codes).
axis.bank.in · 22 Aug 2026
Axis Bank Cashback
Fuel earns nothing (surcharge waiver only).
axisbank.com · 20 Aug 2026
Axis Atlas
Fuel earns nothing (surcharge waiver only).
axis.bank.in · 22 Aug 2026
Axis Privilege
Fuel excluded.
axis.bank.in · 22 Aug 2026
Axis Reserve
Fuel excluded (Apr 2024).
axis.bank.in · 22 Aug 2026
Axis Burgundy Private
Fuel earns nothing (Apr 2024).
axis.bank.in · 22 Aug 2026
Axis Magnus for Burgundy
Fuel excluded.
axis.bank.in · 22 Aug 2026
Axis MY Zone
Utility & Telecom, Rent, Wallet, Government spends, Insurance, Gold & Jewellery and Fuel earn no rewards
axis.bank.in · 25 Sep 2026
Axis Select
Insurance, rent, fuel, educational services, utilities & telecom, wallet, gold/jewellery, government services, gift cards and bridge/road/toll fees earn no EDGE REWARD points
axis.bank.in · 25 Sep 2026
Axis Horizon
Transportation & tolls, utilities and telecom, insurance, educational institutions, government institutions, wallet/gift cards, rent and fuel earn no EDGE Miles
axis.bank.in · 25 Sep 2026
Axis Rewards
Transportation & tolls, utility and certain telecom, insurance, educational institutions, government institutions, wallet/wire transfer, rent and fuel MCCs earn no reward points
axis.bank.in · 25 Sep 2026
SpiceJet Axis Bank Voyage
No points on fuel, wallet or EMI transactions
axis.bank.in · 30 Sep 2026
SpiceJet Axis Bank Voyage Black
No points on fuel, wallet or EMI transactions
axis.bank.in · 30 Sep 2026
LIC Axis Bank Platinum
No points on fuel, wallet load or EMI conversions
axis.bank.in · 30 Sep 2026
LIC Axis Bank Signature
No reward points on fuel purchases
axis.bank.in · 30 Sep 2026
Axis Bank Neo
No EDGE REWARD points on utilities and telecom, education, insurance, government, wallet loads, rent, fuel, gold and jewellery, or gift cards.
axis.bank.in · 1 Oct 2026
Fibe Axis Bank Credit Card
No cashback on wallet load, fuel spends, cash withdrawals or gold/jewellery purchases.
axis.bank.in · 2 Oct 2026
Axis Bank Supermoney RuPay Credit Card
No cashback on fuel, jewellery, wallet load, insurance, education, government services or rent.
axis.bank.in · 2 Oct 2026
SBI Cashback Card
Fuel excluded (surcharge waiver only).
sbicard.com · 22 Aug 2026
SimplyCLICK SBI Card
Offline fuel excluded from rewards.
sbicard.com · 22 Aug 2026
SBI Card PRIME
Petrol pumps/service stations excluded from rewards.
sbicard.com · 22 Aug 2026
SBI Card ELITE
Petrol pumps/service stations excluded (ELITE booklet lists no MCC codes).
sbicard.com · 22 Aug 2026
Flipkart SBI Card
0% cashback on fuel.
sbicard.com · 22 Aug 2026
IRCTC SBI Card
Petrol pumps/service stations excluded.
sbicard.com · 22 Aug 2026
PhonePe SBI SELECT BLACK
Fuel earns nothing (bank T&C MCC list).
sbicard.com · 22 Aug 2026
SBI SimplySAVE
Fuel excluded from rewards (card T&C).
sbicard.com · 22 Aug 2026
SBI Card MILES
Fuel and service-station spends earn no Travel Credits.
sbicard.com · 21 Sep 2026
SBI Card MILES Prime
Fuel and service-station spends earn no Travel Credits.
sbicard.com · 21 Sep 2026
SBI Card MILES Elite
Fuel and service-station spends earn no Travel Credits.
sbicard.com · 21 Sep 2026
SBI Card AURUM
Reward points are earned only on non-fuel spend; fuel gets a 1% surcharge waiver instead.
sbicard.com · 25 Sep 2026
Titan SBI Card
No reward points on fuel, wallet upload, property rental or utility bill payments.
sbicard.com · 25 Sep 2026
Reliance SBI Card PRIME
No reward points on fuel/petrol pump spends.
sbicard.com · 25 Sep 2026
Paytm SBI Card SELECT
No valueback on fuel spends or wallet loads (Paytm or any other app).
sbicard.com · 25 Sep 2026
SBI Card PULSE
No reward points on fuel/petrol pump spends.
sbicard.com · 25 Sep 2026
IRCTC SBI Card Premier
Petrol pump / service station spends earn no Reward Points.
sbicard.com · 2 Oct 2026
Kotak Zen Signature
Fuel MCCs excluded from rewards/milestones. Bank notes the list is not exhaustive - all network MCCs in the category count.
kotak.bank.in · 22 Aug 2026
Kotak 811 #DreamDifferent
Fuel earns no cashback and does not count toward the ₹15,000.
kotak811.bank.in · 28 Sep 2026
Kotak White Reserve
Fuel-surcharge-waiver transactions accrue no points (MITC); no card-specific MCC exclusion list is published for White Reserve.
kotak.com · 22 Aug 2026
Kotak Royale Signature [Discontinued]
Fuel MCCs excluded from rewards/milestones. Bank notes the list is not exhaustive - all network MCCs in the category count.
kotak.bank.in · 22 Aug 2026
Kotak League Platinum
Fuel MCCs excluded from rewards/milestones. Bank notes the list is not exhaustive - all network MCCs in the category count.
kotak.bank.in · 22 Aug 2026
Kotak Urbane Gold (discontinued)
Fuel MCCs excluded from rewards/milestones. Bank notes the list is not exhaustive - all network MCCs in the category count.
kotak.bank.in · 22 Aug 2026
Kotak Air+ Prime
Fuel earns nothing (surcharge waiver instead).
kotak.bank.in · 21 Aug 2026
Kotak Air
Fuel earns nothing (surcharge waiver instead).
kotak.bank.in · 21 Aug 2026
Kotak Air+
Fuel earns nothing. A 1% surcharge waiver applies instead, on transactions between ₹400 and ₹7,500, capped at ₹4,500 per anniversary year.
kotak.bank.in · 21 Sep 2026
Kotak UPI RuPay Credit Card
Reward Points will not be accrued for transaction categories such as Rent, Fuel, Railway, Wallet Loading, EMI, Education and Balance Transfer.
kotak.bank.in · 25 Sep 2026
Kotak Solitaire Credit Card
No Air Miles on rent, wallet, fuel, utility/telecom, insurance, education, government (except tax payments), digital gaming, and international spends.
kotak.bank.in · 30 Sep 2026
Amazon Pay ICICI
No rewards on fuel purchases (bank FAQ - prose only, no MCC list published for cashback).
icicibank.com · 22 Aug 2026
ICICI Sapphiro
No points on fuel (program MITC). Bank marks its MCC list indicative, not exhaustive.
icicibank.com · 22 Aug 2026
ICICI Emeralde Private Metal
No points on fuel (EPM-specific MITC list).
icicibank.com · 22 Aug 2026
ICICI Coral
No points on fuel (program MITC; HPCL surcharge waiver only). Bank marks its MCC list indicative, not exhaustive.
icicibank.com · 22 Aug 2026
ICICI Times Black
No reward points on fuel transactions, rent payments, or any spend converted into an EMI; points earned on such transactions are reversed.
icici.bank.in · 2 Oct 2026
HSBC Live+
Fuel: 0% cashback (Service Guide MCC table).
hsbc.co.in · 22 Aug 2026
HSBC TravelOne
Fuel: no reward points.
hsbc.co.in · 22 Aug 2026
HSBC Premier
Fuel: no reward points (Premier earns on almost everything else).
hsbc.co.in · 22 Aug 2026
HSBC RuPay Cashback
Fuel: no cashback.
hsbc.co.in · 22 Aug 2026
HSBC Taj Credit Card
No reward points on fuel-related spends.
hsbc.co.in · 25 Sep 2026
RuPay Platinum
No reward points on utilities, tax payments, rent, jewellery, insurance, fuel, money transfers and financial institutions.
hsbc.co.in · 1 Oct 2026
Visa Platinum
No reward points on utilities, tax payments, rent, jewellery, insurance, fuel, money transfers and financial institutions.
hsbc.co.in · 1 Oct 2026
Amex Membership Rewards
Fuel: no MR points (MR T&C Section III.1(a) - Amex publishes categories, not MCC codes).
americanexpress.com · 22 Aug 2026
Amex Platinum Travel
Fuel: no MR points (MR T&C Section III.1(a) - Amex publishes categories, not MCC codes).
americanexpress.com · 22 Aug 2026
Amex SmartEarn
Fuel: no MR points (MR T&C Section III.1(a) - Amex publishes categories, not MCC codes).
americanexpress.com · 22 Aug 2026
Amex Platinum Reserve
Fuel: no MR points (MR T&C Section III.1(a) - Amex publishes categories, not MCC codes).
americanexpress.com · 22 Aug 2026
Amex Gold Charge
Fuel: no MR points effective 12 Jun 2025 (MR T&C - categories only, no MCC codes published).
americanexpress.com · 22 Aug 2026
IDFC FIRST Wealth
Fuel earns nothing (surcharge waiver provided); codes from the bank MITC category table.
idfcfirst.bank.in · 22 Aug 2026
Scapia (Federal Bank)
Fuel earns nothing.
res.cloudinary.com · 22 Aug 2026
RBL Play (BookMyShow)
Fuel & auto excluded (bank also lists 0032/2541/4001).
webassets.rbl.bank.in · 22 Aug 2026
IDFC FIRST Select
Fuel earns nothing; codes from the bank MITC category table.
idfcfirst.bank.in · 22 Aug 2026
AU LIT
Fuel (incl EV charging 5552) earns nothing; the surcharge waiver itself is a paid LIT feature (₹49/90 days).
au.bank.in · 22 Aug 2026
OneCard Metal
Fuel earns nothing (effective 15 Dec 2023).
assets.getonecard.app · 22 Aug 2026
SC Ultimate
Fuel earns nothing.
sc.com · 22 Aug 2026
YES Bank Marquee
Fuel: surcharge waiver on ₹500-₹5,000 txns instead of points.
yes.bank.in · 20 Aug 2026
Uni GoldX
Fuel earns nothing.
media.bobcard.co.in · 21 Sep 2026
IndusInd Legend
Fuel transactions accrue no reward points since 1 Apr 2018 (bank T&C).
indusind.bank.in · 22 Aug 2026
IndusInd Tiger
Fuel transactions accrue no reward points since 1 Apr 2018 (bank T&C); MCC codes from the bank fuel-fee document. No other reward exclusions are published for Tiger.
indusind.bank.in · 22 Aug 2026
AU Zenith
Fuel earns nothing (1% surcharge waiver ₹400-5,000, cap ₹1,000; 1% fuel FEE from 1 Jul 2026).
au.bank.in · 22 Aug 2026
BOBCARD Eterna
Fuel earns nothing on any BOBCARD except HPCL Energie (1% surcharge waiver instead, max ₹250/cycle).
media.bobcard.co.in · 22 Aug 2026
IDFC FIRST Ashva
Fuel earns nothing (surcharge waiver instead).
idfcfirst.bank.in · 21 Aug 2026
EazyDiner Platinum
Fuel earns nothing.
indusind.bank.in · 21 Sep 2026
FIRST Millennia
Fuel, EMI conversions and cash withdrawals earn zero reward points.
idfcfirstbank.com · 25 Sep 2026
FIRST Classic
Fuel, EMI conversions and cash withdrawals earn zero reward points.
idfcfirstbank.com · 25 Sep 2026
FIRST WOW!
Fuel, EMI conversions and cash withdrawals earn zero reward points.
idfcfirstbank.com · 25 Sep 2026
Mayura
Fuel, EMI conversions, fees & charges, loan on card, balance transfers and cash withdrawals earn zero reward points; transactions below Rs 150 also earn nothing.
idfcfirstbank.com · 25 Sep 2026
FIRST Private
Fuel earns nothing; codes from the bank MITC category table.
idfcfirstbank.com · 5 Oct 2026
LIC Select
Fuel, rental, non-LIC insurance premiums, EMI conversions and cash withdrawals earn zero reward points.
idfcfirstbank.com · 25 Sep 2026
Celesta Credit Card
Fuel transactions accrue no reward points since 1 Apr 2018 (bank T&C).
indusind.bank.in · 2 Oct 2026
Platinum Aura Edge Credit Card
Fuel transactions do not earn reward points.
indusind.bank.in · 25 Sep 2026
Shoprite Credit Card
Fuel & Auto purchases earn no reward points.
rbl.bank.in · 25 Sep 2026
Nova Credit Card
Fuel & Auto spends earn no reward points.
rbl.bank.in · 25 Sep 2026
ELITE+
No reward points on fuel transactions
yes.bank.in · 25 Sep 2026
Smart Credit Card
Fuel transactions are not eligible for cashback.
sc.bank.in · 25 Sep 2026
IRCTC BOBCARD
No reward points on fuel transactions on any BOBCARD except HPCL Energie.
media.bobcard.co.in · 25 Sep 2026
Premier
Reward program is not applicable on fuel.
bobcard.co.in · 30 Sep 2026
Select
Reward program is not applicable on fuel.
bobcard.co.in · 30 Sep 2026
Easy
Reward program is not applicable on fuel.
bobcard.co.in · 30 Sep 2026
Snapdeal BOBCARD
Reward program is not applicable on fuel.
bobcard.co.in · 30 Sep 2026
Cashback
Cashback is not applicable on fuel transactions.
bobcard.co.in · 30 Sep 2026
Tiara
No reward points on fuel transactions.
bobcard.co.in · 30 Sep 2026
Prime
Reward program is not applicable on fuel.
bobcard.co.in · 30 Sep 2026
Diamond Reserve
No reward points on international spends, EMI conversions, cash withdrawal, fuel, or fee/charges.
idfcfirst.bank.in · 30 Sep 2026
Gaj
No reward points on spends converted to EMI, cash withdrawal, fuel, fee/charges, loan on card, balance transfer, or transactions below Rs 150.
idfcfirst.bank.in · 30 Sep 2026
Hello Cashback
All spends qualify for cashback except fuel, ATM cash withdrawals, EMI, and UPI spends done through other UPI apps (GPay, PhonePe, Paytm etc).
idfcfirst.bank.in · 30 Sep 2026
Indus Solitaire Credit Card
Fuel transactions will not accrue any reward points.
indusind.bank.in · 30 Sep 2026
Pinnacle Credit Card
Fuel transactions will not accumulate reward points, effective 1 April 2018.
indusind.bank.in · 30 Sep 2026
Nexxt Credit Card
Fuel transactions accrue no reward points since 1 Apr 2018 (bank T&C).
indusind.bank.in · 2 Oct 2026
Signet
Fuel and Government Services MCCs earn no reward points.
federal.bank.in · 1 Oct 2026
Imperio
Fuel and Government Services MCCs earn no reward points.
federal.bank.in · 1 Oct 2026
Celesta
Fuel and Government Services MCCs earn no reward points.
federal.bank.in · 1 Oct 2026
Paisabazaar Paisaback
Bank's printed exclusion list: EMI, Utility, Fuel, Insurance, Rent, Wallet, Education, Jewellery, Govt services, Hospitals, Toll, Telecom equipment, Railways, Automotive shops. Hospitals, telecom equipment sales and automotive shops don't map cleanly to our category taxonomy and are omitted from the structured list above but are included in this note verbatim from the bank.
federal.bank.in · 1 Oct 2026
Samman RuPay Credit Card
No cashback on fuel and railway transactions.
indusind.bank.in · 1 Oct 2026
Imperium Platinum Credit Card
No Delight Points on fuel (MCC 5541, 5542, 5172, 5983), per the Credit Card MITC.
idbibank.in · 1 Oct 2026
Pioneer Heritage Credit Card
Fuel transactions accrue no reward points since 1 Apr 2018 (bank T&C).
indusind.bank.in · 2 Oct 2026
Pioneer Private Credit Card
Fuel transactions accrue no reward points since 1 Apr 2018 (bank T&C).
indusind.bank.in · 2 Oct 2026
CUB CSK RuPay Platinum Credit Card
Fuel transactions earn no Reward Points.
cityunionbank.bank.in · 2 Oct 2026
CUB SRH RuPay Platinum Credit Card
Fuel transactions earn no Reward Points.
cityunionbank.bank.in · 2 Oct 2026
CUB CSK Master Platinum Credit Card
Fuel transactions earn no Reward Points.
cityunionbank.bank.in · 2 Oct 2026
CUB SRH Master Platinum Credit Card
Fuel transactions earn no Reward Points.
cityunionbank.bank.in · 2 Oct 2026
CUB CSK Master World Credit Card
Fuel transactions earn no Reward Points.
cityunionbank.bank.in · 2 Oct 2026
CUB SRH Master World Credit Card
Fuel transactions earn no Reward Points.
cityunionbank.bank.in · 2 Oct 2026
CUB Kavach RuPay Credit Card
Fuel transactions earn no Reward Points.
cityunionbank.bank.in · 2 Oct 2026
CUB Kavach Master Credit Card
Fuel transactions earn no Reward Points.
cityunionbank.bank.in · 2 Oct 2026
CUB SalarySe Level UP Credit Card (Lifetime Free)
Fuel and auto transactions earn no SCoins.
cityunionbank.bank.in · 2 Oct 2026
CUB SalarySe Level UP Credit Card (Paid)
Fuel and auto transactions earn no SCoins.
cityunionbank.bank.in · 2 Oct 2026
CSB Bank Edge+ Credit Card
Jewels are not awarded on fuel spends.
csb.bank.in · 2 Oct 2026
Edge CSB Bank Credit Card
Jewels are not awarded on fuel spends.
csb.bank.in · 2 Oct 2026
Eternal Credit Card
Fuel transactions do not earn cashback
utkarsh.bank.in · 4 Oct 2026
Rhodium Credit Card
Fuel transactions do not earn cashback
utkarsh.bank.in · 4 Oct 2026
SmartGen Credit Card
Fuel transactions do not earn cashback
utkarsh.bank.in · 4 Oct 2026
superCard
Education and fuel transactions do not earn cashback
utkarsh.bank.in · 4 Oct 2026
Rewards Credit Card
Fuel transactions earn no reward points on the Rewards Credit Card.
sc.bank.in · 2 Oct 2026
Klick Credit Card
No YES Rewardz points on rent, wallet, fuel or government services
yes.bank.in · 2 Oct 2026
Questions
Which credit card is best for Petrol pump (any brand)?
Kotak Cashback+ Credit Card is the best card for Petrol pump (any brand). It nets ₹90 on a ₹3,000 spend. Swipe / tap at the terminal.
Which cards give nothing on Petrol pump (any brand)?
151 of the cards we track earn nothing on Petrol pump (any brand), including HDFC Infinia Metal, HDFC Diners Club Black Metal, HDFC Diners Club Privilege, HDFC Millennia, Swiggy HDFC Bank and 146 more.
Is a gift voucher better than paying directly for Petrol pump (any brand)?
No voucher route earns more here. Pay directly with Kotak Cashback+ Credit Card for ₹90 on ₹3,000.
No card paid to be here. A few have asked.
Every rate is read off the bank's own page and carries the date we read it. Every answer is worked out in your browser from that data - nothing is precomputed.
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