BOBCARD (Bank of Baroda) · Entry

Snapdeal BOBCARD

Annual fee

₹249

Forex markup

3.5%

Base earn

1.00%

Best direct earn

normal swipe, portal/voucher excluded

2.50%

Point value

per point, conservative

₹0.25

Lounge

Network

Not published

Snapdeal BOBCARD bobcard.co.in · read 30 Sep 2026
BOBCARD Product Features - Important Terms & Conditions media.bobcard.co.in · read 30 Sep 2026

Every figure on this page traces to one of these. Nothing is inferred from a tracker.

Bank-confirmed. Reward figures verified against the issuer’s own website.
Card source: Snapdeal BOBCARD - bobcard.co.in - read 30 Sep 2026.
No affiliate link on this card.

Where it ranks across all 187 cards

#31 Online shopping 2.5% direct #20 EMI 1.0% direct #37 Utility bills 1.0% direct

#51 Jewellery & watches 1.0% direct #58 Gaming 1.0% direct #63 Mobile / broadband 1.0% direct #70 Train tickets 1.0% direct #74 Cabs & transit 1.0% direct #77 Other 1.0% direct #79 Health & pharmacy 1.0% direct #82 Electronics 1.0% direct #90 Hotels 1.0% direct #91 Flights 1.0% direct #92 Food delivery 1.0% direct #92 Fashion 1.0% direct #93 Movies & events 1.0% direct #101 Dining out 1.0% direct

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Engine value - conservative, what rankings use

₹0.25/pt

1.00%

Vouchers / catalogue

₹0.25/pt

1.00%

Points valued at ₹0.25/pt - conservative, what rankings use

Reward rules2 direct

Base rate - everything not covered below

1.00%base rate

4 pts / ₹100

source

Source: Snapdeal BOBCARD - bobcard.co.in - read 30 Sep 2026

10 pts / Rs 100 on online shopping and departmental stores

2.50%this rule

10 pts / ₹100

2000 Reward Points per statement

source

Source: Snapdeal BOBCARD - bobcard.co.in - read 30 Sep 2026

Percentages here are each rule's own rate. The card's single headline is the best of the direct rules only - selectable packs, capped-base rows and portal/voucher routes above are shown for completeness but never set it.

Earns nothing on2 exclusions

Fuel

earns nothing

Reward program is not applicable on fuel.

→ use IndianOil RBL XTra here (7.5%)

detail & source

categories: Fuel

Source: Snapdeal BOBCARD - bobcard.co.in - read 30 Sep 2026

Groceries, Government / tax, Education, Rent, Wallet load, Insurance · FASTag recharge, IRCTC (train tickets)

earns nothing

Spends on select MCCs (agriculture, contractors, passenger transport/toll/rail, rent, cleaning/personal-care services, government, education, hospitals, wallets, supermarkets/retail stores, insurance, charity, fast food) do not earn reward points, per BOBCARD's Annexure 1 MCC list.

→ use FIRST Private here (6.6%)

detail & source

categories: Groceries, Government / tax, Education, Rent, Wallet load, Insurance · merchants: FASTag recharge, IRCTC (train tickets) · MCCs: 0763, 0780, 0820, 0821, 0822, 0823, 0824, 0825, 1520, 1711, 1731, 1740, 1750, 1761, 1771, 1799, 4111, 4112, 4131, 4784, 4789, 6513, 7349, 7211, 7230, 7276, 8111, 8641, 9211, 9222, 9311, 9399, 9402, 9405, 8211, 8220, 8241, 8244, 8249, 8299, 8011, 8062, 6539, 6540, 6541, 6542, 6543, 5261, 5331, 5411, 5499, 5960, 6300, 8398, 8661, 5814

Source: BOBCARD Product Features - Important Terms & Conditions - media.bobcard.co.in - read 30 Sep 2026

Snapdeal vouchers worth up to ₹500

on joining · spend on the card within 30 days of issuance; only when the joining fee is paid; UPI spends do not qualify

Source: BOBCARD - Snapdeal BOBCARD - bobcard.co.in - read 11 Oct 2026

₹500value

500 bonus reward points

on joining · spend ₹5,000 or more within 60 days of card issuance; UPI transactions do not qualify

Source: BOBCARD - Snapdeal BOBCARD - bobcard.co.in - read 11 Oct 2026

Rent

BOBCARD rent fee 1%