Best card for
Best credit card for Food delivery
Which card to use for Food delivery in India - all 187 cards ranked
by what you actually get back on ₹1,500, after caps, exclusions and fees.
Top cardson ₹1,500
1
HSBC Live+
Pay directly · 10% dining / food delivery / groceries / shopping / utilities · cap ₹1,200/month
hsbc.co.in · 27 Sep 2026
₹150
10%
2
HSBC RuPay Cashback
Pay directly · 10% dining / food delivery / groceries · cap ₹400/month TOTAL cashback across BOTH the 10% and 1% tiers (bank caps combined; engine models per-rule - true ceiling is ₹400 all-in)
hsbc.co.in · 20 Aug 2026
₹150
10%
3
FIRST Private
Pay directly
idfcfirstbank.com · 25 Sep 2026
₹100
100 pts · 6.67%
4
Axis Burgundy Private
Pay directly
axis.bank.in · 21 Aug 2026
₹89
105 pts · 5.95%
5
SBI Cashback Card
Pay directly · 5% all online spends · cap ₹2,000/cycle
sbicard.com · 20 Aug 2026
₹75
5%
6
PhonePe SBI SELECT BLACK
Pay directly · 5 RP/₹100 on online spends (5% value) · cap 1,000 RP/calendar month
sbicard.com · 22 Aug 2026
₹75
75 pts · 5%
7
Kotak Cashback+ Credit Card
Pay directly · 5% cashback on online food delivery, groceries and entertainment · cap 750 reward points per billing cycle shared across all accelerated (5% and 3%) categories combined (1 point = Rs 1)
kotak.bank.in · 25 Sep 2026
₹75
5%
8
Kotak Cashback+ Prime Credit Card
Pay directly · 5% cashback on online food delivery, groceries and entertainment · cap 750 reward points per billing cycle shared across all accelerated categories combined (1 point = Rs 1)
kotak.bank.in · 25 Sep 2026
₹75
5%
9
YES Bank Marquee
Pay directly · 36 pts / ₹200 on online spends (4.5%)
paisabazaar.com · 20 Aug 2026
₹63
252 pts · 4.2%
10
Axis Magnus for Burgundy
Pay directly · Spend-tiered: 12 ERP/₹200 up to ₹1.5L/month, then 35 ERP/₹200 above · cap 12 ERP/₹200 to ₹1.5L/month, then 35 ERP/₹200 (bank-capped at credit limit + ₹1.5L spends/month)
axis.bank.in · 22 Aug 2026
₹54
90 pts · 3.6%
Best with no annual fee3
1
Fibe Axis Bank Credit Card
Pay directly · 3% cashback on online food delivery, entertainment and local commute · cap ₹1,500/cycle
axis.bank.in · 2 Oct 2026
₹45
3%
2
Kotak Solitaire Credit Card
Pay directly
kotak.bank.in · 30 Sep 2026
₹45
45 pts · 3%
3
IndusInd Tiger
Pay directly · Up to 6 pts / ₹100 via annual spend slabs · cap 5,000 pts/month
indusind.bank.in · 21 Aug 2026
₹36
90 pts · 2.4%
Best if you pay directly3
1
HSBC Live+
Pay directly · 10% dining / food delivery / groceries / shopping / utilities · cap ₹1,200/month
hsbc.co.in · 27 Sep 2026
₹150
10%
2
HSBC RuPay Cashback
Pay directly · 10% dining / food delivery / groceries · cap ₹400/month TOTAL cashback across BOTH the 10% and 1% tiers (bank caps combined; engine models per-rule - true ceiling is ₹400 all-in)
hsbc.co.in · 20 Aug 2026
₹150
10%
3
FIRST Private
Pay directly
idfcfirstbank.com · 25 Sep 2026
₹100
100 pts · 6.67%
Questions
Which credit card is best for Food delivery?
HSBC Live+ is the best card for Food delivery. It nets ₹150 on a ₹1,500 spend. Pay directly.
Which cards give nothing on Food delivery?
None of the cards we track exclude it.
Is a gift voucher better than paying directly for Food delivery?
No voucher route earns more here. Pay directly with HSBC Live+ for ₹150 on ₹1,500.