Axis Bank · Entry
Axis Bank Neo
Where it ranks across all 187 cards
#80 EMI
0.1%
direct
#138 Gaming
0.1%
direct
#167 Train tickets
0.1%
direct
#171 Cabs & transit
0.1%
direct
#172 Groceries
0.1%
direct
#178 Dining out
0.1%
direct
#178 Flights
0.1%
direct
#178 Hotels
0.1%
direct
#178 Electronics
0.1%
direct
#178 Health & pharmacy
0.1%
direct
#178 Other
0.1%
direct
#180 Online shopping
0.1%
direct
#180 Movies & events
0.1%
direct
#180 Fashion
0.1%
direct
#181 Food delivery
0.1%
direct
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Points valued at ₹0.2/pt - conservative, what rankings use
Reward rules1 direct
Base rate - everything not covered below
0.10%base rate
1 pt / ₹200
source
Source: Axis Bank Neo Credit Card - axis.bank.in - read 1 Oct 2026
Percentages here are each rule's own rate.
The card's single headline is the best of the direct rules only - selectable packs, capped-base rows and
portal/voucher routes above are shown for completeness but never set it.
Earns nothing on2 exclusions
Utility bills, Mobile / broadband, Education, Insurance, Government / tax, Wallet load, Rent, Fuel, Jewellery & watches
earns nothing
No EDGE REWARD points on utilities and telecom, education, insurance, government, wallet loads, rent, fuel, gold and jewellery, or gift cards.
→ use HSBC Live+ here (10.0%)
detail & source
categories: Utility bills, Mobile / broadband, Education, Insurance, Government / tax, Wallet load, Rent, Fuel, Jewellery & watches
Source: NEO Credit Card EDGE REWARD Points T&Cs (exclusion list) and the Neo T&C revision (Gold & Jewellery, Utility & Telecom) - axis.bank.in - read 1 Oct 2026
FASTag recharge
earns nothing
No EDGE REWARD points on bridge fees, road fees and tolls.
detail & source
merchants: FASTag recharge
Source: NEO Credit Card EDGE REWARD Points T&Cs - "Bridge Fees, Road Fees & Toll" - axis.bank.in - read 1 Oct 2026
Perks the card unlocks at these places, beyond its earn rate. They never change a ranking - check the bank page before you count on one.