Kotak Mahindra Bank · Entry
PVR INOX Kotak
Where it ranks across all 187 cards
#2 Education
3.0%
direct
#2 Government / tax
2.1%
direct
#5 Insurance
3.0%
direct
#7 Utility bills
3.0%
direct
#10 Other
3.0%
direct
#11 Health & pharmacy
3.0%
direct
#14 Dining out
3.0%
direct
#15 Cabs & transit
3.0%
direct
#16 Electronics
3.0%
direct
#18 Groceries
3.0%
direct
#18 Flights
3.0%
direct
#18 Hotels
3.0%
direct
#23 Online shopping
3.0%
direct
#23 Movies & events
3.0%
direct
#24 Fashion
3.0%
direct
#25 Food delivery
3.0%
direct
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Reward rules2 direct
Base rate - everything not covered below
0.00%base rate
0% cashback
source
Source: PVR INOX Kotak (bank site, verified Aug 2026) - kotak.bank.in - read 21 Aug 2026
1 free PVR ticket (≤₹300) per ₹10,000 of monthly billed spends - UNCAPPED ticket count
3.00%this rule
3% cashback
how it works & source
Bank example: ₹75,000 month = 7 tickets. Value accrues in ₹300 steps per ₹10k; ~3% effective for movie-goers, ₹0 if you never claim (coupons valid 60 days). Plus always-on 20% off F&B and 5% off tickets at PVR INOX.
Source: PVR INOX Kotak page - kotak.com - read 22 Aug 2026
Percentages here are each rule's own rate.
The card's single headline is the best of the direct rules only - selectable packs, capped-base rows and
portal/voucher routes above are shown for completeness but never set it.
Earns nothing on4 exclusions
EMI
earns nothing
Personal loans, cash advances, fees and balance transfer excluded.
→ use Kotak Solitaire Credit Card here (3.0%)
Perks the card unlocks at these places, beyond its earn rate. They never change a ranking - check the bank page before you count on one.