HDFC Bank · Entry
HDFC PIXEL Go
Where it ranks across all 187 cards
#16 Education
1.0%
direct
#21 Insurance
1.0%
direct
#25 Utility bills
1.0%
direct
#33 Jewellery & watches
1.0%
direct
#34 Gaming
1.0%
direct
#40 Mobile / broadband
1.0%
direct
#44 Train tickets
1.0%
direct
#48 Other
1.0%
direct
#50 Cabs & transit
1.0%
direct
#52 Health & pharmacy
1.0%
direct
#55 Electronics
1.0%
direct
#63 Hotels
1.0%
direct
#65 Flights
1.0%
direct
#66 Fashion
1.0%
direct
#67 Online shopping
1.0%
direct
#67 Groceries
1.0%
direct
#68 Movies & events
1.0%
direct
#69 Dining out
1.0%
direct
#69 Food delivery
1.0%
direct
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Reward rules1 direct
Base rate - everything not covered below
1.00%base rate
1% cashback
source
Source: HDFC PIXEL Go Credit Card - hdfc.bank.in - read 25 Sep 2026
Via portals & vouchersdisplay, never ranks
5% cashback on HDFC SmartBuy (IGP, flights, hotels, bus, rail, instant vouchers)
via smartbuy · 500 Points per month
source
Source: HDFC PIXEL Go Credit Card T&C (bank PDF, updated 22 Dec 2025) - hdfc.bank.in - read 25 Sep 2026
5.0%
Percentages here are each rule's own rate.
The card's single headline is the best of the direct rules only - selectable packs, capped-base rows and
portal/voucher routes above are shown for completeness but never set it.
Earns nothing on1 exclusion
Fuel, Wallet load, Rent, Government / tax, EMI
earns nothing
No CashPoints on fuel, wallet/gift/prepaid card loads, rent, government-related transactions or EMI transactions.
→ use IndianOil RBL XTra here (7.5%)
detail & source
categories: Fuel, Wallet load, Rent, Government / tax, EMI
Source: HDFC PIXEL Go Credit Card T&C (bank PDF, updated 22 Dec 2025) - hdfc.bank.in - read 25 Sep 2026