ICICI Bank · Mid
MakeMyTrip ICICI
Where it ranks across all 187 cards
#3 Flights
6.0%
at MakeMyTrip
direct
#10 Fuel
1.0%
direct
#13 Wallet load
1.0%
direct
#19 Education
1.0%
direct
#26 Insurance
1.0%
direct
#30 Utility bills
1.0%
direct
#39 Jewellery & watches
1.0%
direct
#46 Gaming
1.0%
direct
#50 Mobile / broadband
1.0%
direct
#59 Train tickets
1.0%
direct
#62 Cabs & transit
1.0%
direct
#64 Other
1.0%
direct
#66 Health & pharmacy
1.0%
direct
#69 Electronics
1.0%
direct
#77 Hotels
1.0%
direct
#78 Movies & events
1.0%
direct
#78 Fashion
1.0%
direct
#79 Online shopping
1.0%
direct
#80 Food delivery
1.0%
direct
#81 Groceries
1.0%
direct
#85 Dining out
1.0%
direct
#14 Government / tax
0.1%
direct
1 Oct 2024
Old MMT Black/Signature cards discontinued; replaced by this single co-brand (₹999 fee, 6/3/1% myCash, 0.99% forex).
Get an email if this card changes - sign in.
Reward rules3 direct
Base rate - everything not covered below
1.00%base rate
1% cashback
source
Source: MakeMyTrip ICICI card (icici.bank.in) - icici.bank.in - read 20 Aug 2026
6% myCash on MakeMyTrip hotels
6.00%this rule
6% cashback
how it works & source
Credited as MMT myCash (1 myCash = ₹1, never expires) - value realised only on future MMT bookings.
Source: ICICI x MMT launch release (icici.bank.in) - icici.bank.in - read 20 Aug 2026
3% myCash on MMT flights, holidays, cabs, buses
3.00%this rule
3% cashback
how it works & source
Credited as myCash. International spends earn 1% myCash, offsetting the 0.99% forex markup.
Source: ICICI x MMT launch release (icici.bank.in) - icici.bank.in - read 20 Aug 2026
Base rate, but capped1
Insurance 1% myCash, capped 1,000/anniversary year
base rate
source
Source: MakeMyTrip ICICI T&C (bank PDF) - icici.bank.in - read 22 Aug 2026
Percentages here are each rule's own rate.
The card's single headline is the best of the direct rules only - selectable packs, capped-base rows and
portal/voucher routes above are shown for completeness but never set it.
Earns nothing on2 exclusions
Rent
earns nothing
Rent earns no myCash (card T&C + program MITC; 1% fee applies).
→ use Axis Burgundy Private here (5.2%)
detail & source
Fuel is NOT excluded on this card - MITC exempts MakeMyTrip ICICI from the program fuel exclusion.
categories: Rent · MCCs: 6513
Source: MakeMyTrip ICICI T&C (bank PDF) - icicibank.com - read 22 Aug 2026
EMI
earns nothing
EMI, balance transfer and personal-loan-on-card transactions earn no myCash (card T&C - no MCC codes published).
→ use Kotak Solitaire Credit Card here (3.0%)
detail & source
categories: EMI
Source: MakeMyTrip ICICI T&C (bank PDF) - icicibank.com - read 22 Aug 2026
Perks the card unlocks at these places, beyond its earn rate. They never change a ranking - check the bank page before you count on one.