CSB Bank · Entry · lifetime free
Edge CSB Bank Credit Card
Where it ranks across all 187 cards
#74 Education
0.4%
direct
#105 Jewellery & watches
0.4%
direct
#128 Train tickets
0.4%
direct
#134 Cabs & transit
0.4%
direct
#142 Health & pharmacy
0.4%
direct
#143 Other
0.4%
direct
#144 Electronics
0.4%
direct
#146 Groceries
0.4%
direct
#146 Flights
0.4%
direct
#146 Hotels
0.4%
direct
#148 Movies & events
0.4%
direct
#150 Online shopping
0.4%
direct
#150 Fashion
0.4%
direct
#151 Food delivery
0.4%
direct
#152 Dining out
0.4%
direct
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Jewels redeem for Jupiter Flights, Jupiter Store, Brand Vouchers or Digital Gold at 1 Jewel = Re 0.20, or for Statement Credit, Bill Payments, Cash/Cash Equivalent withdrawals at 1 Jewel = Re 0.14 (both from the TnC's redemption table).
Points valued at ₹0.2/pt - conservative, what rankings use
Reward rules1 direct
Base rate - everything not covered below
0.40%base rate
2 pts / ₹100
source
Source: Edge CSB Bank Credit Card and Edge+ CSB Bank Credit Card - TnC - csb.bank.in - read 2 Oct 2026
Percentages here are each rule's own rate.
The card's single headline is the best of the direct rules only - selectable packs, capped-base rows and
portal/voucher routes above are shown for completeness but never set it.
Earns nothing on10 exclusions
Fuel
earns nothing
Jewels are not awarded on fuel spends.
→ use IndianOil RBL XTra here (7.5%)
detail & source
categories: Fuel
Source: Edge CSB Bank Credit Card and Edge+ CSB Bank Credit Card - TnC - csb.bank.in - read 2 Oct 2026
Government / tax
earns nothing
Jewels are not awarded on government-related transactions.
→ use Biz Black Metal Edition Credit Card here (2.5%)
detail & source
categories: Government / tax
Source: Edge CSB Bank Credit Card and Edge+ CSB Bank Credit Card - TnC - csb.bank.in - read 2 Oct 2026
Rent
earns nothing
Jewels are not awarded on rent payment transactions.
→ use Axis Burgundy Private here (4.2%)
detail & source
categories: Rent
Source: Edge CSB Bank Credit Card and Edge+ CSB Bank Credit Card - TnC - csb.bank.in - read 2 Oct 2026
Utility bills
earns nothing
Jewels are not awarded on utility bill payments (electricity, gas, etc.).
→ use HSBC Live+ here (10.0%)
detail & source
categories: Utility bills
Source: Edge CSB Bank Credit Card and Edge+ CSB Bank Credit Card - TnC - csb.bank.in - read 2 Oct 2026
Wallet load
earns nothing
Jewels are not awarded on wallet loads, gift or prepaid card loads, or voucher purchases.
→ use SC Ultimate here (3.3%)
detail & source
categories: Wallet load
Source: Edge CSB Bank Credit Card and Edge+ CSB Bank Credit Card - TnC - csb.bank.in - read 2 Oct 2026
EMI
earns nothing
Jewels are not awarded on EMI transactions (EasyEMI/SmartEMI, Dial-an-EMI etc.).
→ use Kotak Solitaire Credit Card here (3.0%)
detail & source
categories: EMI
Source: Edge CSB Bank Credit Card and Edge+ CSB Bank Credit Card - TnC - csb.bank.in - read 2 Oct 2026
Insurance
earns nothing
Jewels are not awarded on insurance premium or insurance sales/underwriting transactions (MCC 6381, 6300).
→ use Axis Burgundy Private here (6.4%)
detail & source
categories: Insurance · MCCs: 6381, 6300
Source: Edge CSB Bank Credit Card and Edge+ CSB Bank Credit Card - TnC - csb.bank.in - read 2 Oct 2026
Mobile / broadband
earns nothing
Jewels are not awarded on telecommunications or pay-TV transactions (MCC 4814, 4899).
→ use FIRST Private here (6.6%)
detail & source
categories: Mobile / broadband · MCCs: 4814, 4899
Source: Edge CSB Bank Credit Card and Edge+ CSB Bank Credit Card - TnC - csb.bank.in - read 2 Oct 2026
Gaming
earns nothing
Jewels are not awarded on digital-goods gaming or video-game-arcade transactions (MCC 5816, 7994).
→ use FIRST Private here (6.6%)
detail & source
categories: Gaming · MCCs: 5816, 7994
Source: Edge CSB Bank Credit Card and Edge+ CSB Bank Credit Card - TnC - csb.bank.in - read 2 Oct 2026
MCC 5933, MCC 5935 +33 more
earns nothing
Jewels are also not awarded on this wider list of Merchant Category Codes (MCC) stipulated by the Bank's network partners, covering cash/quasi-cash disbursements, gambling, political/religious organisations, pawn shops, fuel dispensers, real-estate rental agents, tax payments, tolls, and legal/professional/charitable services.
→ use FIRST Private here (6.6%)
detail & source
MCCs: 5933, 5935, 6012, 6051, 6211, 6540, 7995, 8651, 8661, 9211, 9223, 7800, 7801, 7802, 9222, 4829, 6513, 6010, 6011, 5983, 5172, 5542, 9311, 4900, 7322, 4784, 9399, 8111, 8351, 8398, 8641, 5541, 5817, 7273, 8931
Source: Edge CSB Bank Credit Card and Edge+ CSB Bank Credit Card - TnC - csb.bank.in - read 2 Oct 2026