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Axis Bank · Mid

Axis Select

Earns Axis EDGE (Select / Privilege / REWARDS: 10:1)
Where it ranks across all 187 cards
#37 Groceries 2.0% direct #37 Fashion 2.0% direct #13 EMI 1.0% direct
#38 Gaming 1.0% direct #48 Train tickets 1.0% direct #52 Other 1.0% direct #54 Cabs & transit 1.0% direct #56 Health & pharmacy 1.0% direct #59 Electronics 1.0% direct #67 Hotels 1.0% direct #69 Flights 1.0% direct #71 Online shopping 1.0% direct #71 Movies & events 1.0% direct #73 Dining out 1.0% direct #73 Food delivery 1.0% direct
23 Sep 2026 - Axis EDGE dropped Club ITC (Sep 2026)
Axis points can no longer be moved to Club ITC. If you were saving points for an ITC transfer, that route is closed. The same change brought back Accor and added Cathay, Hilton and Miles & More.
Source: Axis Travel Edge Miles Transfer T&C · read 23 Sep 2026
2 Apr 2026 - Axis EDGE still cannot reach Marriott (dropped Apr 2, 2026)
Axis points still cannot be moved to Marriott (removed 2 Apr 2026). Use Amex or HSBC points for Marriott instead. Accor, removed at the same time, is back; Qatar Avios still transfers, at a lower rate.
Source: Axis Travel Edge Miles Transfer T&C · read 23 Sep 2026
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Partner transfers - best: Accor ALL (Live Limitless) at 10:1
₹0.21-₹0.23/pt · ceiling 1.15% at premium-cabin redemptions - never used to rank
1.05%
Engine value - conservative, what rankings use
₹0.2/pt
1.00%
Vouchers / catalogue
₹0.2/pt
1.00%
Axis states 'The Redemption Value of Each EDGE REWARD Point = ₹0.20' (https://www.axis.bank.in/cards/credit-card/rewards-credit-card, verified 2026-09-25)
Points valued at ₹0.2/pt - conservative, what rankings use · transfers reach up to ₹0.23/pt via Accor ALL (Live Limitless) at 10:1
Reward rules2 direct
Base rate - everything not covered below
1.00%base rate
10 pts / ₹200
source
Source: Axis Bank Select Credit Card - axis.bank.in - read 25 Sep 2026
2X points on retail shopping (dept stores, grocery, apparel)
2.00%this rule
20 pts / ₹200
2X on up to ₹20,000 of retail spends a month
how it works & source
2X applies up to cumulative retail shopping transactions of Rs 20,000 per month; above that, spends revert to the base 10 points per Rs 200 rate
Source: Axis Bank Select Credit Card - axis.bank.in - read 25 Sep 2026
Percentages here are each rule's own rate. The card's single headline is the best of the direct rules only - selectable packs, capped-base rows and portal/voucher routes above are shown for completeness but never set it.
₹0 / year
10,000 EDGE REWARD Points worth Rs 2000 on first card transaction (not applicable for lifetime-free card / Burgundy account holders)
₹2,000estimated value
₹3,00,000 / year
5000 EDGE REWARDS points on spending Rs 3 lakhs in a card anniversary year
₹1,000estimated value
What 10,000 points become. The low end of each range ranks; the high end is display only.
Accor ALL (Live Limitless)
10:1 ratio · Back as a partner in the Sep 2026 revision, Group A, reduced ratio tier.
1,000 ptsworth ₹2,100-₹2,300
Singapore Airlines KrisFlyer
10:1 ratio
1,000 ptsworth ₹800-₹2,500
Air Canada Aeroplan
10:1 ratio
1,000 ptsworth ₹800-₹2,200
Postcard Hotels Sunshine Club
10:1 ratio
1,000 ptsworth ₹800-₹1,100
Japan Airlines Mileage Bank
10:1 ratio
1,000 ptsworth ₹700-₹2,000
Turkish Airlines Miles&Smiles
10:1 ratio
1,000 ptsworth ₹700-₹2,200
Air France-KLM Flying Blue
10:1 ratio · Moved to Group A in the Sep 2026 revision.
1,000 ptsworth ₹700-₹2,000
Cathay Asia Miles
10:1 ratio · Added in the Sep 2026 revision, Group A, reduced ratio tier.
1,000 ptsworth ₹700-₹2,000
Yearly limits: 1 lakh points to Group A and 4 lakh to Group B (5 lakh in all). Every partner converts at 10:1; SpiceJet and AirAsia are better at 5:1.
Earns nothing on1 exclusion
Insurance, Rent, Fuel, Education, Utility bills, Mobile / broadband, Wallet load, Jewellery & watches, Government / tax
earns nothing
Insurance, rent, fuel, educational services, utilities & telecom, wallet, gold/jewellery, government services, gift cards and bridge/road/toll fees earn no EDGE REWARD points
→ use Axis Burgundy Private here (6.4%)
detail & source
categories: Insurance, Rent, Fuel, Education, Utility bills, Mobile / broadband, Wallet load, Jewellery & watches, Government / tax
Source: Axis Bank Select Credit Card - axis.bank.in - read 25 Sep 2026
10,000 EDGE REWARD Points worth ₹2,000
on joining · on the first card transaction; not applicable for lifetime free credit card/Burgundy account holders
Source: Axis Bank - Select Credit Card - axis.bank.in - read 11 Oct 2026
₹2,000value
Perks the card unlocks at these places, beyond its earn rate. They never change a ranking - check the bank page before you count on one.
District (by Zomato)
Buy one get one on movie tickets: 100% off the second ticket booked via District app
Source: Axis Bank - Select Credit Card - axis.bank.in - read 11 Oct 2026
BigBasket
Flat ₹500 off a month on BigBasket app/website orders of ₹2,500 or more
Source: Axis Bank - Select Credit Card - axis.bank.in - read 11 Oct 2026
₹500a month
Swiggy
₹200 off on Swiggy orders of ₹1,000 or more, twice a month
Source: Axis Bank - Select Credit Card - axis.bank.in - read 11 Oct 2026
₹200a month
Priority Pass
Priority Pass membership renewal on annual spends of ₹3 lakh
Source: Axis Bank - Select Credit Card - axis.bank.in - read 11 Oct 2026
Rent
Axis rent fee 1% + GST
1%
Wallet load
Axis wallet-load fee: 1% once cumulative wallet-load spend this statement cycle reaches ₹10,000, on the cycle total + GST
1%
Fuel
Axis fuel fee: 1% once cumulative fuel spend this statement cycle reaches ₹50,000, on the cycle total + GST (separate from the routine fuel-surcharge waiver on ₹400-₹5,000 pump swipes)
1%
Utility bills, Mobile / broadband
Axis utility fee: 1% once cumulative utility/telecom spend this statement cycle reaches ₹25,000, on the cycle total + GST
1%
Education
Axis education fee: 1% per transaction on education payments made via third-party apps + GST (modelled on every education spend - the engine cannot yet tell a third-party app from the institution's own website/POS, which the MITC exempts, so this is the conservative worst-case reading)
1%
No card paid to be here. A few have asked.
Every rate is read off the bank's own page and carries the date we read it. Every answer is worked out in your browser from that data - nothing is precomputed.
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