ICICI Bank · Entry · lifetime free
Amazon Pay ICICI
Where it ranks across all 187 cards
#11 Online shopping
5.0%
at Amazon
direct
#28 Cabs & transit
2.0%
at Uber
direct
#40 Movies & events
2.0%
at BookMyShow
direct
#42 Food delivery
2.0%
at Swiggy
direct
#12 Wallet load
1.0%
direct
#25 Insurance
1.0%
direct
#45 Gaming
1.0%
direct
#49 Mobile / broadband
1.0%
direct
#58 Train tickets
1.0%
direct
#63 Other
1.0%
direct
#65 Health & pharmacy
1.0%
direct
#68 Electronics
1.0%
direct
#76 Hotels
1.0%
direct
#77 Fashion
1.0%
direct
#78 Flights
1.0%
direct
#80 Groceries
1.0%
direct
#84 Dining out
1.0%
direct
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Reward rules4 direct
Base rate - everything not covered below
1.00%base rate
1% cashback
source
Source: Amazon Pay ICICI MITC - icicibank.com - read 20 Aug 2026
International spends earn NOTHING (w.e.f. 11 Oct 2025)
0.00%this rule
0% cashback
how it works & source
The 1.99% forex headline is paired with zero rewards abroad since Oct 2025.
Source: Amazon Pay ICICI T&C (bank PDF) - icicibank.com - read 22 Aug 2026
5% on Amazon (Prime)
5.00%this rule
5% cashback
how it works & source
Uncapped. 3% for non-Prime members. Non-Prime members earn 3% on amazon.in (2% on digital/gift cards). Both tiers EXCLUDE gold coins and flight/hotel bookings via Amazon Pay.
Source: Amazon Pay ICICI T&C - icicibank.com - read 20 Aug 2026
2% Amazon Pay partners
2.00%this rule
2% cashback
source
Source: Amazon Pay ICICI T&C - icicibank.com - read 20 Aug 2026
Percentages here are each rule's own rate.
The card's single headline is the best of the direct rules only - selectable packs, capped-base rows and
portal/voucher routes above are shown for completeness but never set it.
Earns nothing on7 exclusions
Fuel
earns nothing
No rewards on fuel purchases (bank FAQ - prose only, no MCC list published for cashback).
→ use IndianOil RBL XTra here (7.5%)
detail & source
categories: Fuel
Source: Amazon Pay ICICI FAQ (bank site) - icicibank.com - read 22 Aug 2026
Rent
earns nothing
Rent earns nothing on all ICICI cards (program MITC, MCC 6513; 1% fee applies).
→ use Axis Burgundy Private here (5.2%)
detail & source
categories: Rent · MCCs: 6513
Source: ICICI Credit Card MITC (bank PDF, updated 2 Aug 2026) - icicibank.com - read 22 Aug 2026
Jewellery & watches
earns nothing
No rewards on gold, silver or any precious metal (bank FAQ).
→ use Tata Neu Infinity HDFC here (5.0%)
detail & source
categories: Jewellery & watches
Source: Amazon Pay ICICI FAQ (bank site) - icicibank.com - read 22 Aug 2026
Government / tax
earns nothing
Tax-related payments earn nothing (bank wording is "any Tax-related payments"; broader government MCCs are only on the indicative restricted list).
→ use Biz Black Metal Edition Credit Card here (2.5%)
detail & source
categories: Government / tax
Source: Amazon Pay ICICI FAQ (bank site) - icicibank.com - read 22 Aug 2026
EMI
earns nothing
EMI purchases on Amazon earn no rewards (bank FAQ).
→ use Kotak Solitaire Credit Card here (3.0%)
detail & source
categories: EMI
Source: Amazon Pay ICICI FAQ (bank site) - icicibank.com - read 22 Aug 2026
Utility bills
earns nothing
Utility transactions OUTSIDE the Amazon platform earn nothing (w.e.f.
→ use HSBC Live+ here (10.0%)
detail & source
11 Oct 2025); via Amazon Pay they earn the partner rate.
categories: Utility bills
Source: Amazon Pay ICICI T&C (bank PDF) - icicibank.com - read 22 Aug 2026
Education
earns nothing
Education transactions earn nothing (w.e.f.
→ use Axis Burgundy Private here (5.2%)
detail & source
11 Oct 2025).
categories: Education
Source: Amazon Pay ICICI T&C (bank PDF) - icicibank.com - read 22 Aug 2026