Standard Chartered · Entry
Rewards Credit Card
Where it ranks across all 187 cards
#38 Wallet load
0.7%
direct
#40 EMI
0.7%
direct
#54 Education
0.7%
direct
#62 Utility bills
0.7%
direct
#77 Jewellery & watches
0.7%
direct
#84 Gaming
0.7%
direct
#93 Mobile / broadband
0.7%
direct
#99 Train tickets
0.7%
direct
#106 Cabs & transit
0.7%
direct
#112 Health & pharmacy
0.7%
direct
#112 Other
0.7%
direct
#113 Electronics
0.7%
direct
#117 Hotels
0.7%
direct
#118 Flights
0.7%
direct
#119 Online shopping
0.7%
direct
#123 Fashion
0.7%
direct
#124 Groceries
0.7%
direct
#124 Movies & events
0.7%
direct
#126 Food delivery
0.7%
direct
#130 Dining out
0.7%
direct
#93 Insurance
0.2%
direct
Get an email if this card changes - sign in.
1 RP = INR 0.25 (for redemption from Rewards catalogue); 1 RP = INR 0.20 (for adjustment against Statement outstanding balance)
Points valued at ₹0.25/pt - conservative, what rankings use
Reward rules2 direct
Base rate - everything not covered below
0.67%base rate
4 pts / ₹150
source
Source: Standard Chartered Rewards Credit Card - sc.bank.in - read 2 Oct 2026
1 pt / Rs150 on Government and Insurance categories
0.17%this rule
1 pt / ₹150
source
Source: Standard Chartered Rewards Credit Card - sc.bank.in - read 2 Oct 2026
Base rate, but capped1
Additional 4 pts / Rs150 bonus on monthly retail spends above Rs 20,000
base rate
source
Source: Standard Chartered Rewards Credit Card - sc.bank.in - read 2 Oct 2026
Percentages here are each rule's own rate.
The card's single headline is the best of the direct rules only - selectable packs, capped-base rows and
portal/voucher routes above are shown for completeness but never set it.
Earns nothing on1 exclusion
Fuel
earns nothing
Fuel transactions earn no reward points on the Rewards Credit Card.
→ use IndianOil RBL XTra here (7.5%)
detail & source
categories: Fuel
Source: Standard Chartered Rewards Credit Card - sc.bank.in - read 2 Oct 2026
Perks the card unlocks at these places, beyond its earn rate. They never change a ranking - check the bank page before you count on one.