Axis Bank · Mid
Axis Select
Earns Axis EDGE (Select / Privilege / REWARDS: 10:1)
Where it ranks across all 187 cards
#37 Groceries
2.0%
direct
#37 Fashion
2.0%
direct
#13 EMI
1.0%
direct
#38 Gaming
1.0%
direct
#48 Train tickets
1.0%
direct
#52 Other
1.0%
direct
#54 Cabs & transit
1.0%
direct
#56 Health & pharmacy
1.0%
direct
#59 Electronics
1.0%
direct
#67 Hotels
1.0%
direct
#69 Flights
1.0%
direct
#71 Online shopping
1.0%
direct
#71 Movies & events
1.0%
direct
#73 Dining out
1.0%
direct
#73 Food delivery
1.0%
direct
23 Sep 2026 - Axis EDGE dropped Club ITC (Sep 2026)
Axis points can no longer be moved to Club ITC. If you were saving points for an ITC transfer, that route is closed. The same change brought back Accor and added Cathay, Hilton and Miles & More.
Source: Axis Travel Edge Miles Transfer T&C · read 23 Sep 2026
2 Apr 2026 - Axis EDGE still cannot reach Marriott (dropped Apr 2, 2026)
Axis points still cannot be moved to Marriott (removed 2 Apr 2026). Use Amex or HSBC points for Marriott instead. Accor, removed at the same time, is back; Qatar Avios still transfers, at a lower rate.
Source: Axis Travel Edge Miles Transfer T&C · read 23 Sep 2026
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Axis states 'The Redemption Value of Each EDGE REWARD Point = ₹0.20' (https://www.axis.bank.in/cards/credit-card/rewards-credit-card, verified 2026-09-25)
Points valued at ₹0.2/pt - conservative, what rankings use · transfers reach up to ₹0.23/pt via Accor ALL (Live Limitless) at 10:1
Reward rules2 direct
Base rate - everything not covered below
1.00%base rate
10 pts / ₹200
source
Source: Axis Bank Select Credit Card - axis.bank.in - read 25 Sep 2026
2X points on retail shopping (dept stores, grocery, apparel)
2.00%this rule
20 pts / ₹200
how it works & source
2X applies up to cumulative retail shopping transactions of Rs 20,000 per month; above that, spends revert to the base 10 points per Rs 200 rate
Source: Axis Bank Select Credit Card - axis.bank.in - read 25 Sep 2026
Percentages here are each rule's own rate.
The card's single headline is the best of the direct rules only - selectable packs, capped-base rows and
portal/voucher routes above are shown for completeness but never set it.
What 10,000 points become. The low end of each range ranks; the high end is display only.
Yearly limits: 1 lakh points to Group A and 4 lakh to Group B (5 lakh in all). Every partner converts at 10:1; SpiceJet and AirAsia are better at 5:1.
Earns nothing on1 exclusion
Insurance, Rent, Fuel, Education, Utility bills, Mobile / broadband, Wallet load, Jewellery & watches, Government / tax
earns nothing
Insurance, rent, fuel, educational services, utilities & telecom, wallet, gold/jewellery, government services, gift cards and bridge/road/toll fees earn no EDGE REWARD points
→ use Axis Burgundy Private here (6.4%)
detail & source
categories: Insurance, Rent, Fuel, Education, Utility bills, Mobile / broadband, Wallet load, Jewellery & watches, Government / tax
Source: Axis Bank Select Credit Card - axis.bank.in - read 25 Sep 2026
Perks the card unlocks at these places, beyond its earn rate. They never change a ranking - check the bank page before you count on one.