Axis Bank · Entry

SpiceJet Axis Bank Voyage

Annual fee

₹750

Forex markup

3.5%

Base earn

0.75%

Best direct earn

normal swipe, portal/voucher excluded

1.50%

Point value

per point, conservative

₹0.5

Lounge

4 complimentary domestic lounge visits per year, needs Rs 50,000 spend in preceding quarter

4 dom · 0 intl

Network

Not published

Axis Bank - SpiceJet Axis Bank Voyage Credit Card axis.bank.in · read 30 Sep 2026
Axis Bank - Revision of Credit Card Terms and Conditions (effective 28-08-2026) campaign.axis.bank.in · read 30 Sep 2026

Every figure on this page traces to one of these. Nothing is inferred from a tracker.

Bank-confirmed. Reward figures verified against the issuer’s own website.
Card source: Axis Bank - SpiceJet Axis Bank Voyage Credit Card - axis.bank.in - read 30 Sep 2026.
No affiliate link on this card.

Where it ranks across all 187 cards

#15 Utility bills 1.5% direct #50 Food delivery 1.5% direct #50 Movies & events 1.5% direct

#46 Insurance 0.8% direct #70 Jewellery & watches 0.8% direct #78 Gaming 0.8% direct #86 Mobile / broadband 0.8% direct #92 Train tickets 0.8% direct #98 Cabs & transit 0.8% direct #104 Other 0.8% direct #105 Health & pharmacy 0.8% direct #107 Electronics 0.8% direct #111 Hotels 0.8% direct #112 Flights 0.8% direct #115 Online shopping 0.8% direct #116 Fashion 0.8% direct #120 Groceries 0.8% direct #124 Dining out 0.8% direct

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Engine value - conservative, what rankings use

₹0.5/pt

0.75%

Vouchers / catalogue

₹0.5/pt

0.75%

Points valued at ₹0.5/pt - conservative, what rankings use

Reward rules3 direct

Base rate - everything not covered below

0.75%base rate

3 pts / ₹200

source

Source: Axis Bank - SpiceJet Axis Bank Voyage Credit Card - axis.bank.in - read 30 Sep 2026

6 SpiceClub Points / Rs 200 on online food, bill payment and entertainment

1.50%this rule

6 pts / ₹200

source

Source: Axis Bank - SpiceJet Axis Bank Voyage Credit Card - axis.bank.in - read 30 Sep 2026

6 SpiceClub Points / Rs 200 on SpiceJet bookings (card component of up to 18 total)

1.50%this rule

6 pts / ₹200

source

Source: Axis Bank - SpiceJet Axis Bank Voyage Credit Card - axis.bank.in - read 30 Sep 2026

Percentages here are each rule's own rate. The card's single headline is the best of the direct rules only - selectable packs, capped-base rows and portal/voucher routes above are shown for completeness but never set it.

Earns nothing on2 exclusions

Fuel, Wallet load, EMI

earns nothing

No points on fuel, wallet or EMI transactions

→ use IndianOil RBL XTra here (7.5%)

detail & source

categories: Fuel, Wallet load, EMI

Source: Axis Bank - SpiceJet Axis Bank Voyage Credit Card - axis.bank.in - read 30 Sep 2026

FASTag recharge

earns nothing

No rewards/cashback on Bridge Fees, Road Fees and Tolls

detail & source

merchants: FASTag recharge

Source: Axis Bank - Revision of Credit Card Terms and Conditions (effective 28-08-2026) - campaign.axis.bank.in - read 30 Sep 2026

SpiceJet flight voucher worth ₹1,500

on joining · on completing 2 transactions within 30 days of card issuance

Source: Axis Bank - SpiceJet Axis Bank Voyage Credit Card - axis.bank.in - read 11 Oct 2026

₹1,500value

Perks the card unlocks at these places, beyond its earn rate. They never change a ranking - check the bank page before you count on one.

SpiceJet (SpiceClub)

Complimentary SpiceClub Silver membership on card issuance

Source: Axis Bank - SpiceJet Axis Bank Voyage Credit Card - axis.bank.in - read 11 Oct 2026

Rent

Axis rent fee 1% + GST

Wallet load

Axis wallet-load fee: 1% once cumulative wallet-load spend this statement cycle reaches ₹10,000, on the cycle total + GST

Fuel

Axis fuel fee: 1% once cumulative fuel spend this statement cycle reaches ₹50,000, on the cycle total + GST (separate from the routine fuel-surcharge waiver on ₹400-₹5,000 pump swipes)

Utility bills, Mobile / broadband

Axis utility fee: 1% once cumulative utility/telecom spend this statement cycle reaches ₹25,000, on the cycle total + GST

Education

Axis education fee: 1% per transaction on education payments made via third-party apps + GST (modelled on every education spend - the engine cannot yet tell a third-party app from the institution's own website/POS, which the MITC exempts, so this is the conservative worst-case reading)