Axis Bank · Entry · lifetime free
LIC Axis Bank Platinum
Where it ranks across all 187 cards
#47 Insurance
0.7%
direct
#56 Utility bills
0.7%
direct
#75 Jewellery & watches
0.7%
direct
#83 Gaming
0.7%
direct
#91 Mobile / broadband
0.7%
direct
#96 Train tickets
0.7%
direct
#103 Cabs & transit
0.7%
direct
#110 Health & pharmacy
0.7%
direct
#110 Other
0.7%
direct
#111 Electronics
0.7%
direct
#115 Hotels
0.7%
direct
#116 Flights
0.7%
direct
#118 Online shopping
0.7%
direct
#120 Fashion
0.7%
direct
#122 Groceries
0.7%
direct
#122 Food delivery
0.7%
direct
#122 Movies & events
0.7%
direct
#128 Dining out
0.7%
direct
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Points valued at ₹0.71/pt - conservative, what rankings use
Reward rules3 direct
Base rate - everything not covered below
0.71%base rate
1 pt / ₹100
source
Source: Axis Bank - LIC Axis Bank Platinum Credit Card - axis.bank.in - read 30 Sep 2026
2 pts / Rs 100 on LIC premium payment
1.42%this rule
2 pts / ₹100
source
Source: Axis Bank - LIC Axis Bank Platinum Credit Card - axis.bank.in - read 30 Sep 2026
2 pts / Rs 100 on foreign currency spend
1.42%this rule
2 pts / ₹100
source
Source: Axis Bank - LIC Axis Bank Platinum Credit Card - axis.bank.in - read 30 Sep 2026
Percentages here are each rule's own rate.
The card's single headline is the best of the direct rules only - selectable packs, capped-base rows and
portal/voucher routes above are shown for completeness but never set it.
Earns nothing on2 exclusions
Fuel, Wallet load, EMI
earns nothing
No points on fuel, wallet load or EMI conversions
→ use IndianOil RBL XTra here (7.5%)
detail & source
categories: Fuel, Wallet load, EMI
Source: Axis Bank - LIC Axis Bank Platinum Credit Card - axis.bank.in - read 30 Sep 2026
FASTag recharge
earns nothing
No rewards/cashback on Bridge Fees, Road Fees and Tolls
detail & source
merchants: FASTag recharge
Source: Axis Bank - Revision of Credit Card Terms and Conditions (effective 28-08-2026) - campaign.axis.bank.in - read 30 Sep 2026