HDFC Bank · Mid
PIXEL Play
Where it ranks across all 187 cards
#4 Dining out
5.0%
direct
#4 Electronics
5.0%
direct
#5 Movies & events
5.0%
direct
#6 Groceries
5.0%
direct
#9 Fashion
5.0%
direct
#22 Online shopping
3.0%
at Amazon
direct
#15 Education
1.0%
direct
#20 Insurance
1.0%
direct
#24 Utility bills
1.0%
direct
#32 Jewellery & watches
1.0%
direct
#33 Gaming
1.0%
direct
#39 Mobile / broadband
1.0%
direct
#43 Train tickets
1.0%
direct
#47 Other
1.0%
direct
#49 Cabs & transit
1.0%
direct
#51 Health & pharmacy
1.0%
direct
#62 Hotels
1.0%
direct
#64 Flights
1.0%
direct
#68 Food delivery
1.0%
direct
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Reward rules6 direct
Base rate - everything not covered below
1.00%base rate
1% cashback
source
Source: HDFC PIXEL Play card page - hdfc.bank.in - read 21 Sep 2026
5% on dining & entertainment (selected pack)
5.00%this rule
5% cashback
how it works & source
The cardholder selects a MAXIMUM OF TWO of these packs - they cannot all be active at once. Beyond the 500-CashPoint monthly cap the rate drops to 1%.
Source: HDFC PIXEL Play T&C PDF (08 Jul 2026) - hdfc.bank.in - read 21 Sep 2026
5% on grocery (selected pack)
5.00%this rule
5% cashback
how it works & source
The cardholder selects a MAXIMUM OF TWO of these packs - they cannot all be active at once. Beyond the 500-CashPoint monthly cap the rate drops to 1%.
Source: HDFC PIXEL Play T&C PDF (08 Jul 2026) - hdfc.bank.in - read 21 Sep 2026
5% on electronics (selected pack)
5.00%this rule
5% cashback
how it works & source
The cardholder selects a MAXIMUM OF TWO of these packs - they cannot all be active at once. Beyond the 500-CashPoint monthly cap the rate drops to 1%.
Source: HDFC PIXEL Play T&C PDF (08 Jul 2026) - hdfc.bank.in - read 21 Sep 2026
5% on fashion (selected pack)
5.00%this rule
5% cashback
how it works & source
The cardholder selects a MAXIMUM OF TWO of these packs - they cannot all be active at once. Beyond the 500-CashPoint monthly cap the rate drops to 1%.
Source: HDFC PIXEL Play T&C PDF (08 Jul 2026) - hdfc.bank.in - read 21 Sep 2026
3% on Amazon, Flipkart & PayZapp
3.00%this rule
3% cashback
how it works & source
3% on the ONE e-commerce platform the cardholder chooses (PayZapp, Amazon or Flipkart); modelled on Amazon and Flipkart. Separate from the two selectable 5% packs.
Source: HDFC PIXEL Play T&C PDF (08 Jul 2026) - hdfc.bank.in - read 21 Sep 2026
Percentages here are each rule's own rate.
The card's single headline is the best of the direct rules only - selectable packs, capped-base rows and
portal/voucher routes above are shown for completeness but never set it.
Earns nothing on5 exclusions
Fuel
earns nothing
Fuel earns nothing (1% fuel surcharge waiver applies instead).
→ use IndianOil RBL XTra here (7.5%)
detail & source
categories: Fuel
Source: HDFC PIXEL Play T&C PDF (08 Jul 2026) - hdfc.bank.in - read 21 Sep 2026
Wallet load
earns nothing
Wallet loads, gift/prepaid card loads and voucher purchases earn nothing.
→ use SC Ultimate here (3.3%)
detail & source
categories: Wallet load
Source: HDFC PIXEL Play T&C PDF (08 Jul 2026) - hdfc.bank.in - read 21 Sep 2026
Rent
earns nothing
Rent payments earn nothing.
→ use Axis Burgundy Private here (4.2%)
detail & source
categories: Rent
Source: HDFC PIXEL Play T&C PDF (08 Jul 2026) - hdfc.bank.in - read 21 Sep 2026
Government / tax
earns nothing
Government related transactions earn nothing.
→ use Biz Black Metal Edition Credit Card here (2.5%)
detail & source
categories: Government / tax
Source: HDFC PIXEL Play T&C PDF (08 Jul 2026) - hdfc.bank.in - read 21 Sep 2026
EMI
earns nothing
EMI transactions earn nothing, including purchases converted to EMI after the fact.
→ use Kotak Solitaire Credit Card here (3.0%)
detail & source
CashPoints also do not accrue on any transaction under Rs 100.
categories: EMI
Source: HDFC PIXEL Play T&C PDF (08 Jul 2026) - hdfc.bank.in - read 21 Sep 2026