Punjab National Bank · Mid
Visa Signature Card
Where it ranks across all 187 cards
#23 Fuel
0.5%
direct
#45 Wallet load
0.5%
direct
#51 EMI
0.5%
direct
#64 Insurance
0.5%
direct
#67 Education
0.5%
direct
#75 Utility bills
0.5%
direct
#96 Jewellery & watches
0.5%
direct
#100 Gaming
0.5%
direct
#109 Mobile / broadband
0.5%
direct
#118 Train tickets
0.5%
direct
#125 Cabs & transit
0.5%
direct
#131 Health & pharmacy
0.5%
direct
#134 Other
0.5%
direct
#135 Electronics
0.5%
direct
#136 Flights
0.5%
direct
#136 Hotels
0.5%
direct
#137 Groceries
0.5%
direct
#138 Movies & events
0.5%
direct
#141 Online shopping
0.5%
direct
#141 Fashion
0.5%
direct
#142 Food delivery
0.5%
direct
#143 Dining out
0.5%
direct
Get an email if this card changes - sign in.
Points valued at ₹0.25/pt - conservative, what rankings use
Reward rules1 direct
Base rate - everything not covered below
0.50%base rate
2 pts / ₹100
source
Source: PNB VISA Signature Card - Fees, Eligibility, Limit - creditcard.pnb.bank.in - read 1 Oct 2026
Percentages here are each rule's own rate.
The card's single headline is the best of the direct rules only - selectable packs, capped-base rows and
portal/voucher routes above are shown for completeness but never set it.
Earns nothing on0 exclusions
Rare. No published exclusions on record for this card (EMI aside).