IndusInd Bank · Mid · lifetime free
Nexxt Credit Card
Where it ranks across all 187 cards
#49 Wallet load
0.5%
direct
#54 EMI
0.5%
direct
#67 Insurance
0.5%
direct
#71 Education
0.5%
direct
#77 Utility bills
0.5%
direct
#101 Jewellery & watches
0.5%
direct
#105 Gaming
0.5%
direct
#114 Mobile / broadband
0.5%
direct
#123 Train tickets
0.5%
direct
#129 Cabs & transit
0.5%
direct
#136 Health & pharmacy
0.5%
direct
#139 Other
0.5%
direct
#140 Electronics
0.5%
direct
#141 Flights
0.5%
direct
#141 Hotels
0.5%
direct
#142 Groceries
0.5%
direct
#143 Movies & events
0.5%
direct
#146 Online shopping
0.5%
direct
#146 Fashion
0.5%
direct
#147 Food delivery
0.5%
direct
#148 Dining out
0.5%
direct
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Points valued at ₹0.75/pt - conservative, what rankings use
Reward rules1 direct
Base rate - everything not covered below
0.50%base rate
1 pt / ₹150
source
Source: Nexxt Credit Card - indusind.bank.in - read 30 Sep 2026
Percentages here are each rule's own rate.
The card's single headline is the best of the direct rules only - selectable packs, capped-base rows and
portal/voucher routes above are shown for completeness but never set it.
Earns nothing on1 exclusion
Fuel
earns nothing
Fuel transactions accrue no reward points since 1 Apr 2018 (bank T&C).
→ use Kotak Cashback+ Credit Card here (3.0%)
detail & source
categories: Fuel · MCCs: 5983, 5172, 5542, 5541
Source: IndusInd fuel surcharge T&C (bank site): "effective 01st April 2018, fuel transactions will not accrue reward points on your IndusInd Bank Credit Card" - indusind.bank.in - read 2 Oct 2026
Perks the card unlocks at these places, beyond its earn rate. They never change a ranking - check the bank page before you count on one.