Axis Bank · Mid

SpiceJet Axis Bank Voyage Black

Annual fee

₹2,000

Forex markup

3.5%

Base earn

1.50%

Best direct earn

normal swipe, portal/voucher excluded

3.00%

Point value

per point, conservative

₹0.5

Lounge

8 complimentary domestic lounge visits per year, needs Rs 50,000 spend in preceding quarter

8 dom · 0 intl

Network

Not published

Axis Bank - SpiceJet Axis Bank Voyage Black Credit Card axis.bank.in · read 30 Sep 2026
Axis Bank - Revision of Credit Card Terms and Conditions (effective 28-08-2026) campaign.axis.bank.in · read 30 Sep 2026

Every figure on this page traces to one of these. Nothing is inferred from a tracker.

Bank-confirmed. Reward figures verified against the issuer’s own website.
Card source: Axis Bank - SpiceJet Axis Bank Voyage Black Credit Card - axis.bank.in - read 30 Sep 2026.
No affiliate link on this card.

Where it ranks across all 187 cards

#6 Utility bills 3.0% direct #21 Movies & events 3.0% direct #23 Food delivery 3.0% direct

#11 Insurance 1.5% direct #21 Mobile / broadband 1.5% direct #21 Jewellery & watches 1.5% direct #23 Gaming 1.5% direct #29 Train tickets 1.5% direct #31 Other 1.5% direct #34 Health & pharmacy 1.5% direct #36 Cabs & transit 1.5% direct #39 Electronics 1.5% direct #42 Flights 1.5% direct #43 Hotels 1.5% direct #46 Dining out 1.5% direct #49 Fashion 1.5% direct #50 Online shopping 1.5% direct #50 Groceries 1.5% direct #8 Government / tax 0.7% direct #83 Education 0.3% direct

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Engine value - conservative, what rankings use

₹0.5/pt

1.50%

Vouchers / catalogue

₹0.5/pt

1.50%

Points valued at ₹0.5/pt - conservative, what rankings use

Reward rules3 direct

Base rate - everything not covered below

1.50%base rate

6 pts / ₹200

source

Source: Axis Bank - SpiceJet Axis Bank Voyage Black Credit Card - axis.bank.in - read 30 Sep 2026

12 SpiceClub Points / Rs 200 on online food, bill payment and entertainment

3.00%this rule

12 pts / ₹200

source

Source: Axis Bank - SpiceJet Axis Bank Voyage Black Credit Card - axis.bank.in - read 30 Sep 2026

12 SpiceClub Points / Rs 200 on SpiceJet bookings (card component of up to 28 total)

3.00%this rule

12 pts / ₹200

source

Source: Axis Bank - SpiceJet Axis Bank Voyage Black Credit Card - axis.bank.in - read 30 Sep 2026

Percentages here are each rule's own rate. The card's single headline is the best of the direct rules only - selectable packs, capped-base rows and portal/voucher routes above are shown for completeness but never set it.

Earns nothing on2 exclusions

Fuel, Wallet load, EMI

earns nothing

No points on fuel, wallet or EMI transactions

→ use IndianOil RBL XTra here (7.5%)

detail & source

categories: Fuel, Wallet load, EMI

Source: Axis Bank - SpiceJet Axis Bank Voyage Black Credit Card - axis.bank.in - read 30 Sep 2026

FASTag recharge

earns nothing

No rewards/cashback on Bridge Fees, Road Fees and Tolls

detail & source

merchants: FASTag recharge

Source: Axis Bank - Revision of Credit Card Terms and Conditions (effective 28-08-2026) - campaign.axis.bank.in - read 30 Sep 2026

SpiceJet flight voucher worth ₹4,000

on joining · on completing 2 transactions within 30 days of card issuance

Source: Axis Bank - SpiceJet Axis Bank Voyage Black Credit Card - axis.bank.in - read 11 Oct 2026

₹4,000value

SpiceClub Gold membership plus ₹7,500 worth of complimentary SpiceJet add-on vouchers

on joining · on card issuance

Source: Axis Bank - SpiceJet Axis Bank Voyage Black Credit Card - axis.bank.in - read 11 Oct 2026

₹7,500value

Rent

Axis rent fee 1% + GST

Wallet load

Axis wallet-load fee: 1% once cumulative wallet-load spend this statement cycle reaches ₹10,000, on the cycle total + GST

Fuel

Axis fuel fee: 1% once cumulative fuel spend this statement cycle reaches ₹50,000, on the cycle total + GST (separate from the routine fuel-surcharge waiver on ₹400-₹5,000 pump swipes)

Utility bills, Mobile / broadband

Axis utility fee: 1% once cumulative utility/telecom spend this statement cycle reaches ₹25,000, on the cycle total + GST

Education

Axis education fee: 1% per transaction on education payments made via third-party apps + GST (modelled on every education spend - the engine cannot yet tell a third-party app from the institution's own website/POS, which the MITC exempts, so this is the conservative worst-case reading)